Privilege Underwriters Reciprocal Exchange
FEMA Write-Your-Own (WYO) flood insurance carrier
NFIP node 6257
Carrier directory fields
All fields RECORDED verbatim from FEMA's WYO carrier directory . This is a directory listing — not a financial rating, claims study, or price quote.
| Field | Value | Warrant |
|---|---|---|
| Company name | Privilege Underwriters Reciprocal Exchange | RECORDED |
| NFIP node ID | 6257 | RECORDED |
| Contact name | Sarah Agnoli | RECORDED |
| Contact title | Flood Director | RECORDED |
| Phone | (401) 391-8450 | RECORDED |
| sagnoli@pureinsurance.com | RECORDED | |
| Website | https://www.pureinsurance.com/coverage-solutions/flood | RECORDED |
| Service states | AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY | RECORDED |
Frequently asked questions
- Does Privilege Underwriters Reciprocal Exchange offer NFIP flood insurance?
- Yes — FEMA's Write-Your-Own (WYO) carrier directory lists Privilege Underwriters Reciprocal Exchange (NFIP node 6257) as an authorized WYO carrier. WYO carriers sell and service National Flood Insurance Program policies under their own brand, with policies backed by the federal government. Contact Privilege Underwriters Reciprocal Exchange directly at (401) 391-8450 or visit https://www.pureinsurance.com/coverage-solutions/flood to confirm current availability.
- How do I contact Privilege Underwriters Reciprocal Exchange about flood insurance?
- FEMA lists the following contact information for Privilege Underwriters Reciprocal Exchange: Contact: Sarah Agnoli (Flood Director). Phone: (401) 391-8450. Email: sagnoli@pureinsurance.com. Website: https://www.pureinsurance.com/coverage-solutions/flood. You can also find flood insurance agents in your area at FloodSmart.gov.
- Which states does Privilege Underwriters Reciprocal Exchange serve for flood insurance?
- FEMA's WYO directory records AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY as the service area for Privilege Underwriters Reciprocal Exchange's WYO flood program. Verify current availability in your specific state and county directly with the carrier or through a licensed flood insurance agent.
- What is a FEMA Write-Your-Own (WYO) flood carrier?
- WYO carriers are private insurance companies authorized by FEMA to sell and administer National Flood Insurance Program (NFIP) policies. The policies are federally backed — the carrier handles customer service and claims processing, but the federal government absorbs the insurance risk. Not all private flood insurance is through the NFIP/WYO program; some carriers also offer private flood coverage outside the WYO framework.
What this is — and isn't
This is a verbatim contact record from FEMA's WYO carrier directory. It confirms that Privilege Underwriters Reciprocal Exchange is authorized to sell NFIP flood insurance through the Write-Your-Own program. It is NOT a financial strength rating, a claims history, a price quote, or a guarantee of availability in every ZIP code. WYO carrier participation can change — verify current status at FloodSmart.gov or through a licensed flood insurance agent.
Source: FEMA WYO carrier directory (fema.gov/flood-insurance/work-with-nfip/wyo-program). CC0.
Structured facts: /coverage/flood-carriers/6257.jsonld