Coverage Atlas

Medicare plans by county · CY2026

54 Medicare Plans in Llano, Texas

Contract year 2026 · CMS Medicare Landscape Files

54 Medicare plans are available in Llano for 2026

Base monthly premiums range from $0.00 to $255.00. 27 plans have a $0.00 base premium.

Average CMS star rating: 4.0 stars (53 of 54 plans rated).

Premiums shown are the plan's base premium — your actual cost includes the Part B premium and may vary by income. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder: medicare.gov/plan-compare . Free help: 1-800-MEDICARE or your state's SHIP.

MA-PD (24 plans)

Plan Type Organization Base Premium/mo Overall Stars
Humana Gold Plus H0028-037 (HMO)
H0028_037
HMO Humana
Humana Inc.
$0.00 3.5 ★
Blue Cross Medicare Advantage Choice Premier (PPO)
H1666_003
PPO Blue Cross and Blue Shield of NM, TX
Health Care Service Corporation
$96.00 3 ★
Blue Cross Medicare Advantage Optimum (PPO)
H1666_022
PPO Blue Cross and Blue Shield of NM, TX
Health Care Service Corporation
$142.00 3 ★
BSW SeniorCare Advantage Basic (PPO)
H2032_002
PPO Baylor Scott & White Health Plan
Baylor Scott & White Health
$0.00 4 ★
BSW SeniorCare Advantage Platinum (PPO)
H2032_003
PPO Baylor Scott & White Health Plan
Baylor Scott & White Health
$135.00 4 ★
Humana Gold Plus H4461-054 (HMO)
H4461_054
HMO Humana
Humana Inc.
$0.00 4 ★
Wellcare Simple Value (HMO-POS)
H4506_030
HMO-POS Wellcare
Centene Corporation
$0.00 4 ★
AARP Medicare Advantage Essentials from UHC TX-12 (HMO-POS)
H4527_002
HMO-POS UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 4.5 ★
AARP Medicare Advantage from UHC TX-46 (HMO-POS)
H4527_052
HMO-POS UnitedHealthcare
UnitedHealth Group, Inc.
$21.00 4.5 ★
AARP Medicare Advantage CareFlex from UHC TX-47 (HMO-POS)
H4527_053
HMO-POS UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 4.5 ★
AARP Medicare Advantage Extras from UHC TX-53 (HMO-POS)
H4527_059
HMO-POS UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 4.5 ★
Humana Essentials Plus Giveback H5216-358 (PPO)
H5216_358
PPO Humana
Humana Inc.
$0.00 3.5 ★
DEVOTED CHOICE GIVEBACK 001 TX (PPO)
H6813_001
PPO Devoted Health
Devoted Health, Inc.
$0.00 3.5 ★
Humana Essentials Plus Giveback H7617-035 (PPO)
H7617_035
PPO Humana
Humana Inc.
$0.00 4.5 ★
DEVOTED CORE 014 TX (HMO)
H7993_014
HMO Devoted Health
Devoted Health, Inc.
$0.00 5 ★
DEVOTED GIVEBACK 048 TX (HMO)
H7993_048
HMO Devoted Health
Devoted Health, Inc.
$0.00 5 ★
BSW SeniorCare Advantage Select Rx (HMO-POS)
H8142_001
HMO-POS Baylor Scott & White Health Plan
Baylor Scott & White Health
$0.00 4 ★
BSW SeniorCare Advantage Preferred Rx (HMO-POS)
H8142_002
HMO-POS Baylor Scott & White Health Plan
Baylor Scott & White Health
$143.00 4 ★
BSW SeniorCare Advantage Premium Rx (HMO-POS)
H8142_003
HMO-POS Baylor Scott & White Health Plan
Baylor Scott & White Health
$255.00 4 ★
BSW SeniorCare Advantage Essentials (HMO-POS)
H8142_009
HMO-POS Baylor Scott & White Health Plan
Baylor Scott & White Health
$4.80 4 ★
Humana Gold Choice H8145-084 (PFFS)
H8145_084
PFFS Humana
Humana Inc.
$29.00 3.5 ★
HumanaChoice R4182-003 (Regional PPO)
R4182_003
Regional PPO Humana
Humana Inc.
$97.00 3.5 ★
HumanaChoice R4182-004 (Regional PPO)
R4182_004
Regional PPO Humana
Humana Inc.
$44.00 3.5 ★
UHC Medicare Advantage TX-0030 (Regional PPO)
R6801_012
Regional PPO UnitedHealthcare
UnitedHealth Group, Inc.
$102.00 3.5 ★

SNP (21 plans)

Plan Type Organization Base Premium/mo Overall Stars
Humana Gold Plus SNP-DE H0028-032 (HMO D-SNP)
H0028_032
HMO D-SNP Humana
Humana Inc.
$0.00 3.5 ★
Wellcare Dual Access (HMO D-SNP)
H0174_004
HMO D-SNP Wellcare
Centene Corporation
$4.80 4 ★
Wellcare Dual Reserve (HMO D-SNP)
H0174_022
HMO D-SNP Wellcare
Centene Corporation
$4.80 4 ★
Wellcare Dual Liberty Sync (HMO D-SNP)
H0174_025
HMO D-SNP Wellcare
Centene Corporation
$4.80 4 ★
Humana Gold Plus SNP-DE H4461-071 (HMO D-SNP)
H4461_071
HMO D-SNP Humana
Humana Inc.
$0.00 4 ★
UHC Dual Complete TX-S003 (HMO-POS D-SNP)
H4514_021
HMO-POS D-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$0.40 4 ★
UHC Complete Care TX-16 (HMO-POS C-SNP)
H4527_039
HMO-POS C-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 4.5 ★
Texas Independence Health Plan, Inc. (HMO I-SNP)
H5015_001
HMO I-SNP Texas Independence Health Plan
Regency ISNP Holdings LLC
$4.80 5 ★
Texas Independence Community Plan (HMO I-SNP)
H5015_002
HMO I-SNP Texas Independence Health Plan
Regency ISNP Holdings LLC
$4.80 5 ★
Humana Together in Health (PPO I-SNP)
H5216_369
PPO I-SNP Humana
Humana Inc.
$0.00 3.5 ★
UHC Dual Complete TX-D007 (HMO-POS D-SNP)
H5322_025
HMO-POS D-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 3.5 ★
UHC Dual Complete TX-V010 (HMO-POS D-SNP)
H5322_038
HMO-POS D-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 3.5 ★
American Health Advantage of Texas (HMO I-SNP)
H6891_001
HMO I-SNP American Health Advantage of Texas
Mitchell Family Office
$4.80
DEVOTED DUAL 015 TX (HMO D-SNP)
H7993_015
HMO D-SNP Devoted Health
Devoted Health, Inc.
$4.80 5 ★
DEVOTED C-SNP PREMIUM 023 TX (HMO C-SNP)
H7993_023
HMO C-SNP Devoted Health
Devoted Health, Inc.
$4.80 5 ★
DEVOTED C-SNP PLUS 024 TX (HMO C-SNP)
H7993_024
HMO C-SNP Devoted Health
Devoted Health, Inc.
$4.80 5 ★
DEVOTED DUAL FULL 037 TX (HMO D-SNP)
H7993_037
HMO D-SNP Devoted Health
Devoted Health, Inc.
$4.80 5 ★
Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP)
H9706_002
HMO D-SNP Blue Cross and Blue Shield of Texas
Health Care Service Corporation
$4.80 2.5 ★
UHC Complete Care Support TX-1A (Regional PPO C-SNP)
R6801_008
Regional PPO C-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 3.5 ★
UHC Complete Care TX-29 (Regional PPO C-SNP)
R6801_009
Regional PPO C-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$57.00 3.5 ★
UHC Dual Complete TX-S001 (Regional PPO D-SNP)
R6801_011
Regional PPO D-SNP UnitedHealthcare
UnitedHealth Group, Inc.
$4.80 3.5 ★

MA (9 plans)

Plan Type Organization Base Premium/mo Overall Stars
AARP Medicare Advantage Patriot No Rx TX-MA01 (HMO-POS)
H4527_024
HMO-POS UnitedHealthcare
UnitedHealth Group, Inc.
$0.00 4.5 ★
Humana USAA Honor Giveback (PPO)
H5216_128
PPO Humana
Humana Inc.
$0.00 3.5 ★
Humana USAA Honor Giveback (PPO)
H5216_348
PPO Humana
Humana Inc.
$0.00 3.5 ★
DEVOTED CHOICE MA ONLY 006 TX (PPO)
H6813_006
PPO Devoted Health
Devoted Health, Inc.
$0.00 3.5 ★
Humana USAA Honor Giveback (PPO)
H7617_062
PPO Humana
Humana Inc.
$0.00 4.5 ★
BSW SeniorCare Advantage Select (HMO-POS)
H8142_004
HMO-POS Baylor Scott & White Health Plan
Baylor Scott & White Health
$0.00 4 ★
BSW SeniorCare Advantage Preferred (HMO-POS)
H8142_005
HMO-POS Baylor Scott & White Health Plan
Baylor Scott & White Health
$89.00 4 ★
BSW SeniorCare Advantage Premium (HMO-POS)
H8142_006
HMO-POS Baylor Scott & White Health Plan
Baylor Scott & White Health
$199.00 4 ★
HumanaChoice R4182-001 (Regional PPO)
R4182_001
Regional PPO Humana
Humana Inc.
$0.00 3.5 ★

What these figures mean

Base premium: The amount shown is the plan's monthly base premium. Most Medicare enrollees also pay the standard Medicare Part B premium (generally deducted from your Social Security benefit). Higher-income enrollees pay an additional Income-Related Monthly Adjustment Amount (IRMAA). Low-income enrollees may qualify for the Extra Help (LIS) program, which can reduce or eliminate plan premiums and cost-sharing. A $0.00 plan premium does not mean $0 total monthly cost.

CMS star rating: CMS rates Medicare Advantage and Part D plans on a 1–5 star scale based on quality measures including preventive care, managing chronic conditions, member experience, and drug plan performance. A higher rating is generally better, but the best plan for you also depends on your specific prescriptions, preferred doctors and hospitals, and total cost-sharing. Star ratings reflect the contract's performance across its full service area — not Llano specifically.

MOOP (Maximum Out-of-Pocket): For MA plans, the Maximum Out-of-Pocket limit caps your annual in-network cost-sharing. Not shown in the table above; visible at medicare.gov/plan-compare for each specific plan.

How to compare these plans

Compare plans on the figures shown — base premium, plan type, organization, and CMS star rating. These are sourced from the CMS CY2026 Medicare Landscape Files (RECORDED figures). Atlas Commons does not rank a "best" plan — the right choice depends on your specific doctors, prescriptions, and budget. Use medicare.gov/plan-compare to enter your specific drugs and providers for a complete comparison.

Frequently asked questions

How many Medicare plans are available in Llano, Texas?

For contract year 2026, the CMS Medicare Landscape Files record 54 Medicare Advantage and Part D plans available in Llano, Texas. This count covers all contract types: SNP (21), MA-PD (24), MA (9).

What do Medicare plans cost in Llano, Texas?

Base monthly premiums for plans in Llano range from $0.00 to $255.00 — 27 plans have a $0.00 base premium. These are the plan's base premium only. Your actual monthly cost also includes the Medicare Part B premium (most people pay $174.70/mo in 2026, deducted from Social Security), and may include income-related adjustments (IRMAA) or Low Income Subsidy credits. A $0.00 plan premium does not mean $0 total cost.

How are Medicare plans in Llano, Texas rated?

CMS has assigned Overall star ratings (1–5 stars) to 53 of 54 plans in Llano. The unweighted average overall star rating is 4.0 stars. Star ratings are CMS's quality score — a higher rating generally reflects better performance across quality measures, but the best plan for you depends on your specific prescriptions, preferred providers, and budget. 1 plan in this county do not have an overall CMS rating (typically PDP-only or newly contracted plans).

How do I enroll in a Medicare plan in Llano, Texas?

Use the official Medicare Plan Finder at medicare.gov/plan-compare. Enter your ZIP code to see plans with exact premiums, copays, drug coverage, and provider networks — customized to your situation and drugs. Enrollment periods apply (Annual Enrollment: Oct 15–Dec 7; Special Enrollment Periods for qualifying events). This page shows which plans exist and their base premiums; to enroll, use Medicare's official tool.

Where can I get free, unbiased help choosing a Medicare plan?

Contact your State Health Insurance Assistance Program (SHIP) — a free, unbiased Medicare counseling service available in every state. Call 1-800-MEDICARE (1-800-633-4227), available 24 hours a day, 7 days a week. SHIP counselors help you compare plans, understand costs, and make enrollment decisions at no cost.

What to do next

  • Compare and enroll: medicare.gov/plan-compare — the official Medicare Plan Finder. Enter your ZIP code, drugs, and providers to compare all plans with exact costs and coverage.
  • Free unbiased help: Contact your State Health Insurance Assistance Program (SHIP) — free Medicare counseling in every state — or call 1-800-MEDICARE (1-800-633-4227), 24/7.
  • Official source: CMS Medicare Landscape Files — the source of this data.

RECORDED premiums · DETERMINATION star ratings · AGGREGATED plan count. Plan list for Llano, Texas, CY2026. Data generated June 24, 2026.

Machine-readable: JSON-LD · Markdown · Source: CMS Medicare Landscape Files