# HMO Missouri, Inc. — Medical Loss Ratio & rebates (Missouri, 2024) — context brief

Medical Loss Ratio and rebate outcomes for HMO Missouri, Inc. (parent group: Elevance Hlth Inc Grp, as reported) in Missouri, 2024 MLR reporting year, by market: small group 69.8%, large group 85.2%. Owed $2,612,422 in rebates. RECORDED CMS-published MLR / standard / premium / rebate; rebate-as-%-of-premium is DERIVED. A spending ratio across the whole book in a market — not plan quality or advice. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **HMO Missouri, Inc. spent 69.8% of small group premiums on care in MO (2024) → $2,612,422 rebate** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **HMO Missouri, Inc. spent 85.2% of large group premiums on care in MO (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **What a Medical Loss Ratio is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (a book-level spending ratio ≠ plan quality) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/mlr/92766-mo.jsonld` · anatomy of the research object: see /commons/the-research-object

**Medical Loss Ratio by market — HMO Missouri, Inc. (Missouri, 2024)** (2): Small group — 69.8% — 80% — no — $26,978,273 — $2,612,422 — ≈$666 — RECORDED; Large group — 85.2% — 85% — yes — $8,731,929 — $0 — — — RECORDED…