Coverage Atlas

Nationwide Mut Ins Co

California Homeowners Multiple Peril (line 04) — 2025

1.40% of the California Homeowners market in 2025 — rank #17

$224,960,351 in California direct written premiums
Loss ratio: 56.30% (AGGREGATED — direct losses / direct earned premiums)

Market-share indicators

Direct written premium is RECORDED (CA DOI verbatim). Market share % and rank are AGGREGATED (Atlas Commons computations over CA DOI data — not CA DOI-published figures). Loss ratio is AGGREGATED (Atlas Commons).

Metric Value Warrant
Direct written premium $224,960,351 RECORDED
Market share (% of line DWP) 1.40% AGGREGATED
Rank by DWP (within line×year) #17 AGGREGATED
Loss ratio 56.30% AGGREGATED
Line of business Homeowners (line 04) RECORDED
Year 2025 RECORDED
Licensed in CA Yes RECORDED
NAIC COCODE 23787 RECORDED
Group NATIONWIDE CORP GRP RECORDED

Frequently asked questions

What is Nationwide Mut Ins Co's California market share for Homeowners in 2025?
Nationwide Mut Ins Co (NAIC COCODE 23787) holds 1.40% of the California Homeowners market by direct written premium in 2025, ranking #17 among all carriers. Direct written premium was $224,960,351. Source: CA DOI P&C Market Share Report 2025.
How much did Nationwide Mut Ins Co write in California Homeowners premiums in 2025?
The California DOI P&C Market Share Report records $224,960,351 in direct written premiums for Nationwide Mut Ins Co (COCODE 23787) for Homeowners in 2025. This is a verbatim CA DOI figure.
What is Nationwide Mut Ins Co's California loss ratio for Homeowners (2025)?
Atlas Commons computes Nationwide Mut Ins Co's California loss ratio for Homeowners in 2025 as 56.30%, using CA DOI direct losses incurred and direct premiums earned. A ratio below 100% means the carrier paid out less in claims than it earned; above 100% means more. This is an Atlas Commons computation — the CA DOI does not publish this figure.

What this is — and isn't

Direct written premium is RECORDED verbatim from the California DOI P&C Market Share Report. Market share percentage and rank are AGGREGATED by Atlas Commons over that data — they are not CA DOI-published figures. Loss ratio, if shown, is an Atlas Commons computation (direct losses / direct earned premiums); the CA DOI publishes the components, not this ratio.

This page is informational only. A higher market share means more California premium volume — not better service, lower risk, or a recommendation to buy. The loss ratio is a single-line, single-year figure; product mix, catastrophe exposure, and reserve differences all affect it. To verify a carrier's California license, use the CA DOI License Search . For complaint history, use the CA DOI Consumer Complaint Study .

Source: California Department of Insurance P&C Market Share Report 2025. CC0.

Structured facts: /coverage/market-share/ca/23787-home-2025.jsonld