Medicare plans by county · CY2026
9 Medicare Plans in Beaverhead, Montana
Contract year 2026 · CMS Medicare Landscape Files
9 Medicare plans are available in Beaverhead for 2026
Base monthly premiums range from $0.00 to $128.00. 3 plans have a $0.00 base premium.
Average CMS star rating: 3.7 stars (9 of 9 plans rated).
Premiums shown are the plan's base premium — your actual cost includes the Part B premium and may vary by income. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder: medicare.gov/plan-compare . Free help: 1-800-MEDICARE or your state's SHIP.
MA-PD (4 plans)
| Plan | Type | Organization | Base Premium/mo | Overall Stars |
|---|---|---|---|---|
| Blue Cross Medicare Advantage Classic (PPO) H0107_003 | PPO | Blue Cross and Blue Shield of Montana Health Care Service Corporation | $74.00 | 3.5 ★ |
| Blue Cross Medicare Advantage Optimum (PPO) H0107_004 | PPO | Blue Cross and Blue Shield of Montana Health Care Service Corporation | $128.00 | 3.5 ★ |
| HumanaChoice H5216-048 (PPO) H5216_048 | PPO | Humana Humana Inc. | $87.00 | 3.5 ★ |
| HumanaChoice H5216-457 (PPO) H5216_457 | PPO | Humana Humana Inc. | $0.00 | 3.5 ★ |
SNP (3 plans)
| Plan | Type | Organization | Base Premium/mo | Overall Stars |
|---|---|---|---|---|
| Humana Gold Plus SNP-DE H6622-008 (HMO D-SNP) H6622_008 | HMO D-SNP | Humana Humana Inc. | $30.00 | 3.5 ★ |
| HumanaChoice SNP-DE H7617-036 (PPO D-SNP) H7617_036 | PPO D-SNP | Humana Humana Inc. | $41.50 | 4.5 ★ |
| HumanaChoice SNP-DE H7617-037 (PPO D-SNP) H7617_037 | PPO D-SNP | Humana Humana Inc. | $41.50 | 4.5 ★ |
MA (2 plans)
What these figures mean
Base premium: The amount shown is the plan's monthly base premium. Most Medicare enrollees also pay the standard Medicare Part B premium (generally deducted from your Social Security benefit). Higher-income enrollees pay an additional Income-Related Monthly Adjustment Amount (IRMAA). Low-income enrollees may qualify for the Extra Help (LIS) program, which can reduce or eliminate plan premiums and cost-sharing. A $0.00 plan premium does not mean $0 total monthly cost.
CMS star rating: CMS rates Medicare Advantage and Part D plans on a 1–5 star scale based on quality measures including preventive care, managing chronic conditions, member experience, and drug plan performance. A higher rating is generally better, but the best plan for you also depends on your specific prescriptions, preferred doctors and hospitals, and total cost-sharing. Star ratings reflect the contract's performance across its full service area — not Beaverhead specifically.
MOOP (Maximum Out-of-Pocket): For MA plans, the Maximum Out-of-Pocket limit caps your annual in-network cost-sharing. Not shown in the table above; visible at medicare.gov/plan-compare for each specific plan.
How to compare these plans
Compare plans on the figures shown — base premium, plan type, organization, and CMS star rating. These are sourced from the CMS CY2026 Medicare Landscape Files (RECORDED figures). Atlas Commons does not rank a "best" plan — the right choice depends on your specific doctors, prescriptions, and budget. Use medicare.gov/plan-compare to enter your specific drugs and providers for a complete comparison.
Frequently asked questions
How many Medicare plans are available in Beaverhead, Montana?
For contract year 2026, the CMS Medicare Landscape Files record 9 Medicare Advantage and Part D plans available in Beaverhead, Montana. This count covers all contract types: MA-PD (4), MA (2), SNP (3).
What do Medicare plans cost in Beaverhead, Montana?
Base monthly premiums for plans in Beaverhead range from $0.00 to $128.00 — 3 plans have a $0.00 base premium. These are the plan's base premium only. Your actual monthly cost also includes the Medicare Part B premium (most people pay $174.70/mo in 2026, deducted from Social Security), and may include income-related adjustments (IRMAA) or Low Income Subsidy credits. A $0.00 plan premium does not mean $0 total cost.
How are Medicare plans in Beaverhead, Montana rated?
CMS has assigned Overall star ratings (1–5 stars) to 9 of 9 plans in Beaverhead. The unweighted average overall star rating is 3.7 stars. Star ratings are CMS's quality score — a higher rating generally reflects better performance across quality measures, but the best plan for you depends on your specific prescriptions, preferred providers, and budget.
How do I enroll in a Medicare plan in Beaverhead, Montana?
Use the official Medicare Plan Finder at medicare.gov/plan-compare. Enter your ZIP code to see plans with exact premiums, copays, drug coverage, and provider networks — customized to your situation and drugs. Enrollment periods apply (Annual Enrollment: Oct 15–Dec 7; Special Enrollment Periods for qualifying events). This page shows which plans exist and their base premiums; to enroll, use Medicare's official tool.
Where can I get free, unbiased help choosing a Medicare plan?
Contact your State Health Insurance Assistance Program (SHIP) — a free, unbiased Medicare counseling service available in every state. Call 1-800-MEDICARE (1-800-633-4227), available 24 hours a day, 7 days a week. SHIP counselors help you compare plans, understand costs, and make enrollment decisions at no cost.
What to do next
- Compare and enroll: medicare.gov/plan-compare — the official Medicare Plan Finder. Enter your ZIP code, drugs, and providers to compare all plans with exact costs and coverage.
- Free unbiased help: Contact your State Health Insurance Assistance Program (SHIP) — free Medicare counseling in every state — or call 1-800-MEDICARE (1-800-633-4227), 24/7.
- Official source: CMS Medicare Landscape Files — the source of this data.
RECORDED premiums · DETERMINATION star ratings · AGGREGATED plan count. Plan list for Beaverhead, Montana, CY2026. Data generated June 24, 2026.
Machine-readable: JSON-LD · Markdown · Source: CMS Medicare Landscape Files