Coverage Atlas

United Services Automobile Association (USAA)

FEMA Write-Your-Own (WYO) flood insurance carrier

NFIP node 6271

Vicki Vancil
Director, Residual Markets Underwriting
(602) 284-9250
Phone
AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
Service states
https://www.usaa.com/

Carrier directory fields

All fields RECORDED verbatim from FEMA's WYO carrier directory . This is a directory listing — not a financial rating, claims study, or price quote.

Field Value Warrant
Company name United Services Automobile Association (USAA) RECORDED
NFIP node ID 6271 RECORDED
Contact name Vicki Vancil RECORDED
Contact title Director, Residual Markets Underwriting RECORDED
Phone (602) 284-9250 RECORDED
Email vicki.vancil@usaa.com RECORDED
Website https://www.usaa.com/ RECORDED
Service states AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY RECORDED

Frequently asked questions

Does United Services Automobile Association (USAA) offer NFIP flood insurance?
Yes — FEMA's Write-Your-Own (WYO) carrier directory lists United Services Automobile Association (USAA) (NFIP node 6271) as an authorized WYO carrier. WYO carriers sell and service National Flood Insurance Program policies under their own brand, with policies backed by the federal government. Contact United Services Automobile Association (USAA) directly at (602) 284-9250 or visit https://www.usaa.com/ to confirm current availability.
How do I contact United Services Automobile Association (USAA) about flood insurance?
FEMA lists the following contact information for United Services Automobile Association (USAA): Contact: Vicki Vancil (Director, Residual Markets Underwriting). Phone: (602) 284-9250. Email: vicki.vancil@usaa.com. Website: https://www.usaa.com/. You can also find flood insurance agents in your area at FloodSmart.gov.
Which states does United Services Automobile Association (USAA) serve for flood insurance?
FEMA's WYO directory records AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY as the service area for United Services Automobile Association (USAA)'s WYO flood program. Verify current availability in your specific state and county directly with the carrier or through a licensed flood insurance agent.
What is a FEMA Write-Your-Own (WYO) flood carrier?
WYO carriers are private insurance companies authorized by FEMA to sell and administer National Flood Insurance Program (NFIP) policies. The policies are federally backed — the carrier handles customer service and claims processing, but the federal government absorbs the insurance risk. Not all private flood insurance is through the NFIP/WYO program; some carriers also offer private flood coverage outside the WYO framework.

What this is — and isn't

This is a verbatim contact record from FEMA's WYO carrier directory. It confirms that United Services Automobile Association (USAA) is authorized to sell NFIP flood insurance through the Write-Your-Own program. It is NOT a financial strength rating, a claims history, a price quote, or a guarantee of availability in every ZIP code. WYO carrier participation can change — verify current status at FloodSmart.gov or through a licensed flood insurance agent.

Source: FEMA WYO carrier directory (fema.gov/flood-insurance/work-with-nfip/wyo-program). CC0.

Structured facts: /coverage/flood-carriers/6271.jsonld