---
title: How good is your Medicare plan? (CMS Star Ratings 2026)
rating_year: 2026
contracts_rated: 769
ma_rated: 516
mean_overall: 3.65
five_star: 21
source: CMS — Medicare Advantage & Part D Star Ratings, 2026
sourceId: src:cms:star-ratings:2026
---

# How good is your Medicare Advantage or drug plan?

CMS rates every Medicare Advantage and Part D contract **1–5 stars** on clinical quality, member experience, complaints, and customer service. A **5-star** plan can be joined almost any time (a Special Enrollment Period); plans at **4+ stars** earn federal quality-bonus payments.

For **2026**, **516 Medicare Advantage contracts** carry an overall rating, averaging **3.65★**; **21** earned a perfect 5. Across 182 parent insurers.

## Overall rating distribution (Medicare Advantage)

| Stars | Contracts |
| --- | --- |
| 5.0★ | 18 |
| 4.5★ | 73 |
| 4.0★ | 116 |
| 3.5★ | 175 |
| 3.0★ | 111 |
| 2.5★ | 21 |
| 2.0★ | 2 |

## Highest-rated large parent insurers

Parents with ≥5 rated MA contracts, by unweighted average overall stars.

| Parent organization | Avg overall | Rated / contracts | Five-star |
| --- | --- | --- | --- |
| Centene Corporation | 3.31★ | 47/68 | 0 |
| UnitedHealth Group, Inc. | 3.79★ | 51/68 | 2 |
| Elevance Health, Inc. | 3.59★ | 37/48 | 3 |
| CVS Health Corporation | 3.6★ | 39/43 | 0 |
| Devoted Health, Inc. | 3.89★ | 22/42 | 3 |
| Humana Inc. | 3.4★ | 31/39 | 0 |
| Health Care Service Corporation | 3.27★ | 24/28 | 0 |
| Molina Healthcare, Inc. | 3.27★ | 13/21 | 0 |
| Kaiser Foundation Health Plan, Inc. | 4.31★ | 8/12 | 0 |
| Mitchell Family Office | 4.67★ | 3/12 | 1 |
| Independence Health Group, Inc. | 3.62★ | 4/11 | 0 |
| Highmark Health | 4.14★ | 7/11 | 0 |
| Cambia Health Solutions, Inc. | 3.5★ | 7/9 | 0 |
| Blue Cross Blue Shield of Michigan Mutual Ins. Co. | 3.9★ | 5/9 | 0 |
| SCAN Group | 4.12★ | 4/8 | 0 |
| Alignment Healthcare USA, LLC | 4.42★ | 6/8 | 2 |
| Rifkin Managed Care Holding, LLC | 4.17★ | 3/8 | 0 |
| Longevity Health Founders, LLC | 4.67★ | 3/7 | 2 |
| Medica Holding Company | 3.4★ | 5/7 | 0 |
| Point32Health, Inc. | 3.8★ | 5/6 | 0 |

## The 21 five-star contracts

- Devoted Health (H1290, Medicare Advantage (HMO/PPO), Devoted Health, Inc.) — 5★ Overall
- Medical Associates Health Plan, Inc. (H1651, Medicare Cost plan, Medical Associates Clinic, P.C.) — 5★ Part C
- UnitedHealthcare (H3256, Medicare Advantage (HMO/PPO), UnitedHealth Group, Inc.) — 5★ Overall
- Independent Health (H3362, Medicare Advantage (HMO/PPO), Independent Health Association, Inc.) — 5★ Overall
- Medicare y Mucho Mas (MMM) (H4003, Medicare Advantage (HMO/PPO), Elevance Health, Inc.) — 5★ Overall
- Medicare y Mucho Mas (MMM) (H4004, Medicare Advantage (HMO/PPO), Elevance Health, Inc.) — 5★ Overall
- NHC Advantage (H4172, Medicare Advantage (HMO/PPO), Missouri Healthcare Advisors, LLC) — 5★ Overall
- Leon Health, Inc. (H4286, Medicare Advantage (HMO/PPO), LMC Family Holdings, LLC) — 5★ Overall
- Texas Independence Health Plan (H5015, Medicare Advantage (HMO/PPO), Regency ISNP Holdings LLC) — 5★ Overall
- Alignment Health Plan (H5296, Medicare Advantage (HMO/PPO), Alignment Healthcare USA, LLC) — 5★ Overall
- Devoted Health (H5299, Medicare Advantage (HMO/PPO), Devoted Health, Inc.) — 5★ Overall
- Longevity Health Plan (H5374, Medicare Advantage (HMO/PPO), Longevity Health Founders, LLC) — 5★ Overall
- MCS Classicare (H5577, Medicare Advantage (HMO/PPO), MHH Healthcare, L.P.) — 5★ Overall
- UnitedHealthcare (H5652, Medicare Advantage (HMO/PPO), UnitedHealth Group, Inc.) — 5★ Overall
- Anthem Blue Cross and Blue Shield HP (H6988, Medicare Advantage (HMO/PPO), Elevance Health, Inc.) — 5★ Overall
- Devoted Health (H7993, Medicare Advantage (HMO/PPO), Devoted Health, Inc.) — 5★ Overall
- Georgia Health Advantage (H8093, Medicare Advantage (HMO/PPO), Mitchell Family Office) — 5★ Overall
- Longevity Health (H9590, Medicare Advantage (HMO/PPO), Longevity Health Founders, LLC) — 5★ Overall
- Alignment Health Plan (H9686, Medicare Advantage (HMO/PPO), Alignment Healthcare USA, LLC) — 5★ Overall
- Pharmacy Benefit Dimensions PDP (S4501, Standalone Part D drug plan, Independent Health Association, Inc.) — 5★ Part D
- Avalon Insurance Company (S8067, Standalone Part D drug plan, CAPITAL BLUE CROSS) — 5★ Part D

Every contract has a page at `/coverage/star-ratings/<contract>` (+ `.jsonld`/`.md`). To find your plan and compare in your area, use Medicare.gov Plan Finder.

RECORDED CMS star ratings; the distribution, five-star roster, and per-parent averages (unweighted) are DERIVED. A measured quality summary across enrollees — **not** plan availability, your own experience, or advice. Source: https://www.cms.gov/medicare/health-drug-plans/part-c-d-performance-data

Structured data: `/coverage/star-ratings.jsonld`