Coastal American Insurance Company
FEMA Write-Your-Own (WYO) flood insurance carrier
NFIP node 6273
Carrier directory fields
All fields RECORDED verbatim from FEMA's WYO carrier directory . This is a directory listing — not a financial rating, claims study, or price quote.
| Field | Value | Warrant |
|---|---|---|
| Company name | Coastal American Insurance Company | RECORDED |
| NFIP node ID | 6273 | RECORDED |
| Contact name | Noel J. Bunol IV | RECORDED |
| Contact title | EVP | RECORDED |
| Phone | (337) 735-4076 | RECORDED |
| noelb@gulfstatesinsure.com | RECORDED | |
| Website | https://gulfstatesinsure.com/products/flood-insurance/ | RECORDED |
| Subsidiaries | Gulf States Insurance Company | RECORDED |
| Service states | AL, LA, MS | RECORDED |
Frequently asked questions
- Does Coastal American Insurance Company offer NFIP flood insurance?
- Yes — FEMA's Write-Your-Own (WYO) carrier directory lists Coastal American Insurance Company (NFIP node 6273) as an authorized WYO carrier. WYO carriers sell and service National Flood Insurance Program policies under their own brand, with policies backed by the federal government. Contact Coastal American Insurance Company directly at (337) 735-4076 or visit https://gulfstatesinsure.com/products/flood-insurance/ to confirm current availability.
- How do I contact Coastal American Insurance Company about flood insurance?
- FEMA lists the following contact information for Coastal American Insurance Company: Contact: Noel J. Bunol IV (EVP). Phone: (337) 735-4076. Email: noelb@gulfstatesinsure.com. Website: https://gulfstatesinsure.com/products/flood-insurance/. You can also find flood insurance agents in your area at FloodSmart.gov.
- Which states does Coastal American Insurance Company serve for flood insurance?
- FEMA's WYO directory records AL, LA, MS as the service area for Coastal American Insurance Company's WYO flood program. Verify current availability in your specific state and county directly with the carrier or through a licensed flood insurance agent.
- What is a FEMA Write-Your-Own (WYO) flood carrier?
- WYO carriers are private insurance companies authorized by FEMA to sell and administer National Flood Insurance Program (NFIP) policies. The policies are federally backed — the carrier handles customer service and claims processing, but the federal government absorbs the insurance risk. Not all private flood insurance is through the NFIP/WYO program; some carriers also offer private flood coverage outside the WYO framework.
What this is — and isn't
This is a verbatim contact record from FEMA's WYO carrier directory. It confirms that Coastal American Insurance Company is authorized to sell NFIP flood insurance through the Write-Your-Own program. It is NOT a financial strength rating, a claims history, a price quote, or a guarantee of availability in every ZIP code. WYO carrier participation can change — verify current status at FloodSmart.gov or through a licensed flood insurance agent.
Source: FEMA WYO carrier directory (fema.gov/flood-insurance/work-with-nfip/wyo-program). CC0.
Structured facts: /coverage/flood-carriers/6273.jsonld