# Atlas Commons research objects — ACA marketplace coverage for Texas (2026) — context brief

Texas's ACA marketplace coverage from the CMS ACA Plan Attributes PUF, with each figure's epistemic status labeled: every plan count — medical plans, standalone dental plans, and breakdowns by metal level, plan type, HSA-eligibility, and referral requirement — is a measured census of plans offered (counts of rows in the CMS file, all labeled RECORDED); the sticker premium landscape by metal tier (40yo, pre-subsidy) is a recorded set of published CMS Rate PUF rates, with the subsidy note labeled CONTEXT; the boundary note is context (labeled CONTEXT) — these count plans offered and their sticker price, not enrollment, the insured rate, or net cost after subsidies. Sources: CMS ACA Plan Attributes PUF, CMS Marketplace Rate PUF. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **4,183 ACA medical marketplace plans are offered in Texas for plan year 2026** — RECORDED · CMS ACA Plan Attributes PUF (2026 plan year) (https://www.cms.gov/marketplace/resources/data/public-use-files)
- **Medical plan counts by CMS metal level in Texas (2026): Silver 2,119, Gold 1,106, Expanded Bronze 728, Bronze 172** — RECORDED · CMS ACA Plan Attributes PUF (2026 plan year) (https://www.cms.gov/marketplace/resources/data/public-use-files)
- **Medical plan counts by CMS plan type in Texas (2026): HMO 2,755, POS 1,260, EPO 168** — RECORDED · CMS ACA Plan Attributes PUF (2026 plan year) (https://www.cms.gov/marketplace/resources/data/public-use-files)
- **958 of 4,183 medical plans in Texas are HSA-eligible (2026)** — RECORDED · CMS ACA Plan Attributes PUF (2026 plan year) (https://www.cms.gov/marketplace/resources/data/public-use-files)
- **678 of 4,183 medical plans in Texas require no specialist referral (2026)** — RECORDED · CMS ACA Plan Attributes PUF (2026 plan year) (https://www.cms.gov/marketplace/resources/data/public-use-files)
- **94 standalone dental plans are offered in Texas for plan year 2026** — RECORDED · CMS ACA Plan Attributes PUF (2026 plan year) (https://www.cms.gov/marketplace/resources/data/public-use-files)
- **STICKER ACA premiums in Texas for a 40-year-old (before tax credits): Silver median $762/mo** — DERIVED · CMS Marketplace Rate Public Use File (atlas-aggregated per tier) (https://www.cms.gov/marketplace/resources/data/public-use-files)
- **What the Texas premiums mean — sticker, not your price** — INTERPRETATION · Coverage Atlas framing (over the CMS Rate PUF figures above) (https://coverage-atlas.ryanjhunter.workers.dev/)
- **What these coverage figures are — and are NOT — for Texas (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the CMS facts above) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/states/tx.jsonld` · anatomy of the research object: see /commons/the-research-object

**Texas — every coverage indicator (typed)** (11): Medical plans offered — 4183 — RECORDED — CMS ACA Plan Attributes PUF (2026); Medical issuers — 18 — RECORDED — CMS ACA Plan Attributes PUF (2026); HSA-eligible medical plans — 958 — RECORDED — CMS ACA Plan Attributes PUF (2026)…
**Texas — medical plans by CMS metal level (RECORDED)** (5): Silver — 2119; Gold — 1106; Expanded Bronze — 728…
**Texas — medical plans by CMS plan type (RECORDED)** (3): HMO — 2755; POS — 1260; EPO — 168…
**Texas — medical plans by market coverage (RECORDED)** (2): Individual — 4272; SHOP (Small Group) — 5…
**Texas — sticker ACA premiums by metal tier (40yo, pre-subsidy, DERIVED)** (4): Catastrophic — 49 — 452 — 426 — 533 — 320 — 630; Bronze — 599 — 496 — 462 — 554 — 352 — 973; Silver — 818 — 762 — 709 — 844 — 540 — 1409…
**Texas — issuers present on the marketplace (RECORDED)** (27): Ambetter from Superior HealthPlan; BEST Life; Baylor Scott and White Health Plan…