# Atlas Commons research objects — ACA marketplace coverage for Utah (2026) — context brief

Utah's ACA marketplace coverage from the CMS ACA Plan Attributes PUF, with each figure's epistemic status labeled: every plan count — medical plans, standalone dental plans, and breakdowns by metal level, plan type, HSA-eligibility, and referral requirement — is a measured census of plans offered (counts of rows in the CMS file, all labeled RECORDED); the sticker premium landscape by metal tier (40yo, pre-subsidy) is a recorded set of published CMS Rate PUF rates, with the subsidy note labeled CONTEXT; the boundary note is context (labeled CONTEXT) — these count plans offered and their sticker price, not enrollment, the insured rate, or net cost after subsidies. Sources: CMS ACA Plan Attributes PUF, CMS Marketplace Rate PUF. CC0.

Claims (warrant · source), each re-fetchable to verify:

- **291 ACA medical marketplace plans are offered in Utah for plan year 2026** — RECORDED · CMS ACA Plan Attributes PUF (2026 plan year) (https://www.cms.gov/marketplace/resources/data/public-use-files)
- **Medical plan counts by CMS metal level in Utah (2026): Silver 147, Gold 72, Expanded Bronze 56, Platinum 16** — RECORDED · CMS ACA Plan Attributes PUF (2026 plan year) (https://www.cms.gov/marketplace/resources/data/public-use-files)
- **Medical plan counts by CMS plan type in Utah (2026): HMO 193, EPO 98** — RECORDED · CMS ACA Plan Attributes PUF (2026 plan year) (https://www.cms.gov/marketplace/resources/data/public-use-files)
- **56 of 291 medical plans in Utah are HSA-eligible (2026)** — RECORDED · CMS ACA Plan Attributes PUF (2026 plan year) (https://www.cms.gov/marketplace/resources/data/public-use-files)
- **254 of 291 medical plans in Utah require no specialist referral (2026)** — RECORDED · CMS ACA Plan Attributes PUF (2026 plan year) (https://www.cms.gov/marketplace/resources/data/public-use-files)
- **44 standalone dental plans are offered in Utah for plan year 2026** — RECORDED · CMS ACA Plan Attributes PUF (2026 plan year) (https://www.cms.gov/marketplace/resources/data/public-use-files)
- **STICKER ACA premiums in Utah for a 40-year-old (before tax credits): Silver median $732/mo** — DERIVED · CMS Marketplace Rate Public Use File (atlas-aggregated per tier) (https://www.cms.gov/marketplace/resources/data/public-use-files)
- **What the Utah premiums mean — sticker, not your price** — INTERPRETATION · Coverage Atlas framing (over the CMS Rate PUF figures above) (https://coverage-atlas.ryanjhunter.workers.dev/)
- **What these coverage figures are — and are NOT — for Utah (the epistemic boundary)** — INTERPRETATION · Coverage Atlas framing (over the CMS facts above) (https://coverage-atlas.ryanjhunter.workers.dev/)

Do not take these on trust — re-fetch each named source. Full structured object: `https://coverage-atlas.ryanjhunter.workers.dev/coverage/states/ut.jsonld` · anatomy of the research object: see /commons/the-research-object

**Utah — every coverage indicator (typed)** (11): Medical plans offered — 291 — RECORDED — CMS ACA Plan Attributes PUF (2026); Medical issuers — 6 — RECORDED — CMS ACA Plan Attributes PUF (2026); HSA-eligible medical plans — 56 — RECORDED — CMS ACA Plan Attributes PUF (2026)…
**Utah — medical plans by CMS metal level (RECORDED)** (4): Silver — 147; Gold — 72; Expanded Bronze — 56…
**Utah — medical plans by CMS plan type (RECORDED)** (2): HMO — 193; EPO — 98…
**Utah — medical plans by market coverage (RECORDED)** (1): Individual — 335…
**Utah — sticker ACA premiums by metal tier (40yo, pre-subsidy, DERIVED)** (4): Bronze — 57 — 570 — 517 — 673 — 472 — 888; Silver — 63 — 732 — 669 — 907 — 559 — 1125; Gold — 58 — 824 — 755 — 946 — 646 — 1254…
**Utah — issuers present on the marketplace (RECORDED)** (14): BEST Life; BridgeSpan Health Company; Delta Dental PPO…