Medicare plans by county · CY2026
57 Medicare Plans in Larimer, Colorado
Contract year 2026 · CMS Medicare Landscape Files
57 Medicare plans are available in Larimer for 2026
Base monthly premiums range from $0.00 to $80.00. 33 plans have a $0.00 base premium.
Average CMS star rating: 3.7 stars (55 of 57 plans rated).
Premiums shown are the plan's base premium — your actual cost includes the Part B premium and may vary by income. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder: medicare.gov/plan-compare . Free help: 1-800-MEDICARE or your state's SHIP.
MA-PD (27 plans)
| Plan | Type | Organization | Base Premium/mo | Overall Stars |
|---|---|---|---|---|
| Humana Total Complete H0028-081 (HMO) H0028_081 | HMO | Humana Humana Inc. | $0.00 | 3.5 ★ |
| AARP Medicare Advantage from UHC CO-0003 (HMO-POS) H0609_034 | HMO-POS | UnitedHealthcare UnitedHealth Group, Inc. | $49.00 | 4.5 ★ |
| AARP Medicare Advantage Essentials from UHC CO-4 (HMO-POS) H0609_036 | HMO-POS | UnitedHealthcare UnitedHealth Group, Inc. | $0.00 | 4.5 ★ |
| Kaiser Permanente Senior Advantage Core North (HMO) H0630_020 | HMO | Kaiser Permanente Kaiser Foundation Health Plan, Inc. | $0.00 | 4.5 ★ |
| Kaiser Permanente Senior Advantage Silver North (HMO-POS) H0630_021 | HMO-POS | Kaiser Permanente Kaiser Foundation Health Plan, Inc. | $47.00 | 4.5 ★ |
| HealthSpring Preferred (HMO) H0672_024 | HMO | HealthSpring Health Care Service Corporation | $0.00 | 3 ★ |
| Select Health Medicare Essential (HMO) H1994_027 | HMO | Select Health Intermountain Health Care, Inc. | $0.00 | 3.5 ★ |
| Select Health Medicare + Kroger (HMO) H1994_030 | HMO | Select Health Intermountain Health Care, Inc. | $0.00 | 3.5 ★ |
| Select Health Medicare Flex (HMO) H1994_031 | HMO | Select Health Intermountain Health Care, Inc. | $0.00 | 3.5 ★ |
| Select Health Medicare Active (HMO) H1994_035 | HMO | Select Health Intermountain Health Care, Inc. | $0.00 | 3.5 ★ |
| AARP Medicare Advantage from UHC CO-0013 (PPO) H2406_104 | PPO | UnitedHealthcare UnitedHealth Group, Inc. | $29.00 | 4 ★ |
| AARP Medicare Advantage from UHC CO-0017 (PPO) H2406_110 | PPO | UnitedHealthcare UnitedHealth Group, Inc. | $80.00 | 4 ★ |
| Kaiser Permanente Senior Advantage Choice North (PPO) H3138_003 | PPO | Kaiser Permanente Kaiser Foundation Health Plan, Inc. | $0.00 | — |
| Aetna Medicare Signature (HMO-POS) H3931_153 | HMO-POS | Aetna Medicare CVS Health Corporation | $0.00 | 3 ★ |
| Anthem Medicare Advantage (HMO) H4346_012 | HMO | Anthem Blue Cross and Blue Shield Elevance Health, Inc. | $0.00 | 3.5 ★ |
| Aetna Medicare Signature (HMO-POS) H4711_008 | HMO-POS | Aetna Medicare CVS Health Corporation | $0.00 | 3 ★ |
| DEVOTED CHOICE 001 CO (PPO) H4808_001 | PPO | Devoted Health Devoted Health, Inc. | $0.00 | 4 ★ |
| DEVOTED CHOICE GIVEBACK 003 CO (PPO) H4808_003 | PPO | Devoted Health Devoted Health, Inc. | $0.00 | 4 ★ |
| Humana Value Choice H5216-078 (PPO) H5216_078 | PPO | Humana Humana Inc. | $59.00 | 3.5 ★ |
| Humana Value Plus H5216-195 (PPO) H5216_195 | PPO | Humana Humana Inc. | $32.70 | 3.5 ★ |
| HumanaChoice H5216-223 (PPO) H5216_223 | PPO | Humana Humana Inc. | $9.00 | 3.5 ★ |
| Humana Essentials Plus Giveback H5216-435 (PPO) H5216_435 | PPO | Humana Humana Inc. | $0.00 | 3.5 ★ |
| Aetna Medicare Signature (PPO) H5521_250 | PPO | Aetna Medicare CVS Health Corporation | $0.00 | 4.5 ★ |
| Aetna Medicare Value Care (PPO) H5521_443 | PPO | Aetna Medicare CVS Health Corporation | $34.00 | 4.5 ★ |
| Clear Spring Health BrightPath Advantage (HMO) H6379_001 | HMO | Clear Spring Health Group 1001 | $0.00 | 3 ★ |
| DEVOTED CORE 001 CO (HMO) H7147_001 | HMO | Devoted Health Devoted Health, Inc. | $0.00 | 4 ★ |
| HealthSpring True Choice (PPO) H7849_147 | PPO | HealthSpring Health Care Service Corporation | $0.00 | 3 ★ |
SNP (23 plans)
| Plan | Type | Organization | Base Premium/mo | Overall Stars |
|---|---|---|---|---|
| Humana Dual Select H0028-079 (HMO D-SNP) H0028_079 | HMO D-SNP | Humana Humana Inc. | $0.00 | 3.5 ★ |
| Longevity Health Plan (HMO I-SNP) H0363_001 | HMO I-SNP | Longevity Health Plan Longevity Health Founders, LLC | $35.20 | — |
| UHC Complete Care CO-19 (HMO-POS C-SNP) H0609_072 | HMO-POS C-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $0.00 | 4.5 ★ |
| UHC Dual Complete CO-S002 (HMO-POS D-SNP) H0624_001 | HMO-POS D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $20.60 | 4 ★ |
| UHC Dual Complete CO-S4 (HMO-POS D-SNP) H0624_006 | HMO-POS D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $35.00 | 4 ★ |
| HealthSpring TotalCare (HMO D-SNP) H0672_009 | HMO D-SNP | HealthSpring Health Care Service Corporation | $0.00 | 3 ★ |
| HealthSpring TotalCare Plus (HMO D-SNP) H0672_010 | HMO D-SNP | HealthSpring Health Care Service Corporation | $0.00 | 3 ★ |
| UHC Nursing Home Plan CO-F001 (PPO I-SNP) H0710_007 | PPO I-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $35.20 | 4.5 ★ |
| UHC Dual Complete CO-V001 (PPO D-SNP) H2001_052 | PPO D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $35.20 | 4.5 ★ |
| UHC Dual Complete CO-S001 (PPO D-SNP) H2001_053 | PPO D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $24.50 | 4.5 ★ |
| Aetna Medicare Dual Extra Care (HMO D-SNP) H3931_175 | HMO D-SNP | Aetna Medicare CVS Health Corporation | $21.80 | 3 ★ |
| Aetna Medicare Full Dual Care (HMO D-SNP) H3931_196 | HMO D-SNP | Aetna Medicare CVS Health Corporation | $5.80 | 3 ★ |
| Anthem Dual Advantage (HMO D-SNP) H4346_014 | HMO D-SNP | Anthem Blue Cross and Blue Shield Elevance Health, Inc. | $28.90 | 3.5 ★ |
| Aetna Medicare Dual Care (HMO D-SNP) H4711_012 | HMO D-SNP | Aetna Medicare CVS Health Corporation | $13.00 | 3 ★ |
| HumanaChoice SNP-DE H5216-267 (PPO D-SNP) H5216_267 | PPO D-SNP | Humana Humana Inc. | $26.60 | 3.5 ★ |
| HumanaChoice SNP-DE H5216-468 (PPO D-SNP) H5216_468 | PPO D-SNP | Humana Humana Inc. | $0.00 | 3.5 ★ |
| Clear Spring Health Balance+ Diabetes & Heart (HMO C-SNP) H6379_002 | HMO C-SNP | Clear Spring Health Group 1001 | $0.00 | 3 ★ |
| DEVOTED DUAL PLUS 003 CO (HMO D-SNP) H7147_003 | HMO D-SNP | Devoted Health Devoted Health, Inc. | $17.60 | 4 ★ |
| DEVOTED DUAL 007 CO (HMO D-SNP) H7147_007 | HMO D-SNP | Devoted Health Devoted Health, Inc. | $10.90 | 4 ★ |
| DEVOTED C-SNP PREMIUM 010 CO (HMO C-SNP) H7147_010 | HMO C-SNP | Devoted Health Devoted Health, Inc. | $35.20 | 4 ★ |
| DEVOTED DUAL FULL 012 CO (HMO D-SNP) H7147_012 | HMO D-SNP | Devoted Health Devoted Health, Inc. | $27.10 | 4 ★ |
| DEVOTED C-SNP PLUS 013 CO (HMO C-SNP) H7147_013 | HMO C-SNP | Devoted Health Devoted Health, Inc. | $35.20 | 4 ★ |
| HumanaChoice SNP-DE H7617-067 (PPO D-SNP) H7617_067 | PPO D-SNP | Humana Humana Inc. | $0.00 | 4.5 ★ |
MA (7 plans)
| Plan | Type | Organization | Base Premium/mo | Overall Stars |
|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx CO-MA02 (HMO-POS) H0609_041 | HMO-POS | UnitedHealthcare UnitedHealth Group, Inc. | $0.00 | 4.5 ★ |
| Select Health Medicare NoRx (HMO) H1994_033 | HMO | Select Health Intermountain Health Care, Inc. | $0.00 | 3.5 ★ |
| Aetna Medicare Eagle (HMO-POS) H4711_010 | HMO-POS | Aetna Medicare CVS Health Corporation | $0.00 | 3 ★ |
| DEVOTED CHOICE MA ONLY 004 CO (PPO) H4808_004 | PPO | Devoted Health Devoted Health, Inc. | $0.00 | 4 ★ |
| Humana USAA Honor Giveback (PPO) H5216_436 | PPO | Humana Humana Inc. | $0.00 | 3.5 ★ |
| HumanaChoice H5216-437 (PPO) H5216_437 | PPO | Humana Humana Inc. | $0.00 | 3.5 ★ |
| Aetna Medicare Eagle (PPO) H5521_378 | PPO | Aetna Medicare CVS Health Corporation | $0.00 | 4.5 ★ |
What these figures mean
Base premium: The amount shown is the plan's monthly base premium. Most Medicare enrollees also pay the standard Medicare Part B premium (generally deducted from your Social Security benefit). Higher-income enrollees pay an additional Income-Related Monthly Adjustment Amount (IRMAA). Low-income enrollees may qualify for the Extra Help (LIS) program, which can reduce or eliminate plan premiums and cost-sharing. A $0.00 plan premium does not mean $0 total monthly cost.
CMS star rating: CMS rates Medicare Advantage and Part D plans on a 1–5 star scale based on quality measures including preventive care, managing chronic conditions, member experience, and drug plan performance. A higher rating is generally better, but the best plan for you also depends on your specific prescriptions, preferred doctors and hospitals, and total cost-sharing. Star ratings reflect the contract's performance across its full service area — not Larimer specifically.
MOOP (Maximum Out-of-Pocket): For MA plans, the Maximum Out-of-Pocket limit caps your annual in-network cost-sharing. Not shown in the table above; visible at medicare.gov/plan-compare for each specific plan.
How to compare these plans
Compare plans on the figures shown — base premium, plan type, organization, and CMS star rating. These are sourced from the CMS CY2026 Medicare Landscape Files (RECORDED figures). Atlas Commons does not rank a "best" plan — the right choice depends on your specific doctors, prescriptions, and budget. Use medicare.gov/plan-compare to enter your specific drugs and providers for a complete comparison.
Frequently asked questions
How many Medicare plans are available in Larimer, Colorado?
For contract year 2026, the CMS Medicare Landscape Files record 57 Medicare Advantage and Part D plans available in Larimer, Colorado. This count covers all contract types: SNP (23), MA-PD (27), MA (7).
What do Medicare plans cost in Larimer, Colorado?
Base monthly premiums for plans in Larimer range from $0.00 to $80.00 — 33 plans have a $0.00 base premium. These are the plan's base premium only. Your actual monthly cost also includes the Medicare Part B premium (most people pay $174.70/mo in 2026, deducted from Social Security), and may include income-related adjustments (IRMAA) or Low Income Subsidy credits. A $0.00 plan premium does not mean $0 total cost.
How are Medicare plans in Larimer, Colorado rated?
CMS has assigned Overall star ratings (1–5 stars) to 55 of 57 plans in Larimer. The unweighted average overall star rating is 3.7 stars. Star ratings are CMS's quality score — a higher rating generally reflects better performance across quality measures, but the best plan for you depends on your specific prescriptions, preferred providers, and budget. 2 plans in this county do not have an overall CMS rating (typically PDP-only or newly contracted plans).
How do I enroll in a Medicare plan in Larimer, Colorado?
Use the official Medicare Plan Finder at medicare.gov/plan-compare. Enter your ZIP code to see plans with exact premiums, copays, drug coverage, and provider networks — customized to your situation and drugs. Enrollment periods apply (Annual Enrollment: Oct 15–Dec 7; Special Enrollment Periods for qualifying events). This page shows which plans exist and their base premiums; to enroll, use Medicare's official tool.
Where can I get free, unbiased help choosing a Medicare plan?
Contact your State Health Insurance Assistance Program (SHIP) — a free, unbiased Medicare counseling service available in every state. Call 1-800-MEDICARE (1-800-633-4227), available 24 hours a day, 7 days a week. SHIP counselors help you compare plans, understand costs, and make enrollment decisions at no cost.
What to do next
- Compare and enroll: medicare.gov/plan-compare — the official Medicare Plan Finder. Enter your ZIP code, drugs, and providers to compare all plans with exact costs and coverage.
- Free unbiased help: Contact your State Health Insurance Assistance Program (SHIP) — free Medicare counseling in every state — or call 1-800-MEDICARE (1-800-633-4227), 24/7.
- Official source: CMS Medicare Landscape Files — the source of this data.
RECORDED premiums · DETERMINATION star ratings · AGGREGATED plan count. Plan list for Larimer, Colorado, CY2026. Data generated June 24, 2026.
Machine-readable: JSON-LD · Markdown · Source: CMS Medicare Landscape Files