Medicare plans by county · CY2026
6 Medicare Plans in Phillips, Colorado
Contract year 2026 · CMS Medicare Landscape Files
6 Medicare plans are available in Phillips for 2026
Base monthly premiums range from $20.60 to $80.00.
Average CMS star rating: 4.2 stars (6 of 6 plans rated).
Premiums shown are the plan's base premium — your actual cost includes the Part B premium and may vary by income. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder: medicare.gov/plan-compare . Free help: 1-800-MEDICARE or your state's SHIP.
SNP (4 plans)
| Plan | Type | Organization | Base Premium/mo | Overall Stars |
|---|---|---|---|---|
| UHC Dual Complete CO-S002 (HMO-POS D-SNP) H0624_001 | HMO-POS D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $20.60 | 4 ★ |
| UHC Dual Complete CO-S4 (HMO-POS D-SNP) H0624_006 | HMO-POS D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $35.00 | 4 ★ |
| UHC Dual Complete CO-V001 (PPO D-SNP) H2001_052 | PPO D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $35.20 | 4.5 ★ |
| UHC Dual Complete CO-S001 (PPO D-SNP) H2001_053 | PPO D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $24.50 | 4.5 ★ |
MA-PD (2 plans)
| Plan | Type | Organization | Base Premium/mo | Overall Stars |
|---|---|---|---|---|
| AARP Medicare Advantage from UHC CO-0013 (PPO) H2406_104 | PPO | UnitedHealthcare UnitedHealth Group, Inc. | $29.00 | 4 ★ |
| AARP Medicare Advantage from UHC CO-0017 (PPO) H2406_110 | PPO | UnitedHealthcare UnitedHealth Group, Inc. | $80.00 | 4 ★ |
What these figures mean
Base premium: The amount shown is the plan's monthly base premium. Most Medicare enrollees also pay the standard Medicare Part B premium (generally deducted from your Social Security benefit). Higher-income enrollees pay an additional Income-Related Monthly Adjustment Amount (IRMAA). Low-income enrollees may qualify for the Extra Help (LIS) program, which can reduce or eliminate plan premiums and cost-sharing. A $0.00 plan premium does not mean $0 total monthly cost.
CMS star rating: CMS rates Medicare Advantage and Part D plans on a 1–5 star scale based on quality measures including preventive care, managing chronic conditions, member experience, and drug plan performance. A higher rating is generally better, but the best plan for you also depends on your specific prescriptions, preferred doctors and hospitals, and total cost-sharing. Star ratings reflect the contract's performance across its full service area — not Phillips specifically.
MOOP (Maximum Out-of-Pocket): For MA plans, the Maximum Out-of-Pocket limit caps your annual in-network cost-sharing. Not shown in the table above; visible at medicare.gov/plan-compare for each specific plan.
How to compare these plans
Compare plans on the figures shown — base premium, plan type, organization, and CMS star rating. These are sourced from the CMS CY2026 Medicare Landscape Files (RECORDED figures). Atlas Commons does not rank a "best" plan — the right choice depends on your specific doctors, prescriptions, and budget. Use medicare.gov/plan-compare to enter your specific drugs and providers for a complete comparison.
Frequently asked questions
How many Medicare plans are available in Phillips, Colorado?
For contract year 2026, the CMS Medicare Landscape Files record 6 Medicare Advantage and Part D plans available in Phillips, Colorado. This count covers all contract types: SNP (4), MA-PD (2).
What do Medicare plans cost in Phillips, Colorado?
Base monthly premiums for plans in Phillips range from $20.60 to $80.00. These are the plan's base premium only. Your actual monthly cost also includes the Medicare Part B premium (most people pay $174.70/mo in 2026, deducted from Social Security), and may include income-related adjustments (IRMAA) or Low Income Subsidy credits. A $0.00 plan premium does not mean $0 total cost.
How are Medicare plans in Phillips, Colorado rated?
CMS has assigned Overall star ratings (1–5 stars) to 6 of 6 plans in Phillips. The unweighted average overall star rating is 4.2 stars. Star ratings are CMS's quality score — a higher rating generally reflects better performance across quality measures, but the best plan for you depends on your specific prescriptions, preferred providers, and budget.
How do I enroll in a Medicare plan in Phillips, Colorado?
Use the official Medicare Plan Finder at medicare.gov/plan-compare. Enter your ZIP code to see plans with exact premiums, copays, drug coverage, and provider networks — customized to your situation and drugs. Enrollment periods apply (Annual Enrollment: Oct 15–Dec 7; Special Enrollment Periods for qualifying events). This page shows which plans exist and their base premiums; to enroll, use Medicare's official tool.
Where can I get free, unbiased help choosing a Medicare plan?
Contact your State Health Insurance Assistance Program (SHIP) — a free, unbiased Medicare counseling service available in every state. Call 1-800-MEDICARE (1-800-633-4227), available 24 hours a day, 7 days a week. SHIP counselors help you compare plans, understand costs, and make enrollment decisions at no cost.
What to do next
- Compare and enroll: medicare.gov/plan-compare — the official Medicare Plan Finder. Enter your ZIP code, drugs, and providers to compare all plans with exact costs and coverage.
- Free unbiased help: Contact your State Health Insurance Assistance Program (SHIP) — free Medicare counseling in every state — or call 1-800-MEDICARE (1-800-633-4227), 24/7.
- Official source: CMS Medicare Landscape Files — the source of this data.
RECORDED premiums · DETERMINATION star ratings · AGGREGATED plan count. Plan list for Phillips, Colorado, CY2026. Data generated June 24, 2026.
Machine-readable: JSON-LD · Markdown · Source: CMS Medicare Landscape Files