Coverage Atlas

Farmers Ins Exch

California Private Passenger Auto Liability (line 19.2) — 2025

4.90% of the California Private Passenger Auto Liability market in 2025 — rank #7

$1,269,550,597 in California direct written premiums
Loss ratio: 56.60% (AGGREGATED — direct losses / direct earned premiums)

Market-share indicators

Direct written premium is RECORDED (CA DOI verbatim). Market share % and rank are AGGREGATED (Atlas Commons computations over CA DOI data — not CA DOI-published figures). Loss ratio is AGGREGATED (Atlas Commons).

Metric Value Warrant
Direct written premium $1,269,550,597 RECORDED
Market share (% of line DWP) 4.90% AGGREGATED
Rank by DWP (within line×year) #7 AGGREGATED
Loss ratio 56.60% AGGREGATED
Line of business Private Passenger Auto Liability (line 19.2) RECORDED
Year 2025 RECORDED
Licensed in CA Yes RECORDED
NAIC COCODE 21652 RECORDED
Group FARMERS INS GRP RECORDED

Frequently asked questions

What is Farmers Ins Exch's California market share for Private Passenger Auto Liability in 2025?
Farmers Ins Exch (NAIC COCODE 21652) holds 4.90% of the California Private Passenger Auto Liability market by direct written premium in 2025, ranking #7 among all carriers. Direct written premium was $1,269,550,597. Source: CA DOI P&C Market Share Report 2025.
How much did Farmers Ins Exch write in California Private Passenger Auto Liability premiums in 2025?
The California DOI P&C Market Share Report records $1,269,550,597 in direct written premiums for Farmers Ins Exch (COCODE 21652) for Private Passenger Auto Liability in 2025. This is a verbatim CA DOI figure.
What is Farmers Ins Exch's California loss ratio for Private Passenger Auto Liability (2025)?
Atlas Commons computes Farmers Ins Exch's California loss ratio for Private Passenger Auto Liability in 2025 as 56.60%, using CA DOI direct losses incurred and direct premiums earned. A ratio below 100% means the carrier paid out less in claims than it earned; above 100% means more. This is an Atlas Commons computation — the CA DOI does not publish this figure.

What this is — and isn't

Direct written premium is RECORDED verbatim from the California DOI P&C Market Share Report. Market share percentage and rank are AGGREGATED by Atlas Commons over that data — they are not CA DOI-published figures. Loss ratio, if shown, is an Atlas Commons computation (direct losses / direct earned premiums); the CA DOI publishes the components, not this ratio.

This page is informational only. A higher market share means more California premium volume — not better service, lower risk, or a recommendation to buy. The loss ratio is a single-line, single-year figure; product mix, catastrophe exposure, and reserve differences all affect it. To verify a carrier's California license, use the CA DOI License Search . For complaint history, use the CA DOI Consumer Complaint Study .

Source: California Department of Insurance P&C Market Share Report 2025. CC0.

Structured facts: /coverage/market-share/ca/21652-ppa-liab-2025.jsonld