Interins Exch Of The Automobile Club
California Homeowners Multiple Peril (line 04) — 2025
6.30% of the California Homeowners market in 2025 — rank #5
Market-share indicators
Direct written premium is RECORDED (CA DOI verbatim). Market share % and rank are AGGREGATED (Atlas Commons computations over CA DOI data — not CA DOI-published figures). Loss ratio is AGGREGATED (Atlas Commons).
| Metric | Value | Warrant |
|---|---|---|
| Direct written premium | $1,033,249,605 | RECORDED |
| Market share (% of line DWP) | 6.30% | AGGREGATED |
| Rank by DWP (within line×year) | #5 | AGGREGATED |
| Loss ratio | 227.40% | AGGREGATED |
| Line of business | Homeowners (line 04) | RECORDED |
| Year | 2025 | RECORDED |
| Licensed in CA | Yes | RECORDED |
| NAIC COCODE | 15598 | RECORDED |
| Group | Auto Club Enterprises Ins Grp | RECORDED |
Frequently asked questions
- What is Interins Exch Of The Automobile Club's California market share for Homeowners in 2025?
- Interins Exch Of The Automobile Club (NAIC COCODE 15598) holds 6.30% of the California Homeowners market by direct written premium in 2025, ranking #5 among all carriers. Direct written premium was $1,033,249,605. Source: CA DOI P&C Market Share Report 2025.
- How much did Interins Exch Of The Automobile Club write in California Homeowners premiums in 2025?
- The California DOI P&C Market Share Report records $1,033,249,605 in direct written premiums for Interins Exch Of The Automobile Club (COCODE 15598) for Homeowners in 2025. This is a verbatim CA DOI figure.
- What is Interins Exch Of The Automobile Club's California loss ratio for Homeowners (2025)?
- Atlas Commons computes Interins Exch Of The Automobile Club's California loss ratio for Homeowners in 2025 as 227.40%, using CA DOI direct losses incurred and direct premiums earned. A ratio below 100% means the carrier paid out less in claims than it earned; above 100% means more. This is an Atlas Commons computation — the CA DOI does not publish this figure.
What this is — and isn't
Direct written premium is RECORDED verbatim from the California DOI P&C Market Share Report. Market share percentage and rank are AGGREGATED by Atlas Commons over that data — they are not CA DOI-published figures. Loss ratio, if shown, is an Atlas Commons computation (direct losses / direct earned premiums); the CA DOI publishes the components, not this ratio.
This page is informational only. A higher market share means more California premium volume — not better service, lower risk, or a recommendation to buy. The loss ratio is a single-line, single-year figure; product mix, catastrophe exposure, and reserve differences all affect it. To verify a carrier's California license, use the CA DOI License Search . For complaint history, use the CA DOI Consumer Complaint Study .
Source: California Department of Insurance P&C Market Share Report 2025. CC0.
Structured facts: /coverage/market-share/ca/15598-home-2025.jsonld