Medicare plans by county · CY2026
49 Medicare Plans in Middlesex, Massachusetts
Contract year 2026 · CMS Medicare Landscape Files
49 Medicare plans are available in Middlesex for 2026
Base monthly premiums range from $0.00 to $325.00. 17 plans have a $0.00 base premium.
Average CMS star rating: 4.0 stars (38 of 49 plans rated).
Premiums shown are the plan's base premium — your actual cost includes the Part B premium and may vary by income. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder: medicare.gov/plan-compare . Free help: 1-800-MEDICARE or your state's SHIP.
MA-PD (28 plans)
| Plan | Type | Organization | Base Premium/mo | Overall Stars |
|---|---|---|---|---|
| eternalHealth Forever (HMO) H1280_001 | HMO | eternalHealth Eternal Health of Delaware, Inc. | $0.00 | — |
| Medicare PPO Blue PlusRx (PPO) H2230_002 | PPO | Blue Cross Blue Shield of Massachusetts Blue Cross and Blue Shield of Massachusetts, Inc. | $300.00 | 4.5 ★ |
| Medicare PPO Blue ValueRx (PPO) H2230_018 | PPO | Blue Cross Blue Shield of Massachusetts Blue Cross and Blue Shield of Massachusetts, Inc. | $108.00 | 4.5 ★ |
| Medicare PPO Blue EssentialRx (PPO) H2230_019 | PPO | Blue Cross Blue Shield of Massachusetts Blue Cross and Blue Shield of Massachusetts, Inc. | $59.00 | 4.5 ★ |
| Tufts Medicare Preferred HMO Prime Rx Plus (HMO) H2256_001 | HMO | Tufts Health Plan Point32Health, Inc. | $227.00 | 4 ★ |
| Tufts Medicare Preferred HMO Prime Rx (HMO) H2256_015 | HMO | Tufts Health Plan Point32Health, Inc. | $193.00 | 4 ★ |
| Tufts Medicare Preferred HMO Value Rx (HMO) H2256_018 | HMO | Tufts Health Plan Point32Health, Inc. | $166.00 | 4 ★ |
| Tufts Medicare Preferred HMO Basic Rx (HMO) H2256_026 | HMO | Tufts Health Plan Point32Health, Inc. | $58.00 | 4 ★ |
| Tufts Medicare Preferred HMO Smart Saver Rx (HMO) H2256_046 | HMO | Tufts Health Plan Point32Health, Inc. | $0.00 | 4 ★ |
| Medicare HMO Blue PlusRx (HMO) H2261_005 | HMO | Blue Cross Blue Shield of Massachusetts Blue Cross and Blue Shield of Massachusetts, Inc. | $245.00 | 4.5 ★ |
| Medicare HMO Blue ValueRx (HMO) H2261_022 | HMO | Blue Cross Blue Shield of Massachusetts Blue Cross and Blue Shield of Massachusetts, Inc. | $65.00 | 4.5 ★ |
| Medicare HMO Blue FlexRx (HMO-POS) H2261_023 | HMO-POS | Blue Cross Blue Shield of Massachusetts Blue Cross and Blue Shield of Massachusetts, Inc. | $118.00 | 4.5 ★ |
| Medicare HMO Blue SaverRx (HMO-POS) H2261_024 | HMO-POS | Blue Cross Blue Shield of Massachusetts Blue Cross and Blue Shield of Massachusetts, Inc. | $0.00 | 4.5 ★ |
| eternalHealth Freedom (PPO) H2694_001 | PPO | eternalHealth Eternal Health of Delaware, Inc. | $0.00 | — |
| eternalHealth Give Back (PPO) H2694_002 | PPO | eternalHealth Eternal Health of Delaware, Inc. | $0.00 | — |
| AARP Medicare Advantage from UHC MA-0003 (HMO-POS) H5253_157 | HMO-POS | UnitedHealthcare UnitedHealth Group, Inc. | $0.00 | 4 ★ |
| Aetna Medicare Signature Extra (PPO) H5521_159 | PPO | Aetna Medicare CVS Health Corporation | $0.00 | 4.5 ★ |
| Aetna Medicare Signature (PPO) H5521_451 | PPO | Aetna Medicare CVS Health Corporation | $0.00 | 4.5 ★ |
| Aetna Medicare Signature (HMO-POS) H5793_018 | HMO-POS | Aetna Medicare CVS Health Corporation | $0.00 | 3.5 ★ |
| Mass General Brigham Advantage Secure (HMO-POS) H6847_001 | HMO-POS | Mass General Brigham Health Plan Mass General Brigham Incorporated | $62.00 | 3.5 ★ |
| AARP Medicare Advantage from UHC MA-0006 (PPO) H8768_055 | PPO | UnitedHealthcare UnitedHealth Group, Inc. | $48.00 | 3.5 ★ |
| Fallon Medicare Plus Green (HMO) H9001_030 | HMO | Fallon Health Fallon Community Health Plan, Inc. | $78.00 | 4 ★ |
| Fallon Medicare Plus Blue (HMO) H9001_031 | HMO | Fallon Health Fallon Community Health Plan, Inc. | $174.00 | 4 ★ |
| Fallon Medicare Plus Orange (HMO) H9001_038 | HMO | Fallon Health Fallon Community Health Plan, Inc. | $0.00 | 4 ★ |
| Mass General Brigham Advantage (PPO) H9485_001 | PPO | Mass General Brigham Health Plan Mass General Brigham Incorporated | $0.00 | 3.5 ★ |
| Mass General Brigham Advantage Premier (PPO) H9485_002 | PPO | Mass General Brigham Health Plan Mass General Brigham Incorporated | $150.00 | 3.5 ★ |
| Mass General Brigham Advantage Signature (PPO) H9485_003 | PPO | Mass General Brigham Health Plan Mass General Brigham Incorporated | $325.00 | 3.5 ★ |
| Tufts Medicare Preferred PPO RX (PPO) H9907_002 | PPO | Tufts Health Plan Point32Health, Inc. | $40.00 | 4 ★ |
SNP (16 plans)
| Plan | Type | Organization | Base Premium/mo | Overall Stars |
|---|---|---|---|---|
| Mass General Brigham SCO (HMO D-SNP) H0777_001 | HMO D-SNP | Mass General Brigham Health Plan Mass General Brigham Incorporated | $35.80 | — |
| CCA One Care (HMO D-SNP) H1486_001 | HMO D-SNP | Commonwealth Care Alliance, Inc. CareSource | $25.00 | — |
| Mass General Brigham One Care (HMO D-SNP) H1611_001 | HMO D-SNP | Mass General Brigham Health Plan Mass General Brigham Incorporated | $35.80 | — |
| Senior Whole Health SCO (HMO D-SNP) H2224_001 | HMO D-SNP | Molina Healthcare of Massachusetts Molina Healthcare, Inc. | $0.00 | 4.5 ★ |
| Senior Whole Health SCO NHC (HMO D-SNP) H2224_003 | HMO D-SNP | Molina Healthcare of Massachusetts Molina Healthcare, Inc. | $4.50 | 4.5 ★ |
| CCA Senior Care Options (HMO D-SNP) H2225_001 | HMO D-SNP | Commonwealth Care Alliance Massachusetts CareSource | $35.80 | 4 ★ |
| UHC Senior Care Options MA-Y001 (HMO D-SNP) H2226_001 | HMO D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $14.50 | 4 ★ |
| UHC Senior Care Options NHC MA-Y002 (HMO D-SNP) H2226_003 | HMO D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $21.80 | 4 ★ |
| Molina One Care (HMO D-SNP) H4371_001 | HMO D-SNP | Molina Healthcare of Massachusetts Molina Healthcare, Inc. | $17.50 | — |
| UHC One Care MA-Y3 (HMO D-SNP) H4610_001 | HMO D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $0.00 | — |
| UHC One Care MA-Y4 (HMO D-SNP) H4610_002 | HMO D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $8.70 | — |
| Tufts Health One Care (HMO D-SNP) H5314_001 | HMO D-SNP | Tufts Health Plan Point32Health, Inc. | $36.60 | — |
| Tufts Health One Care CW (HMO D-SNP) H5314_002 | HMO D-SNP | Tufts Health Plan Point32Health, Inc. | $14.70 | — |
| Tufts Health Plan Senior Care Options (HMO D-SNP) H8330_001 | HMO D-SNP | Tufts Health Plan Point32Health, Inc. | $6.60 | 3.5 ★ |
| Tufts Health Plan Senior Care Options CW (HMO D-SNP) H8330_002 | HMO D-SNP | Tufts Health Plan Point32Health, Inc. | $0.00 | 3.5 ★ |
| NaviCare (HMO D-SNP) H8928_001 | HMO D-SNP | Fallon Health Fallon Community Health Plan, Inc. | $31.20 | 4 ★ |
MA (5 plans)
| Plan | Type | Organization | Base Premium/mo | Overall Stars |
|---|---|---|---|---|
| Tufts Medicare Preferred HMO Prime No Rx (HMO) H2256_016 | HMO | Tufts Health Plan Point32Health, Inc. | $153.00 | 4 ★ |
| Tufts Medicare Preferred HMO Value No Rx (HMO) H2256_019 | HMO | Tufts Health Plan Point32Health, Inc. | $123.00 | 4 ★ |
| Aetna Medicare Eagle Giveback (PPO) H5521_296 | PPO | Aetna Medicare CVS Health Corporation | $0.00 | 4.5 ★ |
| AARP Medicare Advantage Patriot No Rx MA-MA01 (PPO) H8768_045 | PPO | UnitedHealthcare UnitedHealth Group, Inc. | $0.00 | 3.5 ★ |
| Fallon Medicare Plus Saver No Rx (HMO) H9001_039 | HMO | Fallon Health Fallon Community Health Plan, Inc. | $0.00 | 4 ★ |
What these figures mean
Base premium: The amount shown is the plan's monthly base premium. Most Medicare enrollees also pay the standard Medicare Part B premium (generally deducted from your Social Security benefit). Higher-income enrollees pay an additional Income-Related Monthly Adjustment Amount (IRMAA). Low-income enrollees may qualify for the Extra Help (LIS) program, which can reduce or eliminate plan premiums and cost-sharing. A $0.00 plan premium does not mean $0 total monthly cost.
CMS star rating: CMS rates Medicare Advantage and Part D plans on a 1–5 star scale based on quality measures including preventive care, managing chronic conditions, member experience, and drug plan performance. A higher rating is generally better, but the best plan for you also depends on your specific prescriptions, preferred doctors and hospitals, and total cost-sharing. Star ratings reflect the contract's performance across its full service area — not Middlesex specifically.
MOOP (Maximum Out-of-Pocket): For MA plans, the Maximum Out-of-Pocket limit caps your annual in-network cost-sharing. Not shown in the table above; visible at medicare.gov/plan-compare for each specific plan.
How to compare these plans
Compare plans on the figures shown — base premium, plan type, organization, and CMS star rating. These are sourced from the CMS CY2026 Medicare Landscape Files (RECORDED figures). Atlas Commons does not rank a "best" plan — the right choice depends on your specific doctors, prescriptions, and budget. Use medicare.gov/plan-compare to enter your specific drugs and providers for a complete comparison.
Frequently asked questions
How many Medicare plans are available in Middlesex, Massachusetts?
For contract year 2026, the CMS Medicare Landscape Files record 49 Medicare Advantage and Part D plans available in Middlesex, Massachusetts. This count covers all contract types: SNP (16), MA-PD (28), MA (5).
What do Medicare plans cost in Middlesex, Massachusetts?
Base monthly premiums for plans in Middlesex range from $0.00 to $325.00 — 17 plans have a $0.00 base premium. These are the plan's base premium only. Your actual monthly cost also includes the Medicare Part B premium (most people pay $174.70/mo in 2026, deducted from Social Security), and may include income-related adjustments (IRMAA) or Low Income Subsidy credits. A $0.00 plan premium does not mean $0 total cost.
How are Medicare plans in Middlesex, Massachusetts rated?
CMS has assigned Overall star ratings (1–5 stars) to 38 of 49 plans in Middlesex. The unweighted average overall star rating is 4.0 stars. Star ratings are CMS's quality score — a higher rating generally reflects better performance across quality measures, but the best plan for you depends on your specific prescriptions, preferred providers, and budget. 11 plans in this county do not have an overall CMS rating (typically PDP-only or newly contracted plans).
How do I enroll in a Medicare plan in Middlesex, Massachusetts?
Use the official Medicare Plan Finder at medicare.gov/plan-compare. Enter your ZIP code to see plans with exact premiums, copays, drug coverage, and provider networks — customized to your situation and drugs. Enrollment periods apply (Annual Enrollment: Oct 15–Dec 7; Special Enrollment Periods for qualifying events). This page shows which plans exist and their base premiums; to enroll, use Medicare's official tool.
Where can I get free, unbiased help choosing a Medicare plan?
Contact your State Health Insurance Assistance Program (SHIP) — a free, unbiased Medicare counseling service available in every state. Call 1-800-MEDICARE (1-800-633-4227), available 24 hours a day, 7 days a week. SHIP counselors help you compare plans, understand costs, and make enrollment decisions at no cost.
What to do next
- Compare and enroll: medicare.gov/plan-compare — the official Medicare Plan Finder. Enter your ZIP code, drugs, and providers to compare all plans with exact costs and coverage.
- Free unbiased help: Contact your State Health Insurance Assistance Program (SHIP) — free Medicare counseling in every state — or call 1-800-MEDICARE (1-800-633-4227), 24/7.
- Official source: CMS Medicare Landscape Files — the source of this data.
RECORDED premiums · DETERMINATION star ratings · AGGREGATED plan count. Plan list for Middlesex, Massachusetts, CY2026. Data generated June 24, 2026.
Machine-readable: JSON-LD · Markdown · Source: CMS Medicare Landscape Files