Medicare plans by county · CY2026
70 Medicare Plans in Sanilac, Michigan
Contract year 2026 · CMS Medicare Landscape Files
70 Medicare plans are available in Sanilac for 2026
Base monthly premiums range from $0.00 to $291.30. 37 plans have a $0.00 base premium.
Average CMS star rating: 3.7 stars (70 of 70 plans rated).
Premiums shown are the plan's base premium — your actual cost includes the Part B premium and may vary by income. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder: medicare.gov/plan-compare . Free help: 1-800-MEDICARE or your state's SHIP.
MA-PD (40 plans)
| Plan | Type | Organization | Base Premium/mo | Overall Stars |
|---|---|---|---|---|
| AARP Medicare Advantage from UHC MI-0001 (PPO) H0294_017 | PPO | UnitedHealthcare UnitedHealth Group, Inc. | $0.00 | 3.5 ★ |
| AARP Medicare Advantage from UHC MI-0002 (PPO) H0294_018 | PPO | UnitedHealthcare UnitedHealth Group, Inc. | $64.00 | 3.5 ★ |
| Wellcare Simple Open (PPO) H2117_001 | PPO | Wellcare Centene Corporation | $0.00 | 3 ★ |
| PriorityMedicare Key (HMO-POS) H2320_022 | HMO-POS | Priority Health Medicare Corewell Health | $0.00 | 4.5 ★ |
| PriorityMedicare (HMO-POS) H2320_028 | HMO-POS | Priority Health Medicare Corewell Health | $110.00 | 4.5 ★ |
| PriorityMedicare Value (HMO-POS) H2320_029 | HMO-POS | Priority Health Medicare Corewell Health | $55.00 | 4.5 ★ |
| HAP Senior Plus (PPO) H2322_008 | PPO | HAP Senior Plus (PPO) Henry Ford Health System | $165.00 | 4 ★ |
| HAP Medicare Explore (PPO) H2322_011 | PPO | HAP Senior Plus (PPO) Henry Ford Health System | $0.00 | 4 ★ |
| HAP Medicare Prime (PPO) H2322_016 | PPO | HAP Senior Plus (PPO) Henry Ford Health System | $0.00 | 4 ★ |
| HAP Member Assist (PPO) H2322_017 | PPO | HAP Senior Plus (PPO) Henry Ford Health System | $8.80 | 4 ★ |
| HAP Medicare Connect (HMO) H2354_015 | HMO | HAP Senior Plus Henry Ford Health System | $0.00 | 4 ★ |
| HAP Senior Plus (HMO-POS) H2354_021 | HMO-POS | HAP Senior Plus Henry Ford Health System | $105.00 | 4 ★ |
| HAP Medicare Superior (HMO) H2354_028 | HMO | HAP Senior Plus Henry Ford Health System | $0.00 | 4 ★ |
| Aetna Medicare Signature (HMO-POS) H3192_010 | HMO-POS | Aetna Medicare CVS Health Corporation | $0.00 | 3 ★ |
| PriorityMedicare Merit (PPO) H4875_016 | PPO | Priority Health Medicare Corewell Health | $129.00 | 4 ★ |
| PriorityMedicare Thrive Plus (PPO) H4875_018 | PPO | Priority Health Medicare Corewell Health | $49.00 | 4 ★ |
| PriorityMedicare Thrive (PPO) H4875_024 | PPO | Priority Health Medicare Corewell Health | $0.00 | 4 ★ |
| Humana Full Access H5216-011 (PPO) H5216_011 | PPO | Humana Humana Inc. | $18.00 | 3.5 ★ |
| Humana USAA Honor Giveback with Rx (PPO) H5216_305 | PPO | Humana Humana Inc. | $0.00 | 3.5 ★ |
| Humana Full Access Giveback H5216-306 (PPO) H5216_306 | PPO | Humana Humana Inc. | $0.00 | 3.5 ★ |
| Humana Value Plus H5216-382 (PPO) H5216_382 | PPO | Humana Humana Inc. | $8.80 | 3.5 ★ |
| Wellcare Simple (HMO-POS) H5475_026 | HMO-POS | Wellcare Centene Corporation | $0.00 | 3 ★ |
| Wellcare Giveback (HMO-POS) H5475_031 | HMO-POS | Wellcare Centene Corporation | $0.00 | 3 ★ |
| Wellcare Assist (HMO-POS) H5475_038 | HMO-POS | Wellcare Centene Corporation | $8.80 | 3 ★ |
| Aetna Medicare Signature (PPO) H5521_285 | PPO | Aetna Medicare CVS Health Corporation | $0.00 | 4.5 ★ |
| BCN Advantage Classic (HMO-POS) H5883_002 | HMO-POS | Blue Care Network Blue Cross Blue Shield of Michigan Mutual Ins. Co. | $123.60 | 4.5 ★ |
| BCN Advantage Prestige (HMO-POS) H5883_003 | HMO-POS | Blue Care Network Blue Cross Blue Shield of Michigan Mutual Ins. Co. | $231.00 | 4.5 ★ |
| McLaren Medicare Inspire (HMO) H6322_001 | HMO | McLaren Medicare McLaren Health Care Corporation | $0.00 | 3 ★ |
| McLaren Medicare Inspire Plus (HMO) H6322_002 | HMO | McLaren Medicare McLaren Health Care Corporation | $8.80 | 3 ★ |
| McLaren Medicare Inspire Select (HMO) H6322_008 | HMO | McLaren Medicare McLaren Health Care Corporation | $0.00 | 3 ★ |
| Humana Full Access Giveback H7617-058 (PPO) H7617_058 | PPO | Humana Humana Inc. | $0.00 | 4.5 ★ |
| Humana USAA Honor Giveback with Rx (PPO) H7617_071 | PPO | Humana Humana Inc. | $0.00 | 4.5 ★ |
| Humana Gold Plus H8908-004 (HMO-POS) H8908_004 | HMO-POS | Humana Humana Inc. | $0.00 | 3 ★ |
| Trinity Health Plan of Michigan No Premium (HMO) H9179_001 | HMO | Trinity Health Plan of Michigan Trinity Health Corporation | $0.00 | 4 ★ |
| Trinity Health Plan of Michigan Cash Back (HMO) H9179_002 | HMO | Trinity Health Plan of Michigan Trinity Health Corporation | $0.00 | 4 ★ |
| Medicare Plus Blue Signature (PPO) H9572_001 | PPO | Blue Cross Blue Shield of Michigan Blue Cross Blue Shield of Michigan Mutual Ins. Co. | $154.20 | 4.5 ★ |
| Medicare Plus Blue Vitality (PPO) H9572_002 | PPO | Blue Cross Blue Shield of Michigan Blue Cross Blue Shield of Michigan Mutual Ins. Co. | $81.70 | 4.5 ★ |
| Medicare Plus Blue Assure (PPO) H9572_003 | PPO | Blue Cross Blue Shield of Michigan Blue Cross Blue Shield of Michigan Mutual Ins. Co. | $291.30 | 4.5 ★ |
| Medicare Plus Blue Value (PPO) H9572_010 | PPO | Blue Cross Blue Shield of Michigan Blue Cross Blue Shield of Michigan Mutual Ins. Co. | $0.00 | 4.5 ★ |
| Humana Full Access R0110-014 (Regional PPO) R0110_014 | Regional PPO | Humana Humana Inc. | $54.00 | 3.5 ★ |
SNP (21 plans)
| Plan | Type | Organization | Base Premium/mo | Overall Stars |
|---|---|---|---|---|
| UHC Complete Care Support MI-3 (PPO C-SNP) H0294_048 | PPO C-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $8.80 | 3.5 ★ |
| UHC Dual Complete MI-S001 (PPO D-SNP) H2001_039 | PPO D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $8.80 | 4.5 ★ |
| Wellcare Dual Access Open (PPO D-SNP) H2117_002 | PPO D-SNP | Wellcare Centene Corporation | $8.80 | 3 ★ |
| UHC Dual Complete MI-S002 (HMO-POS D-SNP) H2247_001 | HMO-POS D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $0.00 | 3.5 ★ |
| UHC Dual Complete MI-V001 (HMO-POS D-SNP) H2247_003 | HMO-POS D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $0.20 | 3.5 ★ |
| UHC Dual Complete MI-S3 (HMO D-SNP) H2247_004 | HMO D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $8.80 | 3.5 ★ |
| HAP Medicare Complete Assist (PPO D-SNP) H2322_020 | PPO D-SNP | HAP Senior Plus (PPO) Henry Ford Health System | $8.80 | 4 ★ |
| HAP Medicare Complete Duals (HMO D-SNP) H2354_025 | HMO D-SNP | HAP Senior Plus Henry Ford Health System | $8.80 | 4 ★ |
| HAP Medicare Diabetes and Heart (HMO C-SNP) H2354_030 | HMO C-SNP | HAP Senior Plus Henry Ford Health System | $8.80 | 4 ★ |
| Aetna Medicare Full Dual Care (HMO D-SNP) H3192_007 | HMO D-SNP | Aetna Medicare CVS Health Corporation | $8.80 | 3 ★ |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) H5216_375 | PPO C-SNP | Humana Humana Inc. | $0.00 | 3.5 ★ |
| Humana Dual Select H5216-385 (PPO D-SNP) H5216_385 | PPO D-SNP | Humana Humana Inc. | $8.80 | 3.5 ★ |
| Wellcare Dual Access (HMO-POS D-SNP) H5475_001 | HMO-POS D-SNP | Wellcare Centene Corporation | $8.80 | 3 ★ |
| Wellcare Dual Reserve (HMO-POS D-SNP) H5475_039 | HMO-POS D-SNP | Wellcare Centene Corporation | $8.80 | 3 ★ |
| Molina Medicare Complete Care (HMO D-SNP) H5926_001 | HMO D-SNP | Molina Healthcare of Michigan Molina Healthcare, Inc. | $0.00 | 3 ★ |
| Senior Care (HMO I-SNP) H6832_001 | HMO I-SNP | Align Senior Care Curana Health Holdings, LLC | $8.80 | 2.5 ★ |
| Premier Care (HMO-POS I-SNP) H6832_004 | HMO-POS I-SNP | Align Senior Care Curana Health Holdings, LLC | $0.00 | 2.5 ★ |
| PriorityMedicare D-SNP (HMO D-SNP) H8379_001 | HMO D-SNP | Priority Health Medicare Corewell Health | $8.80 | 3.5 ★ |
| Humana Gold Plus SNP-DE H8908-005 (HMO D-SNP) H8908_005 | HMO D-SNP | Humana Humana Inc. | $0.00 | 3 ★ |
| Humana Gold Plus Chronic Kidney Disease (HMO C-SNP) H8908_006 | HMO C-SNP | Humana Humana Inc. | $0.00 | 3 ★ |
| Humana Gold Plus SNP-DE H8908-007 (HMO D-SNP) H8908_007 | HMO D-SNP | Humana Humana Inc. | $8.80 | 3 ★ |
MA (9 plans)
| Plan | Type | Organization | Base Premium/mo | Overall Stars |
|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx MI-MA01 (PPO) H0294_022 | PPO | UnitedHealthcare UnitedHealth Group, Inc. | $0.00 | 3.5 ★ |
| Wellcare Patriot Giveback Open (PPO) H2117_003 | PPO | Wellcare Centene Corporation | $0.00 | 3 ★ |
| HAP Medicare MedicalAccess (HMO) H2354_019 | HMO | HAP Senior Plus Henry Ford Health System | $0.00 | 4 ★ |
| Humana USAA Honor Giveback (PPO) H5216_190 | PPO | Humana Humana Inc. | $0.00 | 3.5 ★ |
| Aetna Medicare Eagle (PPO) H5521_286 | PPO | Aetna Medicare CVS Health Corporation | $0.00 | 4.5 ★ |
| BCN Advantage Elements (HMO-POS) H5883_001 | HMO-POS | Blue Care Network Blue Cross Blue Shield of Michigan Mutual Ins. Co. | $0.00 | 4.5 ★ |
| Humana USAA Honor Giveback (PPO) H7617_054 | PPO | Humana Humana Inc. | $0.00 | 4.5 ★ |
| Trinity Health Plan of Michigan Glory No RX (HMO) H9179_003 | HMO | Trinity Health Plan of Michigan Trinity Health Corporation | $0.00 | 4 ★ |
| HumanaChoice R0110-013 (Regional PPO) R0110_013 | Regional PPO | Humana Humana Inc. | $0.00 | 3.5 ★ |
What these figures mean
Base premium: The amount shown is the plan's monthly base premium. Most Medicare enrollees also pay the standard Medicare Part B premium (generally deducted from your Social Security benefit). Higher-income enrollees pay an additional Income-Related Monthly Adjustment Amount (IRMAA). Low-income enrollees may qualify for the Extra Help (LIS) program, which can reduce or eliminate plan premiums and cost-sharing. A $0.00 plan premium does not mean $0 total monthly cost.
CMS star rating: CMS rates Medicare Advantage and Part D plans on a 1–5 star scale based on quality measures including preventive care, managing chronic conditions, member experience, and drug plan performance. A higher rating is generally better, but the best plan for you also depends on your specific prescriptions, preferred doctors and hospitals, and total cost-sharing. Star ratings reflect the contract's performance across its full service area — not Sanilac specifically.
MOOP (Maximum Out-of-Pocket): For MA plans, the Maximum Out-of-Pocket limit caps your annual in-network cost-sharing. Not shown in the table above; visible at medicare.gov/plan-compare for each specific plan.
How to compare these plans
Compare plans on the figures shown — base premium, plan type, organization, and CMS star rating. These are sourced from the CMS CY2026 Medicare Landscape Files (RECORDED figures). Atlas Commons does not rank a "best" plan — the right choice depends on your specific doctors, prescriptions, and budget. Use medicare.gov/plan-compare to enter your specific drugs and providers for a complete comparison.
Frequently asked questions
How many Medicare plans are available in Sanilac, Michigan?
For contract year 2026, the CMS Medicare Landscape Files record 70 Medicare Advantage and Part D plans available in Sanilac, Michigan. This count covers all contract types: MA-PD (40), MA (9), SNP (21).
What do Medicare plans cost in Sanilac, Michigan?
Base monthly premiums for plans in Sanilac range from $0.00 to $291.30 — 37 plans have a $0.00 base premium. These are the plan's base premium only. Your actual monthly cost also includes the Medicare Part B premium (most people pay $174.70/mo in 2026, deducted from Social Security), and may include income-related adjustments (IRMAA) or Low Income Subsidy credits. A $0.00 plan premium does not mean $0 total cost.
How are Medicare plans in Sanilac, Michigan rated?
CMS has assigned Overall star ratings (1–5 stars) to 70 of 70 plans in Sanilac. The unweighted average overall star rating is 3.7 stars. Star ratings are CMS's quality score — a higher rating generally reflects better performance across quality measures, but the best plan for you depends on your specific prescriptions, preferred providers, and budget.
How do I enroll in a Medicare plan in Sanilac, Michigan?
Use the official Medicare Plan Finder at medicare.gov/plan-compare. Enter your ZIP code to see plans with exact premiums, copays, drug coverage, and provider networks — customized to your situation and drugs. Enrollment periods apply (Annual Enrollment: Oct 15–Dec 7; Special Enrollment Periods for qualifying events). This page shows which plans exist and their base premiums; to enroll, use Medicare's official tool.
Where can I get free, unbiased help choosing a Medicare plan?
Contact your State Health Insurance Assistance Program (SHIP) — a free, unbiased Medicare counseling service available in every state. Call 1-800-MEDICARE (1-800-633-4227), available 24 hours a day, 7 days a week. SHIP counselors help you compare plans, understand costs, and make enrollment decisions at no cost.
What to do next
- Compare and enroll: medicare.gov/plan-compare — the official Medicare Plan Finder. Enter your ZIP code, drugs, and providers to compare all plans with exact costs and coverage.
- Free unbiased help: Contact your State Health Insurance Assistance Program (SHIP) — free Medicare counseling in every state — or call 1-800-MEDICARE (1-800-633-4227), 24/7.
- Official source: CMS Medicare Landscape Files — the source of this data.
RECORDED premiums · DETERMINATION star ratings · AGGREGATED plan count. Plan list for Sanilac, Michigan, CY2026. Data generated June 24, 2026.
Machine-readable: JSON-LD · Markdown · Source: CMS Medicare Landscape Files