---
title: Cigna HealthCare — Medicare star rating (contract H3949, 2026)
license: CC0-1.0
source: CMS — Medicare Advantage & Part D Star Ratings, 2026
---

# Cigna HealthCare — Medicare star rating (contract H3949, 2026)

CMS 2026 star ratings for Cigna HealthCare (Medicare Advantage (HMO/PPO), contract H3949, parent Health Care Service Corporation): 3-star Overall, Part C health 3★, Part D drug 3.5★. CMS quality DETERMINATIONS (occurred=false, adjudged=true — CMS's official designation, not reproducible from public inputs). A quality summary across enrollees — not a guarantee of your experience, not plan availability, not advice. CC0.

## Claims

### Cigna HealthCare — Overall rating: 3 of 5 stars (2026)

**PROJECTED.** CMS rated Cigna HealthCare (contract H3949, Medicare Advantage (HMO/PPO), parent Health Care Service Corporation) 3 of 5 stars on its Overall rating for 2026. A CMS Star Ratings DETERMINATION — CMS's official quality designation under its annual Star Ratings methodology (occurred=FALSE: a rating constituted by CMS's assignment, with regulatory force, not a measured fact independent of it; adjudged=TRUE: CMS issued it). Confirm it against the CMS Star Ratings file; it is NOT reproducible from public inputs alone (clustering cut-points + reward/improvement factors).

Source: CMS — Medicare Advantage & Part D Star Ratings, 2026 — https://www.cms.gov/medicare/health-drug-plans/part-c-d-performance-data
Falsifier: occurred=FALSE: a regulatory DETERMINATION (an authority's classification/judgment) has NO material truthmaker independent of recognition — it is constituted by CMS — Medicare Advantage & Part D Star Ratings, 2026's say-so (a Searle institutional fact), not measured. adjudged=TRUE because CMS — Medicare Advantage & Part D Star Ratings, 2026 (an external authority) issued it. Distinct from a recorded measurement (which has an independent truthmaker) and from a modeled figure (a computed quantity, not a verdict). Challengeable; superseded if the authority reclassifies.

### Cigna HealthCare — Part C (health) rating: 3 of 5 stars (2026)

**PROJECTED.** CMS rated Cigna HealthCare (contract H3949, Medicare Advantage (HMO/PPO), parent Health Care Service Corporation) 3 of 5 stars on its Part C (health) rating for 2026. A CMS Star Ratings DETERMINATION — CMS's official quality designation under its annual Star Ratings methodology (occurred=FALSE: a rating constituted by CMS's assignment, with regulatory force, not a measured fact independent of it; adjudged=TRUE: CMS issued it). Confirm it against the CMS Star Ratings file; it is NOT reproducible from public inputs alone (clustering cut-points + reward/improvement factors).

Source: CMS — Medicare Advantage & Part D Star Ratings, 2026 — https://www.cms.gov/medicare/health-drug-plans/part-c-d-performance-data
Falsifier: occurred=FALSE: a regulatory DETERMINATION (an authority's classification/judgment) has NO material truthmaker independent of recognition — it is constituted by CMS — Medicare Advantage & Part D Star Ratings, 2026's say-so (a Searle institutional fact), not measured. adjudged=TRUE because CMS — Medicare Advantage & Part D Star Ratings, 2026 (an external authority) issued it. Distinct from a recorded measurement (which has an independent truthmaker) and from a modeled figure (a computed quantity, not a verdict). Challengeable; superseded if the authority reclassifies.

### Cigna HealthCare — Part D (drug) rating: 3.5 of 5 stars (2026)

**PROJECTED.** CMS rated Cigna HealthCare (contract H3949, Medicare Advantage (HMO/PPO), parent Health Care Service Corporation) 3.5 of 5 stars on its Part D (drug) rating for 2026. A CMS Star Ratings DETERMINATION — CMS's official quality designation under its annual Star Ratings methodology (occurred=FALSE: a rating constituted by CMS's assignment, with regulatory force, not a measured fact independent of it; adjudged=TRUE: CMS issued it). Confirm it against the CMS Star Ratings file; it is NOT reproducible from public inputs alone (clustering cut-points + reward/improvement factors).

Source: CMS — Medicare Advantage & Part D Star Ratings, 2026 — https://www.cms.gov/medicare/health-drug-plans/part-c-d-performance-data
Falsifier: occurred=FALSE: a regulatory DETERMINATION (an authority's classification/judgment) has NO material truthmaker independent of recognition — it is constituted by CMS — Medicare Advantage & Part D Star Ratings, 2026's say-so (a Searle institutional fact), not measured. adjudged=TRUE because CMS — Medicare Advantage & Part D Star Ratings, 2026 (an external authority) issued it. Distinct from a recorded measurement (which has an independent truthmaker) and from a modeled figure (a computed quantity, not a verdict). Challengeable; superseded if the authority reclassifies.

### What a CMS star rating is — and is NOT

**INTERPRETATION.** A CMS star rating is a quality summary across a contract's whole enrollee population for a past period — it is NOT a guarantee of your individual experience, NOT a statement of plan availability in your area, and NOT advice to choose or leave a plan. For a coverage decision, check current plan availability via the official Medicare Plan Finder or a licensed broker.

Source: Coverage Atlas L5 boundary (a population quality rating ≠ your individual experience) — https://coverage-atlas.ryanjhunter.workers.dev/
Falsifier: occurred=FALSE (a framing, not an event) and adjudged=FALSE (an in-house reading, not an authority's verdict) — the LOWEST-warrant claim here. A flat representation would render this identically to the official facts; the four-status does not.

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Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/star-ratings/h3949.jsonld`

## Data

### CMS star ratings — Cigna HealthCare (contract H3949, 2026)

CMS official quality designations (occurred=false, adjudged=true). A population quality summary — not a personal guarantee or advice.

| Measure | 2026 rating | Warrant |
| --- | --- | --- |
| Overall | 3 of 5 | DETERMINATION |
| Part C (health) | 3 of 5 | DETERMINATION |
| Part D (drug) | 3.5 of 5 | DETERMINATION |