Medicare plans by county · CY2026
59 Medicare Plans in DeKalb, Tennessee
Contract year 2026 · CMS Medicare Landscape Files
59 Medicare plans are available in DeKalb for 2026
Base monthly premiums range from $0.00 to $164.00. 27 plans have a $0.00 base premium.
Average CMS star rating: 3.7 stars (59 of 59 plans rated).
Premiums shown are the plan's base premium — your actual cost includes the Part B premium and may vary by income. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder: medicare.gov/plan-compare . Free help: 1-800-MEDICARE or your state's SHIP.
MA-PD (28 plans)
| Plan | Type | Organization | Base Premium/mo | Overall Stars |
|---|---|---|---|---|
| Wellcare Assist (HMO-POS) H1416_042 | HMO-POS | Wellcare Centene Corporation | $27.70 | 3 ★ |
| Wellcare Simple (HMO-POS) H1416_077 | HMO-POS | Wellcare Centene Corporation | $0.00 | 3 ★ |
| Wellcare Giveback (HMO-POS) H1416_079 | HMO-POS | Wellcare Centene Corporation | $0.00 | 3 ★ |
| Wellcare Assist (HMO-POS) H1416_083 | HMO-POS | Wellcare Centene Corporation | $23.90 | 3 ★ |
| Aetna Medicare Value Plus (HMO) H3146_012 | HMO | Aetna Medicare CVS Health Corporation | $15.10 | 4 ★ |
| Humana Essentials Plus Giveback H4461-039 (HMO) H4461_039 | HMO | Humana Humana Inc. | $0.00 | 4 ★ |
| Humana Total Complete H4461-043 (HMO) H4461_043 | HMO | Humana Humana Inc. | $0.00 | 4 ★ |
| HealthSpring Premier (HMO-POS) H4513_036 | HMO-POS | HealthSpring Health Care Service Corporation | $45.00 | 4 ★ |
| HealthSpring Preferred (HMO) H4513_049 | HMO | HealthSpring Health Care Service Corporation | $0.00 | 4 ★ |
| HumanaChoice H5216-097 (PPO) H5216_097 | PPO | Humana Humana Inc. | $55.00 | 3.5 ★ |
| Humana Value Plus H5216-180 (PPO) H5216_180 | PPO | Humana Humana Inc. | $27.70 | 3.5 ★ |
| HumanaChoice H5216-449 (PPO) H5216_449 | PPO | Humana Humana Inc. | $164.00 | 3.5 ★ |
| HumanaChoice H5216-450 (PPO) H5216_450 | PPO | Humana Humana Inc. | $26.00 | 3.5 ★ |
| Humana Value Choice H5216-451 (PPO) H5216_451 | PPO | Humana Humana Inc. | $0.00 | 3.5 ★ |
| AARP Medicare Advantage from UHC TN-0006 (HMO-POS) H5253_084 | HMO-POS | UnitedHealthcare UnitedHealth Group, Inc. | $63.00 | 4 ★ |
| AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS) H5253_121 | HMO-POS | UnitedHealthcare UnitedHealth Group, Inc. | $0.00 | 4 ★ |
| Aetna Medicare Signature (PPO) H5521_254 | PPO | Aetna Medicare CVS Health Corporation | $0.00 | 4.5 ★ |
| Aetna Medicare Enhanced (PPO) H5521_501 | PPO | Aetna Medicare CVS Health Corporation | $27.70 | 4.5 ★ |
| Wellpoint Extra Help (HMO-POS) H5828_008 | HMO-POS | Wellpoint Elevance Health, Inc. | $0.00 | 3 ★ |
| Wellpoint Medicare Advantage (HMO-POS) H5828_013 | HMO-POS | Wellpoint Elevance Health, Inc. | $19.00 | 3 ★ |
| Wellpoint Medicare Advantage 2 (HMO-POS) H5828_016 | HMO-POS | Wellpoint Elevance Health, Inc. | $0.00 | 3 ★ |
| Humana Value Plus H7617-088 (PPO) H7617_088 | PPO | Humana Humana Inc. | $27.70 | 4.5 ★ |
| HealthSpring True Choice (PPO) H7849_153 | PPO | HealthSpring Health Care Service Corporation | $0.00 | 3 ★ |
| BlueAdvantage Diamond (PPO) H7917_010 | PPO | BlueCross BlueShield of Tennessee | $147.00 | 4 ★ |
| BlueAdvantage Ruby (PPO) H7917_014 | PPO | BlueCross BlueShield of Tennessee | $92.00 | 4 ★ |
| BlueAdvantage Sapphire (PPO) H7917_030 | PPO | BlueCross BlueShield of Tennessee | $0.00 | 4 ★ |
| BlueAdvantage Extra (PPO) H7917_041 | PPO | BlueCross BlueShield of Tennessee | $27.60 | 4 ★ |
| HumanaChoice R0110-018 (Regional PPO) R0110_018 | Regional PPO | Humana Humana Inc. | $86.00 | 3.5 ★ |
SNP (23 plans)
| Plan | Type | Organization | Base Premium/mo | Overall Stars |
|---|---|---|---|---|
| UHC Dual Complete TN-S001 (HMO-POS D-SNP) H0251_002 | HMO-POS D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $19.10 | 3.5 ★ |
| UHC Dual Complete TN-Y001 (HMO-POS D-SNP) H0251_004 | HMO-POS D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $27.70 | 3.5 ★ |
| UHC Dual Complete TN-Y2 (HMO-POS D-SNP) H0251_008 | HMO-POS D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $27.70 | 3.5 ★ |
| Wellcare Dual Access (HMO-POS D-SNP) H1416_035 | HMO-POS D-SNP | Wellcare Centene Corporation | $24.20 | 3 ★ |
| Abilis Health (HMO I-SNP) H2400_001 | HMO I-SNP | Abilis Health (HMO SNP) BrightSpring Health Services, Inc. | $35.90 | 3 ★ |
| Abilis Health Community (HMO I-SNP) H2400_002 | HMO I-SNP | Abilis Health (HMO SNP) BrightSpring Health Services, Inc. | $0.00 | 3 ★ |
| BlueCare Plus (HMO D-SNP) H3259_001 | HMO D-SNP | BlueCare Plus Tennessee BlueCross BlueShield of Tennessee | $27.70 | 3.5 ★ |
| BlueCare Plus Choice (HMO D-SNP) H3259_002 | HMO D-SNP | BlueCare Plus Tennessee BlueCross BlueShield of Tennessee | $27.70 | 3.5 ★ |
| BlueCare Plus Select (HMO D-SNP) H3259_003 | HMO D-SNP | BlueCare Plus Tennessee BlueCross BlueShield of Tennessee | $27.70 | 3.5 ★ |
| NHC Advantage (HMO I-SNP) H4172_001 | HMO I-SNP | NHC Advantage Missouri Healthcare Advisors, LLC | $31.00 | 5 ★ |
| Senior Care (HMO I-SNP) H4172_003 | HMO I-SNP | NHC Advantage Missouri Healthcare Advisors, LLC | $0.00 | 5 ★ |
| Humana Gold Plus SNP-DE H4461-022 (HMO D-SNP) H4461_022 | HMO D-SNP | Humana Humana Inc. | $13.00 | 4 ★ |
| Humana Gold Plus SNP-DE H4461-038 (HMO D-SNP) H4461_038 | HMO D-SNP | Humana Humana Inc. | $15.20 | 4 ★ |
| HealthSpring TotalCare Plus (HMO D-SNP) H4513_034 | HMO D-SNP | HealthSpring Health Care Service Corporation | $0.00 | 4 ★ |
| Humana Together in Health (PPO I-SNP) H5216_416 | PPO I-SNP | Humana Humana Inc. | $0.00 | 3.5 ★ |
| Humana Together in Health Select (PPO I-SNP) H5216_453 | PPO I-SNP | Humana Humana Inc. | $138.00 | 3.5 ★ |
| UHC Complete Care TC-0005 (HMO-POS C-SNP) H5253_193 | HMO-POS C-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $0.00 | 4 ★ |
| UHC Complete Care Support TC-6 (HMO-POS C-SNP) H5253_194 | HMO-POS C-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $27.70 | 4 ★ |
| Wellpoint Full Dual Advantage Support (HMO D-SNP) H5828_001 | HMO D-SNP | Wellpoint Elevance Health, Inc. | $27.70 | 3 ★ |
| Wellpoint Full Dual Advantage (HMO D-SNP) H5828_002 | HMO D-SNP | Wellpoint Elevance Health, Inc. | $1.90 | 3 ★ |
| Wellpoint Full Dual Advantage 2 (HMO D-SNP) H5828_018 | HMO D-SNP | Wellpoint Elevance Health, Inc. | $0.00 | 3 ★ |
| BlueAdvantage Total Heart and Diabetes (PPO C-SNP) H7917_044 | PPO C-SNP | BlueCross BlueShield of Tennessee | $0.00 | 4 ★ |
| BlueAdvantage Total Heart and Diabetes Plus (PPO C-SNP) H7917_046 | PPO C-SNP | BlueCross BlueShield of Tennessee | $27.70 | 4 ★ |
MA (8 plans)
| Plan | Type | Organization | Base Premium/mo | Overall Stars |
|---|---|---|---|---|
| Wellcare Patriot Giveback (HMO-POS) H1416_061 | HMO-POS | Wellcare Centene Corporation | $0.00 | 3 ★ |
| Humana USAA Honor Giveback (HMO) H4461_004 | HMO | Humana Humana Inc. | $0.00 | 4 ★ |
| HealthSpring Courage (HMO) H4513_033 | HMO | HealthSpring Health Care Service Corporation | $0.00 | 4 ★ |
| Humana USAA Honor Giveback (PPO) H5216_235 | PPO | Humana Humana Inc. | $0.00 | 3.5 ★ |
| AARP Medicare Advantage Patriot No Rx TC-MA01 (HMO-POS) H5253_113 | HMO-POS | UnitedHealthcare UnitedHealth Group, Inc. | $0.00 | 4 ★ |
| Aetna Medicare Eagle Giveback (PPO) H5521_279 | PPO | Aetna Medicare CVS Health Corporation | $0.00 | 4.5 ★ |
| BlueAdvantage Freedom (PPO) H7917_039 | PPO | BlueCross BlueShield of Tennessee | $0.00 | 4 ★ |
| HumanaChoice R0110-017 (Regional PPO) R0110_017 | Regional PPO | Humana Humana Inc. | $0.00 | 3.5 ★ |
What these figures mean
Base premium: The amount shown is the plan's monthly base premium. Most Medicare enrollees also pay the standard Medicare Part B premium (generally deducted from your Social Security benefit). Higher-income enrollees pay an additional Income-Related Monthly Adjustment Amount (IRMAA). Low-income enrollees may qualify for the Extra Help (LIS) program, which can reduce or eliminate plan premiums and cost-sharing. A $0.00 plan premium does not mean $0 total monthly cost.
CMS star rating: CMS rates Medicare Advantage and Part D plans on a 1–5 star scale based on quality measures including preventive care, managing chronic conditions, member experience, and drug plan performance. A higher rating is generally better, but the best plan for you also depends on your specific prescriptions, preferred doctors and hospitals, and total cost-sharing. Star ratings reflect the contract's performance across its full service area — not DeKalb specifically.
MOOP (Maximum Out-of-Pocket): For MA plans, the Maximum Out-of-Pocket limit caps your annual in-network cost-sharing. Not shown in the table above; visible at medicare.gov/plan-compare for each specific plan.
How to compare these plans
Compare plans on the figures shown — base premium, plan type, organization, and CMS star rating. These are sourced from the CMS CY2026 Medicare Landscape Files (RECORDED figures). Atlas Commons does not rank a "best" plan — the right choice depends on your specific doctors, prescriptions, and budget. Use medicare.gov/plan-compare to enter your specific drugs and providers for a complete comparison.
Frequently asked questions
How many Medicare plans are available in DeKalb, Tennessee?
For contract year 2026, the CMS Medicare Landscape Files record 59 Medicare Advantage and Part D plans available in DeKalb, Tennessee. This count covers all contract types: SNP (23), MA-PD (28), MA (8).
What do Medicare plans cost in DeKalb, Tennessee?
Base monthly premiums for plans in DeKalb range from $0.00 to $164.00 — 27 plans have a $0.00 base premium. These are the plan's base premium only. Your actual monthly cost also includes the Medicare Part B premium (most people pay $174.70/mo in 2026, deducted from Social Security), and may include income-related adjustments (IRMAA) or Low Income Subsidy credits. A $0.00 plan premium does not mean $0 total cost.
How are Medicare plans in DeKalb, Tennessee rated?
CMS has assigned Overall star ratings (1–5 stars) to 59 of 59 plans in DeKalb. The unweighted average overall star rating is 3.7 stars. Star ratings are CMS's quality score — a higher rating generally reflects better performance across quality measures, but the best plan for you depends on your specific prescriptions, preferred providers, and budget.
How do I enroll in a Medicare plan in DeKalb, Tennessee?
Use the official Medicare Plan Finder at medicare.gov/plan-compare. Enter your ZIP code to see plans with exact premiums, copays, drug coverage, and provider networks — customized to your situation and drugs. Enrollment periods apply (Annual Enrollment: Oct 15–Dec 7; Special Enrollment Periods for qualifying events). This page shows which plans exist and their base premiums; to enroll, use Medicare's official tool.
Where can I get free, unbiased help choosing a Medicare plan?
Contact your State Health Insurance Assistance Program (SHIP) — a free, unbiased Medicare counseling service available in every state. Call 1-800-MEDICARE (1-800-633-4227), available 24 hours a day, 7 days a week. SHIP counselors help you compare plans, understand costs, and make enrollment decisions at no cost.
What to do next
- Compare and enroll: medicare.gov/plan-compare — the official Medicare Plan Finder. Enter your ZIP code, drugs, and providers to compare all plans with exact costs and coverage.
- Free unbiased help: Contact your State Health Insurance Assistance Program (SHIP) — free Medicare counseling in every state — or call 1-800-MEDICARE (1-800-633-4227), 24/7.
- Official source: CMS Medicare Landscape Files — the source of this data.
RECORDED premiums · DETERMINATION star ratings · AGGREGATED plan count. Plan list for DeKalb, Tennessee, CY2026. Data generated June 24, 2026.
Machine-readable: JSON-LD · Markdown · Source: CMS Medicare Landscape Files