Coverage Atlas

Allstate Insurance Company

FEMA Write-Your-Own (WYO) flood insurance carrier

NFIP node 6245

AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
Service states

Carrier directory fields

All fields RECORDED verbatim from FEMA's WYO carrier directory . This is a directory listing — not a financial rating, claims study, or price quote.

Field Value Warrant
Company name Allstate Insurance Company RECORDED
NFIP node ID 6245 RECORDED
Website https://www.allstate.com/home-insurance/flood-insurance RECORDED
Subsidiaries Allstate New Jersey Insurance Company RECORDED
Service states AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY RECORDED

Frequently asked questions

Does Allstate Insurance Company offer NFIP flood insurance?
Yes — FEMA's Write-Your-Own (WYO) carrier directory lists Allstate Insurance Company (NFIP node 6245) as an authorized WYO carrier. WYO carriers sell and service National Flood Insurance Program policies under their own brand, with policies backed by the federal government. Contact Allstate Insurance Company directly or visit https://www.allstate.com/home-insurance/flood-insurance to confirm current availability.
How do I contact Allstate Insurance Company about flood insurance?
FEMA lists the following contact information for Allstate Insurance Company: Website: https://www.allstate.com/home-insurance/flood-insurance. You can also find flood insurance agents in your area at FloodSmart.gov.
Which states does Allstate Insurance Company serve for flood insurance?
FEMA's WYO directory records AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY as the service area for Allstate Insurance Company's WYO flood program. Verify current availability in your specific state and county directly with the carrier or through a licensed flood insurance agent.
What is a FEMA Write-Your-Own (WYO) flood carrier?
WYO carriers are private insurance companies authorized by FEMA to sell and administer National Flood Insurance Program (NFIP) policies. The policies are federally backed — the carrier handles customer service and claims processing, but the federal government absorbs the insurance risk. Not all private flood insurance is through the NFIP/WYO program; some carriers also offer private flood coverage outside the WYO framework.

What this is — and isn't

This is a verbatim contact record from FEMA's WYO carrier directory. It confirms that Allstate Insurance Company is authorized to sell NFIP flood insurance through the Write-Your-Own program. It is NOT a financial strength rating, a claims history, a price quote, or a guarantee of availability in every ZIP code. WYO carrier participation can change — verify current status at FloodSmart.gov or through a licensed flood insurance agent.

Source: FEMA WYO carrier directory (fema.gov/flood-insurance/work-with-nfip/wyo-program). CC0.

Structured facts: /coverage/flood-carriers/6245.jsonld