Coverage Atlas

Medicare plans by county · CY2026

121 Medicare Plans in Palm Beach, Florida

Contract year 2026 · CMS Medicare Landscape Files

121 Medicare plans are available in Palm Beach for 2026

Base monthly premiums range from $0.00 to $184.00. 80 plans have a $0.00 base premium.

Average CMS star rating: 4.3 stars (107 of 121 plans rated).

Premiums shown are the plan's base premium — your actual cost includes the Part B premium and may vary by income. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder: medicare.gov/plan-compare . Free help: 1-800-MEDICARE or your state's SHIP.

SNP (66 plans)

Plan Type Organization Base Premium/mo Overall Stars
UHC Nursing Home Plan FL-F001 (PPO I-SNP)
H0710_010
PPO I-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$4.80 4.5 ★
Solis Guardian Plan (HMO D-SNP)
H0982_013
HMO D-SNP Solis Health Plans
Athena Healthcare Holdings, LLC
$4.80 3.5 ★
Solis Wellness Plan (HMO C-SNP)
H0982_018
HMO C-SNP Solis Health Plans
Athena Healthcare Holdings, LLC
$0.00 3.5 ★
Solis Wellness Giveback Plan (HMO C-SNP)
H0982_030
HMO C-SNP Solis Health Plans
Athena Healthcare Holdings, LLC
$0.00 3.5 ★
CareNeeds Platinum (HMO D-SNP)
H1019_023
HMO D-SNP CarePlus Health Plans, Inc.
Humana Inc.
$0.00 4.5 ★
CareBreeze Platinum (HMO-POS C-SNP)
H1019_124
HMO-POS C-SNP CarePlus Health Plans, Inc.
Humana Inc.
$0.00 4.5 ★
CareComplete Platinum (HMO-POS C-SNP)
H1019_130
HMO-POS C-SNP CarePlus Health Plans, Inc.
Humana Inc.
$0.00 4.5 ★
CareComplete (HMO C-SNP)
H1019_150
HMO C-SNP CarePlus Health Plans, Inc.
Humana Inc.
$0.00 4.5 ★
CareNeeds Extra (HMO D-SNP)
H1019_152
HMO D-SNP CarePlus Health Plans, Inc.
Humana Inc.
$0.00 4.5 ★
CareBreeze (HMO C-SNP)
H1019_154
HMO C-SNP CarePlus Health Plans, Inc.
Humana Inc.
$0.00 4.5 ★
Wellcare Dual Reserve (HMO D-SNP)
H1032_202
HMO D-SNP Wellcare
Centene Corporation
$4.80 4 ★
Wellcare Dual Access Sync (HMO D-SNP)
H1032_244
HMO D-SNP Wellcare
Centene Corporation
$4.80 4 ★
Wellcare Sunshine Health Dual Align (HMO D-SNP)
H1032_245
HMO D-SNP Wellcare
Centene Corporation
$4.80 4 ★
Humana Gold Plus SNP-DE H1036-077A (HMO D-SNP)
H1036_077
HMO D-SNP Humana
Humana Inc.
$0.00 4.5 ★
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)
H1036_121
HMO C-SNP Humana
Humana Inc.
$0.00 4.5 ★
Humana Fully Integrated H1036-280 (HMO D-SNP)
H1036_280
HMO D-SNP Humana
Humana Inc.
$0.00 4.5 ★
Humana Gold Plus Lung (HMO C-SNP)
H1036_297
HMO C-SNP Humana
Humana Inc.
$0.00 4.5 ★
Humana Gold Plus SNP-DE H1036-304 (HMO D-SNP)
H1036_304
HMO D-SNP Humana
Humana Inc.
$0.00 4.5 ★
Humana Dual Integrated (HMO D-SNP)
H1036_339
HMO D-SNP Humana
Humana Inc.
$0.00 4.5 ★
UHC Preferred Dual Complete FL-D01P (HMO D-SNP)
H1045_038
HMO D-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$4.80 4.5 ★
UHC Preferred Dual Complete FL-V2 (HMO D-SNP)
H1045_064
HMO D-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$4.80 4.5 ★
UHC Preferred Dual Complete FL-Y3 (HMO-POS D-SNP)
H1045_065
HMO-POS D-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$4.80 4.5 ★
DEVOTED DUAL 021 FL (HMO D-SNP)
H1290_021
HMO D-SNP Devoted Health
Devoted Health, Inc.
$4.80 5 ★
DEVOTED DUAL PLUS 055 FL (HMO D-SNP)
H1290_055
HMO D-SNP Devoted Health
Devoted Health, Inc.
$4.80 5 ★
DEVOTED C-SNP PREMIUM 068 FL (HMO C-SNP)
H1290_068
HMO C-SNP Devoted Health
Devoted Health, Inc.
$4.80 5 ★
DEVOTED DUAL FULL 079 FL (HMO D-SNP)
H1290_079
HMO D-SNP Devoted Health
Devoted Health, Inc.
$0.00 5 ★
DEVOTED C-SNP PLUS 086 FL (HMO C-SNP)
H1290_086
HMO C-SNP Devoted Health
Devoted Health, Inc.
$4.80 5 ★
Gold Heart & Diabetes (HMO-POS C-SNP)
H1526_001
HMO-POS C-SNP Gold Kidney Health Plan $0.00
Gold Heart & Diabetes Complete (HMO-POS C-SNP)
H1526_002
HMO-POS C-SNP Gold Kidney Health Plan $0.00
Gold Dialysis & Kidney (HMO-POS C-SNP)
H1526_003
HMO-POS C-SNP Gold Kidney Health Plan $0.00
Gold Dialysis & Kidney Complete (HMO-POS C-SNP)
H1526_004
HMO-POS C-SNP Gold Kidney Health Plan $4.80
Aetna Medicare Dual Select (HMO D-SNP)
H1609_019
HMO D-SNP Aetna Medicare
CVS Health Corporation
$0.00 4.5 ★
Aetna Medicare Dual Select (HMO D-SNP)
H1609_048
HMO D-SNP Aetna Medicare
CVS Health Corporation
$4.80 4.5 ★
Aetna Medicare Chronic Care (HMO C-SNP)
H1609_081
HMO C-SNP Aetna Medicare
CVS Health Corporation
$0.00 4.5 ★
Aetna Medicare Full Dual Select (HMO D-SNP)
H1609_090
HMO D-SNP Aetna Medicare
CVS Health Corporation
$4.80 4.5 ★
Longevity Health Plan (HMO I-SNP)
H1644_001
HMO I-SNP Longevity Health Plan
Longevity Health Founders, LLC
$4.80
UHC Dual Complete FL-D003 (PPO D-SNP)
H1889_002
PPO D-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$4.80 4 ★
UHC Dual Complete FL-Y4 (PPO D-SNP)
H1889_026
PPO D-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$4.80 4 ★
HealthSpring TotalCare (HMO D-SNP)
H5410_056
HMO D-SNP HealthSpring
Health Care Service Corporation
$4.80 3.5 ★
Freedom VIP Care (HMO C-SNP)
H5427_070
HMO C-SNP Freedom Health, Inc.
Elevance Health, Inc.
$0.00 4.5 ★
Freedom VIP Savings (HMO C-SNP)
H5427_072
HMO C-SNP Freedom Health, Inc.
Elevance Health, Inc.
$0.00 4.5 ★
Freedom VIP Savings COPD (HMO C-SNP)
H5427_077
HMO C-SNP Freedom Health, Inc.
Elevance Health, Inc.
$0.00 4.5 ★
Freedom Medi-Medi Partial (HMO D-SNP)
H5427_078
HMO D-SNP Freedom Health, Inc.
Elevance Health, Inc.
$0.00 4.5 ★
Freedom Medi-Medi Full (HMO D-SNP)
H5427_087
HMO D-SNP Freedom Health, Inc.
Elevance Health, Inc.
$0.00 4.5 ★
HealthSun MediSun Plus (HMO D-SNP)
H5431_016
HMO D-SNP HealthSun Health Plans, Inc.
Elevance Health, Inc.
$0.00 4.5 ★
HealthSun VitalCare (HMO C-SNP)
H5431_022
HMO C-SNP HealthSun Health Plans, Inc.
Elevance Health, Inc.
$0.00 4.5 ★
HealthSun MediSun Full Dual Plus (HMO D-SNP)
H5431_025
HMO D-SNP HealthSun Health Plans, Inc.
Elevance Health, Inc.
$0.00 4.5 ★
Simply Complete (HMO D-SNP)
H5471_084
HMO D-SNP Simply Healthcare Plans, Inc.
Elevance Health, Inc.
$4.80 4.5 ★
Simply Complete Platinum (HMO D-SNP)
H5471_125
HMO D-SNP Simply Healthcare Plans, Inc.
Elevance Health, Inc.
$4.80 4.5 ★
Simply Level Platinum (HMO C-SNP)
H5471_126
HMO C-SNP Simply Healthcare Plans, Inc.
Elevance Health, Inc.
$0.00 4.5 ★
Simply Integrated (HMO D-SNP)
H5471_132
HMO D-SNP Simply Healthcare Plans, Inc.
Elevance Health, Inc.
$4.80 4.5 ★
Simply Integrated Platinum (HMO D-SNP)
H5471_137
HMO D-SNP Simply Healthcare Plans, Inc.
Elevance Health, Inc.
$4.80 4.5 ★
Optimum Emerald Partial (HMO D-SNP)
H5594_016
HMO D-SNP Optimum HealthCare, Inc.
Elevance Health, Inc.
$0.00 4.5 ★
Optimum Emerald Full (HMO D-SNP)
H5594_017
HMO D-SNP Optimum HealthCare, Inc.
Elevance Health, Inc.
$0.00 4.5 ★
AmeriHealth Caritas VIP Care (HMO D-SNP)
H6378_001
HMO D-SNP AmeriHealth Caritas VIP Care (HMO-D-SNP)
Independence Health Group, Inc.
$4.80
American Health Advantage of Florida (HMO I-SNP)
H6652_001
HMO I-SNP American Health Advantage of Florida
Mitchell Family Office
$4.80
Prominence Dual (HMO D-SNP)
H7239_002
HMO D-SNP Prominence Health Plan
Universal Health Services, Inc.
$4.80
Prominence Diabetes and Heart Giveback (HMO C-SNP)
H7239_005
HMO C-SNP Prominence Health Plan
Universal Health Services, Inc.
$0.00
HumanaChoice Florida SNP-DE H7284-010 (PPO D-SNP)
H7284_010
PPO D-SNP Humana
Humana Inc.
$4.80 3.5 ★
HumanaChoice Florida SNP-DE H7617-113 (PPO D-SNP)
H7617_113
PPO D-SNP Humana
Humana Inc.
$0.00 4.5 ★
Senior Care (HMO I-SNP)
H9917_001
HMO I-SNP Align Senior Care
Curana Health Holdings, LLC
$4.80
Premier Care (HMO I-SNP)
H9917_004
HMO I-SNP Align Senior Care
Curana Health Holdings, LLC
$0.00
Florida Complete Care (HMO I-SNP)
H9986_001
HMO I-SNP Florida Complete Care
Independent Living Systems, LLC
$4.80 3 ★
Florida Complete Care- In The Community (HMO-POS I-SNP)
H9986_002
HMO-POS I-SNP Florida Complete Care
Independent Living Systems, LLC
$4.80 3 ★
Florida Complete Care-Duals VIP (HMO-POS D-SNP)
H9986_004
HMO-POS D-SNP Florida Complete Care
Independent Living Systems, LLC
$4.80 3 ★
UHC Dual Complete FL-D005 (Regional PPO D-SNP)
R0759_003
Regional PPO D-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$4.80 3.5 ★

MA-PD (43 plans)

Plan Type Organization Base Premium/mo Overall Stars
Solis Healthy Living Plan (HMO)
H0982_008
HMO Solis Health Plans
Athena Healthcare Holdings, LLC
$0.00 3.5 ★
CareOne Plus (HMO-POS)
H1019_001
HMO-POS CarePlus Health Plans, Inc.
Humana Inc.
$0.00 4.5 ★
CareFree Giveback (HMO)
H1019_065
HMO CarePlus Health Plans, Inc.
Humana Inc.
$0.00 4.5 ★
CareFree Platinum Giveback (HMO-POS)
H1019_135
HMO-POS CarePlus Health Plans, Inc.
Humana Inc.
$0.00 4.5 ★
CareAccess (HMO)
H1019_148
HMO CarePlus Health Plans, Inc.
Humana Inc.
$0.00 4.5 ★
Wellcare Giveback (HMO)
H1032_195
HMO Wellcare
Centene Corporation
$0.00 4 ★
Wellcare Simple (HMO)
H1032_196
HMO Wellcare
Centene Corporation
$0.00 4 ★
BlueMedicare Premier (HMO)
H1035_022
HMO Florida Blue HMO
Guidewell Mutual Holding Corporation
$0.00 4 ★
Humana Gold Plus H1036-062C (HMO)
H1036_062
HMO Humana
Humana Inc.
$0.00 4.5 ★
Humana Gold Plus Giveback H1036-305 (HMO)
H1036_305
HMO Humana
Humana Inc.
$0.00 4.5 ★
UHC Preferred Medicare Advantage FL-002P (HMO)
H1045_037
HMO UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 4.5 ★
AARP Medicare Advantage from UHC FL-0015 (HMO-POS)
H1045_055
HMO-POS UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 4.5 ★
DEVOTED CORE 003 FL (HMO)
H1290_003
HMO Devoted Health
Devoted Health, Inc.
$0.00 5 ★
DEVOTED GIVEBACK 015 FL (HMO)
H1290_015
HMO Devoted Health
Devoted Health, Inc.
$0.00 5 ★
DEVOTED PREMIUM 037 FL (HMO)
H1290_037
HMO Devoted Health
Devoted Health, Inc.
$4.80 5 ★
DEVOTED CORE 064 FL (HMO)
H1290_064
HMO Devoted Health
Devoted Health, Inc.
$0.00 5 ★
Aetna Medicare Select (HMO)
H1609_020
HMO Aetna Medicare
CVS Health Corporation
$0.00 4.5 ★
Aetna Medicare Select Extra (HMO-POS)
H1609_028
HMO-POS Aetna Medicare
CVS Health Corporation
$0.00 4.5 ★
AARP Medicare Advantage from UHC FL-0026 (PPO)
H2406_018
PPO UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 4 ★
HumanaChoice Florida H5216-068 (PPO)
H5216_068
PPO Humana
Humana Inc.
$0.00 3.5 ★
Humana Full Access Giveback H5216-311 (PPO)
H5216_311
PPO Humana
Humana Inc.
$0.00 3.5 ★
HealthSpring Preferred (HMO)
H5410_060
HMO HealthSpring
Health Care Service Corporation
$0.00 3.5 ★
Freedom Medicare Plan Rx (HMO)
H5427_060
HMO Freedom Health, Inc.
Elevance Health, Inc.
$0.00 4.5 ★
HealthSun HealthAdvantage Plan (HMO)
H5431_013
HMO HealthSun Health Plans, Inc.
Elevance Health, Inc.
$0.00 4.5 ★
HealthSun HealthAdvantage Plus (HMO)
H5431_020
HMO HealthSun Health Plans, Inc.
Elevance Health, Inc.
$0.00 4.5 ★
BlueMedicare Select (PPO)
H5434_002
PPO Florida Blue
Guidewell Mutual Holding Corporation
$153.70 3.5 ★
BlueMedicare Value (PPO)
H5434_026
PPO Florida Blue
Guidewell Mutual Holding Corporation
$0.00 3.5 ★
Simply Extra Platinum (HMO)
H5471_123
HMO Simply Healthcare Plans, Inc.
Elevance Health, Inc.
$0.00 4.5 ★
Simply More Platinum (HMO)
H5471_124
HMO Simply Healthcare Plans, Inc.
Elevance Health, Inc.
$0.00 4.5 ★
Aetna Medicare Signature (PPO)
H5521_033
PPO Aetna Medicare
CVS Health Corporation
$0.00 4.5 ★
Aetna Medicare Signature (PPO)
H5521_273
PPO Aetna Medicare
CVS Health Corporation
$0.00 4.5 ★
Aetna Medicare Signature (PPO)
H5521_432
PPO Aetna Medicare
CVS Health Corporation
$0.00 4.5 ★
Aetna Medicare Premier (PPO)
H5521_688
PPO Aetna Medicare
CVS Health Corporation
$74.00 4.5 ★
Aetna Medicare Signature Extra (PPO)
H5521_704
PPO Aetna Medicare
CVS Health Corporation
$0.00 4.5 ★
Prominence Plus (HMO)
H7239_001
HMO Prominence Health Plan
Universal Health Services, Inc.
$0.00
Prominence Extra Help (HMO)
H7239_003
HMO Prominence Health Plan
Universal Health Services, Inc.
$4.80
Prominence Giveback (HMO)
H7239_004
HMO Prominence Health Plan
Universal Health Services, Inc.
$0.00
HumanaChoice Florida H7284-008 (PPO)
H7284_008
PPO Humana
Humana Inc.
$39.00 3.5 ★
HumanaChoice Florida H7617-107 (PPO)
H7617_107
PPO Humana
Humana Inc.
$0.00 4.5 ★
Humana Full Access Giveback H7617-110 (PPO)
H7617_110
PPO Humana
Humana Inc.
$0.00 4.5 ★
AARP Medicare Advantage from UHC FL-0031 (Regional PPO)
R0759_001
Regional PPO UnitedHealthcare
UnitedHealth Group, Inc.
$62.00 3.5 ★
HumanaChoice R5826-005 (Regional PPO)
R5826_005
Regional PPO Humana
Humana Inc.
$184.00 3.5 ★
HumanaChoice R5826-074 (Regional PPO)
R5826_074
Regional PPO Humana
Humana Inc.
$41.00 3.5 ★

MA (12 plans)

Plan Type Organization Base Premium/mo Overall Stars
CareSalute (HMO)
H1019_132
HMO CarePlus Health Plans, Inc.
Humana Inc.
$0.00 4.5 ★
Wellcare Patriot Giveback (HMO)
H1032_239
HMO Wellcare
Centene Corporation
$0.00 4 ★
Humana USAA Honor Giveback (HMO)
H1036_279
HMO Humana
Humana Inc.
$0.00 4.5 ★
AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO)
H2406_130
PPO UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 4 ★
Humana USAA Honor Giveback (PPO)
H5216_256
PPO Humana
Humana Inc.
$0.00 3.5 ★
Humana USAA Honor Giveback (PPO)
H5216_467
PPO Humana
Humana Inc.
$0.00 3.5 ★
Freedom Savings Plan (HMO)
H5427_052
HMO Freedom Health, Inc.
Elevance Health, Inc.
$0.00 4.5 ★
BlueMedicare Patriot (PPO)
H5434_044
PPO Florida Blue
Guidewell Mutual Holding Corporation
$0.00 3.5 ★
Aetna Medicare Eagle Giveback (PPO)
H5521_306
PPO Aetna Medicare
CVS Health Corporation
$0.00 4.5 ★
Humana USAA Honor Giveback (PPO)
H7617_108
PPO Humana
Humana Inc.
$0.00 4.5 ★
AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO)
R0759_002
Regional PPO UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 3.5 ★
HumanaChoice R5826-018 (Regional PPO)
R5826_018
Regional PPO Humana
Humana Inc.
$42.00 3.5 ★

What these figures mean

Base premium: The amount shown is the plan's monthly base premium. Most Medicare enrollees also pay the standard Medicare Part B premium (generally deducted from your Social Security benefit). Higher-income enrollees pay an additional Income-Related Monthly Adjustment Amount (IRMAA). Low-income enrollees may qualify for the Extra Help (LIS) program, which can reduce or eliminate plan premiums and cost-sharing. A $0.00 plan premium does not mean $0 total monthly cost.

CMS star rating: CMS rates Medicare Advantage and Part D plans on a 1–5 star scale based on quality measures including preventive care, managing chronic conditions, member experience, and drug plan performance. A higher rating is generally better, but the best plan for you also depends on your specific prescriptions, preferred doctors and hospitals, and total cost-sharing. Star ratings reflect the contract's performance across its full service area — not Palm Beach specifically.

MOOP (Maximum Out-of-Pocket): For MA plans, the Maximum Out-of-Pocket limit caps your annual in-network cost-sharing. Not shown in the table above; visible at medicare.gov/plan-compare for each specific plan.

How to compare these plans

Compare plans on the figures shown — base premium, plan type, organization, and CMS star rating. These are sourced from the CMS CY2026 Medicare Landscape Files (RECORDED figures). Atlas Commons does not rank a "best" plan — the right choice depends on your specific doctors, prescriptions, and budget. Use medicare.gov/plan-compare to enter your specific drugs and providers for a complete comparison.

Frequently asked questions

How many Medicare plans are available in Palm Beach, Florida?

For contract year 2026, the CMS Medicare Landscape Files record 121 Medicare Advantage and Part D plans available in Palm Beach, Florida. This count covers all contract types: SNP (66), MA-PD (43), MA (12).

What do Medicare plans cost in Palm Beach, Florida?

Base monthly premiums for plans in Palm Beach range from $0.00 to $184.00 — 80 plans have a $0.00 base premium. These are the plan's base premium only. Your actual monthly cost also includes the Medicare Part B premium (most people pay $174.70/mo in 2026, deducted from Social Security), and may include income-related adjustments (IRMAA) or Low Income Subsidy credits. A $0.00 plan premium does not mean $0 total cost.

How are Medicare plans in Palm Beach, Florida rated?

CMS has assigned Overall star ratings (1–5 stars) to 107 of 121 plans in Palm Beach. The unweighted average overall star rating is 4.3 stars. Star ratings are CMS's quality score — a higher rating generally reflects better performance across quality measures, but the best plan for you depends on your specific prescriptions, preferred providers, and budget. 14 plans in this county do not have an overall CMS rating (typically PDP-only or newly contracted plans).

How do I enroll in a Medicare plan in Palm Beach, Florida?

Use the official Medicare Plan Finder at medicare.gov/plan-compare. Enter your ZIP code to see plans with exact premiums, copays, drug coverage, and provider networks — customized to your situation and drugs. Enrollment periods apply (Annual Enrollment: Oct 15–Dec 7; Special Enrollment Periods for qualifying events). This page shows which plans exist and their base premiums; to enroll, use Medicare's official tool.

Where can I get free, unbiased help choosing a Medicare plan?

Contact your State Health Insurance Assistance Program (SHIP) — a free, unbiased Medicare counseling service available in every state. Call 1-800-MEDICARE (1-800-633-4227), available 24 hours a day, 7 days a week. SHIP counselors help you compare plans, understand costs, and make enrollment decisions at no cost.

What to do next

  • Compare and enroll: medicare.gov/plan-compare — the official Medicare Plan Finder. Enter your ZIP code, drugs, and providers to compare all plans with exact costs and coverage.
  • Free unbiased help: Contact your State Health Insurance Assistance Program (SHIP) — free Medicare counseling in every state — or call 1-800-MEDICARE (1-800-633-4227), 24/7.
  • Official source: CMS Medicare Landscape Files — the source of this data.

RECORDED premiums · DETERMINATION star ratings · AGGREGATED plan count. Plan list for Palm Beach, Florida, CY2026. Data generated June 24, 2026.

Machine-readable: JSON-LD · Markdown · Source: CMS Medicare Landscape Files