# Blue Cross Blue Shield of Louisiana — Medical Loss Ratio & rebates (Louisiana, 2024) — context brief

Medical Loss Ratio and rebate outcomes for Blue Cross Blue Shield of Louisiana (parent group: Louisiana HLTH SERV GRP, as reported) in Louisiana, 2024 MLR reporting year, by market: individual 70.5%, small group 83.0%, large group 88.8%. Owed $22,129,741 in rebates. RECORDED CMS-published MLR / standard / premium / rebate; rebate-as-%-of-premium is DERIVED. A spending ratio across the whole book in a market — not plan quality or advice. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **Blue Cross Blue Shield of Louisiana spent 70.5% of individual premiums on care in LA (2024) → $22,129,741 rebate** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **Blue Cross Blue Shield of Louisiana spent 83.0% of small group premiums on care in LA (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **Blue Cross Blue Shield of Louisiana spent 88.8% of large group premiums on care in LA (2024)** — RECORDED · CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year (https://www.cms.gov/marketplace/private-health-insurance/medical-loss-ratio)
- **What a Medical Loss Ratio is — and is NOT** — INTERPRETATION · Coverage Atlas L5 boundary (a book-level spending ratio ≠ plan quality) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/mlr/97176-la.jsonld` · anatomy of the research object: see /commons/the-research-object

**Medical Loss Ratio by market — Blue Cross Blue Shield of Louisiana (Louisiana, 2024)** (3): Individual — 70.5% — 80% — no — $236,723,621 — $22,129,741 — ≈$786 — RECORDED; Small group — 83.0% — 80% — yes — $706,220,003 — $0 — — — RECORDED; Large group — 88.8% — 85% — yes — $1,585,999,230 — $0 — — — RECORDED…