Coverage Atlas

Drive Ins Co

California Private Passenger Auto Physical Damage (line 21.1) — 2025

2.00% of the California Private Passenger Auto Physical Damage market in 2025 — rank #10

$457,788,740 in California direct written premiums
Loss ratio: 42.90% (AGGREGATED — direct losses / direct earned premiums)

Market-share indicators

Direct written premium is RECORDED (CA DOI verbatim). Market share % and rank are AGGREGATED (Atlas Commons computations over CA DOI data — not CA DOI-published figures). Loss ratio is AGGREGATED (Atlas Commons).

Metric Value Warrant
Direct written premium $457,788,740 RECORDED
Market share (% of line DWP) 2.00% AGGREGATED
Rank by DWP (within line×year) #10 AGGREGATED
Loss ratio 42.90% AGGREGATED
Line of business Private Passenger Auto Physical Damage (line 21.1) RECORDED
Year 2025 RECORDED
Licensed in CA Yes RECORDED
NAIC COCODE 27804 RECORDED
Group PROGRESSIVE GRP RECORDED

Frequently asked questions

What is Drive Ins Co's California market share for Private Passenger Auto Physical Damage in 2025?
Drive Ins Co (NAIC COCODE 27804) holds 2.00% of the California Private Passenger Auto Physical Damage market by direct written premium in 2025, ranking #10 among all carriers. Direct written premium was $457,788,740. Source: CA DOI P&C Market Share Report 2025.
How much did Drive Ins Co write in California Private Passenger Auto Physical Damage premiums in 2025?
The California DOI P&C Market Share Report records $457,788,740 in direct written premiums for Drive Ins Co (COCODE 27804) for Private Passenger Auto Physical Damage in 2025. This is a verbatim CA DOI figure.
What is Drive Ins Co's California loss ratio for Private Passenger Auto Physical Damage (2025)?
Atlas Commons computes Drive Ins Co's California loss ratio for Private Passenger Auto Physical Damage in 2025 as 42.90%, using CA DOI direct losses incurred and direct premiums earned. A ratio below 100% means the carrier paid out less in claims than it earned; above 100% means more. This is an Atlas Commons computation — the CA DOI does not publish this figure.

What this is — and isn't

Direct written premium is RECORDED verbatim from the California DOI P&C Market Share Report. Market share percentage and rank are AGGREGATED by Atlas Commons over that data — they are not CA DOI-published figures. Loss ratio, if shown, is an Atlas Commons computation (direct losses / direct earned premiums); the CA DOI publishes the components, not this ratio.

This page is informational only. A higher market share means more California premium volume — not better service, lower risk, or a recommendation to buy. The loss ratio is a single-line, single-year figure; product mix, catastrophe exposure, and reserve differences all affect it. To verify a carrier's California license, use the CA DOI License Search . For complaint history, use the CA DOI Consumer Complaint Study .

Source: California Department of Insurance P&C Market Share Report 2025. CC0.

Structured facts: /coverage/market-share/ca/27804-ppa-phys-2025.jsonld