Coverage Atlas

Medicare plans by county · CY2026

60 Medicare Plans in Ellis, Texas

Contract year 2026 · CMS Medicare Landscape Files

60 Medicare plans are available in Ellis for 2026

Base monthly premiums range from $0.00 to $110.00. 36 plans have a $0.00 base premium.

Average CMS star rating: 3.8 stars (58 of 60 plans rated).

Premiums shown are the plan's base premium — your actual cost includes the Part B premium and may vary by income. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder: medicare.gov/plan-compare . Free help: 1-800-MEDICARE or your state's SHIP.

MA-PD (26 plans)

Plan Type Organization Base Premium/mo Overall Stars
Humana Gold Plus H0028-043 (HMO)
H0028_043
HMO Humana
Humana Inc.
$0.00 3.5 ★
Humana Gold Plus H0028-059 (HMO)
H0028_059
HMO Humana
Humana Inc.
$14.00 3.5 ★
Wellcare Simple (HMO)
H0174_014
HMO Wellcare
Centene Corporation
$0.00 4 ★
AARP Medicare Advantage Essentials from UHC TX-22 (HMO-POS)
H0609_051
HMO-POS UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 4.5 ★
AARP Medicare Advantage from UHC TX-25 (HMO-POS)
H0609_059
HMO-POS UnitedHealthcare
UnitedHealth Group, Inc.
$74.00 4.5 ★
AARP Medicare Advantage Extras from UHC TX-27 (HMO-POS)
H0609_061
HMO-POS UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 4.5 ★
AARP Medicare Advantage Giveback from UHC TX-39 (HMO-POS)
H0609_066
HMO-POS UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 4.5 ★
AARP Medicare Advantage from UHC TX-0042 (HMO-POS)
H0609_070
HMO-POS UnitedHealthcare
UnitedHealth Group, Inc.
$32.00 4.5 ★
AARP Medicare Advantage CareFlex from UHC TX-44 (HMO-POS)
H0609_077
HMO-POS UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 4.5 ★
AARP Medicare Advantage from UHC TX-0005 (PPO)
H1278_013
PPO UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 3.5 ★
BSW SeniorCare Advantage (PPO)
H2032_001
PPO Baylor Scott & White Health Plan
Baylor Scott & White Health
$0.00 4 ★
Aetna Medicare Signature Extra (PPO)
H2293_014
PPO Aetna Medicare
CVS Health Corporation
$0.00 4 ★
Aetna Medicare Signature (PPO)
H3288_008
PPO Aetna Medicare
CVS Health Corporation
$0.00 3.5 ★
Humana Gold Plus H4461-050 (HMO)
H4461_050
HMO Humana
Humana Inc.
$14.00 4 ★
Humana Total Complete H4461-051 (HMO)
H4461_051
HMO Humana
Humana Inc.
$0.00 4 ★
HumanaChoice H5216-042 (PPO)
H5216_042
PPO Humana
Humana Inc.
$60.00 3.5 ★
HumanaChoice H5216-043 (PPO)
H5216_043
PPO Humana
Humana Inc.
$20.00 3.5 ★
Humana Value Choice H5216-352 (PPO)
H5216_352
PPO Humana
Humana Inc.
$0.00 3.5 ★
Humana Value Choice H7617-043 (PPO)
H7617_043
PPO Humana
Humana Inc.
$0.00 4.5 ★
HumanaChoice H7617-059 (PPO)
H7617_059
PPO Humana
Humana Inc.
$20.00 4.5 ★
BSW SeniorCare Advantage Select Rx (HMO-POS)
H8142_007
HMO-POS Baylor Scott & White Health Plan
Baylor Scott & White Health
$0.00 4 ★
BSW SeniorCare Advantage Essentials (HMO-POS)
H8142_010
HMO-POS Baylor Scott & White Health Plan
Baylor Scott & White Health
$4.80 4 ★
Blue Cross Medicare Advantage Preferred (PPO)
H8634_033
PPO Blue Cross and Blue Shield of IL, NM, OK, TX
Health Care Service Corporation
$110.00 3 ★
HumanaChoice R4182-003 (Regional PPO)
R4182_003
Regional PPO Humana
Humana Inc.
$97.00 3.5 ★
HumanaChoice R4182-004 (Regional PPO)
R4182_004
Regional PPO Humana
Humana Inc.
$44.00 3.5 ★
UHC Medicare Advantage TX-0030 (Regional PPO)
R6801_012
Regional PPO UnitedHealthcare
UnitedHealth Group, Inc.
$102.00 3.5 ★

SNP (25 plans)

Plan Type Organization Base Premium/mo Overall Stars
Humana Gold Plus SNP-DE H0028-032 (HMO D-SNP)
H0028_032
HMO D-SNP Humana
Humana Inc.
$0.00 3.5 ★
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)
H0028_060
HMO C-SNP Humana
Humana Inc.
$0.00 3.5 ★
Wellcare Dual Reserve (HMO D-SNP)
H0174_022
HMO D-SNP Wellcare
Centene Corporation
$4.80 4 ★
Wellcare Dual Liberty Sync (HMO D-SNP)
H0174_023
HMO D-SNP Wellcare
Centene Corporation
$4.80 4 ★
UHC Dual Complete TX-D004 (HMO-POS D-SNP)
H0609_052
HMO-POS D-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 4.5 ★
UHC Complete Care TX-3P (HMO-POS C-SNP)
H0609_062
HMO-POS C-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 4.5 ★
UHC Dual Complete TX-V007 (HMO-POS D-SNP)
H0609_065
HMO-POS D-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 4.5 ★
ProCare Advantage (HMO-POS I-SNP)
H3467_001
HMO-POS I-SNP ProCare Advantage
First Sacramento Capital Funding LLC
$4.80
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)
H4461_067
HMO C-SNP Humana
Humana Inc.
$0.00 4 ★
Humana Gold Plus SNP-DE H4461-071 (HMO D-SNP)
H4461_071
HMO D-SNP Humana
Humana Inc.
$0.00 4 ★
UHC Dual Complete TX-S003 (HMO-POS D-SNP)
H4514_021
HMO-POS D-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$0.40 4 ★
Aetna Medicare Full Dual Care (HMO D-SNP)
H4523_030
HMO D-SNP Aetna Medicare
CVS Health Corporation
$0.00 4 ★
Aetna Medicare Partial Dual Care (HMO D-SNP)
H4523_044
HMO D-SNP Aetna Medicare
CVS Health Corporation
$0.00 4 ★
Humana Together in Health (PPO I-SNP)
H5216_369
PPO I-SNP Humana
Humana Inc.
$0.00 3.5 ★
Wellcare Dual Liberty (HMO D-SNP)
H5294_010
HMO D-SNP Wellcare
Centene Corporation
$4.80 3.5 ★
Wellcare Dual Access (HMO D-SNP)
H5294_015
HMO D-SNP Wellcare
Centene Corporation
$4.80 3.5 ★
American Health Advantage of Texas (HMO I-SNP)
H6891_001
HMO I-SNP American Health Advantage of Texas
Mitchell Family Office
$4.80
Molina Medicare Complete Care (HMO D-SNP)
H7678_006
HMO D-SNP Molina Healthcare of Texas, Inc.
Molina Healthcare, Inc.
$0.00 3.5 ★
Aetna Medicare Dual Care (HMO D-SNP)
H8597_002
HMO D-SNP Aetna Medicare
CVS Health Corporation
$0.00 3.5 ★
Wellpoint Full Dual Advantage (HMO D-SNP)
H8849_010
HMO D-SNP Wellpoint
Elevance Health, Inc.
$2.40 3.5 ★
Wellpoint Dual Advantage (HMO D-SNP)
H8849_011
HMO D-SNP Wellpoint
Elevance Health, Inc.
$4.80 3.5 ★
Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP)
H9706_002
HMO D-SNP Blue Cross and Blue Shield of Texas
Health Care Service Corporation
$4.80 2.5 ★
UHC Complete Care Support TX-1A (Regional PPO C-SNP)
R6801_008
Regional PPO C-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 3.5 ★
UHC Complete Care TX-29 (Regional PPO C-SNP)
R6801_009
Regional PPO C-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$57.00 3.5 ★
UHC Dual Complete TX-S001 (Regional PPO D-SNP)
R6801_011
Regional PPO D-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$4.80 3.5 ★

MA (9 plans)

Plan Type Organization Base Premium/mo Overall Stars
AARP Medicare Advantage Patriot No Rx TX-MA02 (HMO-POS)
H0609_055
HMO-POS UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 4.5 ★
AARP Medicare Advantage Patriot No Rx TX-MA06 (PPO)
H1278_025
PPO UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 3.5 ★
Aetna Medicare Eagle (PPO)
H3288_051
PPO Aetna Medicare
CVS Health Corporation
$0.00 3.5 ★
Humana USAA Honor Giveback (PPO)
H5216_128
PPO Humana
Humana Inc.
$0.00 3.5 ★
Humana USAA Honor Giveback (PPO)
H5216_348
PPO Humana
Humana Inc.
$0.00 3.5 ★
Wellcare Patriot Simple (HMO)
H5294_014
HMO Wellcare
Centene Corporation
$0.00 3.5 ★
Humana USAA Honor Giveback (PPO)
H7617_062
PPO Humana
Humana Inc.
$0.00 4.5 ★
BSW SeniorCare Advantage Select (HMO-POS)
H8142_008
HMO-POS Baylor Scott & White Health Plan
Baylor Scott & White Health
$0.00 4 ★
HumanaChoice R4182-001 (Regional PPO)
R4182_001
Regional PPO Humana
Humana Inc.
$0.00 3.5 ★

What these figures mean

Base premium: The amount shown is the plan's monthly base premium. Most Medicare enrollees also pay the standard Medicare Part B premium (generally deducted from your Social Security benefit). Higher-income enrollees pay an additional Income-Related Monthly Adjustment Amount (IRMAA). Low-income enrollees may qualify for the Extra Help (LIS) program, which can reduce or eliminate plan premiums and cost-sharing. A $0.00 plan premium does not mean $0 total monthly cost.

CMS star rating: CMS rates Medicare Advantage and Part D plans on a 1–5 star scale based on quality measures including preventive care, managing chronic conditions, member experience, and drug plan performance. A higher rating is generally better, but the best plan for you also depends on your specific prescriptions, preferred doctors and hospitals, and total cost-sharing. Star ratings reflect the contract's performance across its full service area — not Ellis specifically.

MOOP (Maximum Out-of-Pocket): For MA plans, the Maximum Out-of-Pocket limit caps your annual in-network cost-sharing. Not shown in the table above; visible at medicare.gov/plan-compare for each specific plan.

How to compare these plans

Compare plans on the figures shown — base premium, plan type, organization, and CMS star rating. These are sourced from the CMS CY2026 Medicare Landscape Files (RECORDED figures). Atlas Commons does not rank a "best" plan — the right choice depends on your specific doctors, prescriptions, and budget. Use medicare.gov/plan-compare to enter your specific drugs and providers for a complete comparison.

Frequently asked questions

How many Medicare plans are available in Ellis, Texas?

For contract year 2026, the CMS Medicare Landscape Files record 60 Medicare Advantage and Part D plans available in Ellis, Texas. This count covers all contract types: SNP (25), MA-PD (26), MA (9).

What do Medicare plans cost in Ellis, Texas?

Base monthly premiums for plans in Ellis range from $0.00 to $110.00 — 36 plans have a $0.00 base premium. These are the plan's base premium only. Your actual monthly cost also includes the Medicare Part B premium (most people pay $174.70/mo in 2026, deducted from Social Security), and may include income-related adjustments (IRMAA) or Low Income Subsidy credits. A $0.00 plan premium does not mean $0 total cost.

How are Medicare plans in Ellis, Texas rated?

CMS has assigned Overall star ratings (1–5 stars) to 58 of 60 plans in Ellis. The unweighted average overall star rating is 3.8 stars. Star ratings are CMS's quality score — a higher rating generally reflects better performance across quality measures, but the best plan for you depends on your specific prescriptions, preferred providers, and budget. 2 plans in this county do not have an overall CMS rating (typically PDP-only or newly contracted plans).

How do I enroll in a Medicare plan in Ellis, Texas?

Use the official Medicare Plan Finder at medicare.gov/plan-compare. Enter your ZIP code to see plans with exact premiums, copays, drug coverage, and provider networks — customized to your situation and drugs. Enrollment periods apply (Annual Enrollment: Oct 15–Dec 7; Special Enrollment Periods for qualifying events). This page shows which plans exist and their base premiums; to enroll, use Medicare's official tool.

Where can I get free, unbiased help choosing a Medicare plan?

Contact your State Health Insurance Assistance Program (SHIP) — a free, unbiased Medicare counseling service available in every state. Call 1-800-MEDICARE (1-800-633-4227), available 24 hours a day, 7 days a week. SHIP counselors help you compare plans, understand costs, and make enrollment decisions at no cost.

What to do next

  • Compare and enroll: medicare.gov/plan-compare — the official Medicare Plan Finder. Enter your ZIP code, drugs, and providers to compare all plans with exact costs and coverage.
  • Free unbiased help: Contact your State Health Insurance Assistance Program (SHIP) — free Medicare counseling in every state — or call 1-800-MEDICARE (1-800-633-4227), 24/7.
  • Official source: CMS Medicare Landscape Files — the source of this data.

RECORDED premiums · DETERMINATION star ratings · AGGREGATED plan count. Plan list for Ellis, Texas, CY2026. Data generated June 24, 2026.

Machine-readable: JSON-LD · Markdown · Source: CMS Medicare Landscape Files