Coverage Atlas

Medicare plans by county · CY2026

4 Medicare Plans in Routt, Colorado

Contract year 2026 · CMS Medicare Landscape Files

4 Medicare plans are available in Routt for 2026

Base monthly premiums range from $0.00 to $35.00. 1 plan have a $0.00 base premium.

Average CMS star rating: 3.8 stars (4 of 4 plans rated).

Premiums shown are the plan's base premium — your actual cost includes the Part B premium and may vary by income. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder: medicare.gov/plan-compare . Free help: 1-800-MEDICARE or your state's SHIP.

SNP (3 plans)

Plan Type Organization Base Premium/mo Overall Stars
UHC Dual Complete CO-S002 (HMO-POS D-SNP)
H0624_001
HMO-POS D-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$20.60 4 ★
UHC Dual Complete CO-S4 (HMO-POS D-SNP)
H0624_006
HMO-POS D-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$35.00 4 ★
Anthem Dual Advantage (HMO D-SNP)
H4346_014
HMO D-SNP Anthem Blue Cross and Blue Shield
Elevance Health, Inc.
$28.90 3.5 ★

MA-PD (1 plan)

Plan Type Organization Base Premium/mo Overall Stars
Anthem Medicare Advantage (HMO)
H4346_012
HMO Anthem Blue Cross and Blue Shield
Elevance Health, Inc.
$0.00 3.5 ★

What these figures mean

Base premium: The amount shown is the plan's monthly base premium. Most Medicare enrollees also pay the standard Medicare Part B premium (generally deducted from your Social Security benefit). Higher-income enrollees pay an additional Income-Related Monthly Adjustment Amount (IRMAA). Low-income enrollees may qualify for the Extra Help (LIS) program, which can reduce or eliminate plan premiums and cost-sharing. A $0.00 plan premium does not mean $0 total monthly cost.

CMS star rating: CMS rates Medicare Advantage and Part D plans on a 1–5 star scale based on quality measures including preventive care, managing chronic conditions, member experience, and drug plan performance. A higher rating is generally better, but the best plan for you also depends on your specific prescriptions, preferred doctors and hospitals, and total cost-sharing. Star ratings reflect the contract's performance across its full service area — not Routt specifically.

MOOP (Maximum Out-of-Pocket): For MA plans, the Maximum Out-of-Pocket limit caps your annual in-network cost-sharing. Not shown in the table above; visible at medicare.gov/plan-compare for each specific plan.

How to compare these plans

Compare plans on the figures shown — base premium, plan type, organization, and CMS star rating. These are sourced from the CMS CY2026 Medicare Landscape Files (RECORDED figures). Atlas Commons does not rank a "best" plan — the right choice depends on your specific doctors, prescriptions, and budget. Use medicare.gov/plan-compare to enter your specific drugs and providers for a complete comparison.

Frequently asked questions

How many Medicare plans are available in Routt, Colorado?

For contract year 2026, the CMS Medicare Landscape Files record 4 Medicare Advantage and Part D plans available in Routt, Colorado. This count covers all contract types: SNP (3), MA-PD (1).

What do Medicare plans cost in Routt, Colorado?

Base monthly premiums for plans in Routt range from $0.00 to $35.00 — 1 plan have a $0.00 base premium. These are the plan's base premium only. Your actual monthly cost also includes the Medicare Part B premium (most people pay $174.70/mo in 2026, deducted from Social Security), and may include income-related adjustments (IRMAA) or Low Income Subsidy credits. A $0.00 plan premium does not mean $0 total cost.

How are Medicare plans in Routt, Colorado rated?

CMS has assigned Overall star ratings (1–5 stars) to 4 of 4 plans in Routt. The unweighted average overall star rating is 3.8 stars. Star ratings are CMS's quality score — a higher rating generally reflects better performance across quality measures, but the best plan for you depends on your specific prescriptions, preferred providers, and budget.

How do I enroll in a Medicare plan in Routt, Colorado?

Use the official Medicare Plan Finder at medicare.gov/plan-compare. Enter your ZIP code to see plans with exact premiums, copays, drug coverage, and provider networks — customized to your situation and drugs. Enrollment periods apply (Annual Enrollment: Oct 15–Dec 7; Special Enrollment Periods for qualifying events). This page shows which plans exist and their base premiums; to enroll, use Medicare's official tool.

Where can I get free, unbiased help choosing a Medicare plan?

Contact your State Health Insurance Assistance Program (SHIP) — a free, unbiased Medicare counseling service available in every state. Call 1-800-MEDICARE (1-800-633-4227), available 24 hours a day, 7 days a week. SHIP counselors help you compare plans, understand costs, and make enrollment decisions at no cost.

What to do next

  • Compare and enroll: medicare.gov/plan-compare — the official Medicare Plan Finder. Enter your ZIP code, drugs, and providers to compare all plans with exact costs and coverage.
  • Free unbiased help: Contact your State Health Insurance Assistance Program (SHIP) — free Medicare counseling in every state — or call 1-800-MEDICARE (1-800-633-4227), 24/7.
  • Official source: CMS Medicare Landscape Files — the source of this data.

RECORDED premiums · DETERMINATION star ratings · AGGREGATED plan count. Plan list for Routt, Colorado, CY2026. Data generated June 24, 2026.

Machine-readable: JSON-LD · Markdown · Source: CMS Medicare Landscape Files