Medicare plans by county · CY2026
34 Medicare Plans in La Crosse, Wisconsin
Contract year 2026 · CMS Medicare Landscape Files
34 Medicare plans are available in La Crosse for 2026
Base monthly premiums range from $0.00 to $269.00. 15 plans have a $0.00 base premium.
Average CMS star rating: 3.9 stars (31 of 34 plans rated).
Premiums shown are the plan's base premium — your actual cost includes the Part B premium and may vary by income. To compare plans with your specific drugs and providers and to enroll, use the official Medicare Plan Finder: medicare.gov/plan-compare . Free help: 1-800-MEDICARE or your state's SHIP.
MA-PD (13 plans)
| Plan | Type | Organization | Base Premium/mo | Overall Stars |
|---|---|---|---|---|
| Essence Rx (HMO-POS) H5211_002 | HMO-POS | Security Health Plan of Wisconsin, Inc. Sanford Health | $87.00 | 4.5 ★ |
| Legacy Rx (HMO-POS) H5211_004 | HMO-POS | Security Health Plan of Wisconsin, Inc. Sanford Health | $269.00 | 4.5 ★ |
| Esteem Rx (HMO-POS) H5211_012 | HMO-POS | Security Health Plan of Wisconsin, Inc. Sanford Health | $0.00 | 4.5 ★ |
| AARP Medicare Advantage from UHC WI-0015 (HMO-POS) H5253_072 | HMO-POS | UnitedHealthcare UnitedHealth Group, Inc. | $0.00 | 4 ★ |
| Gundersen Quartz Med Advantage Elite D (w/Rx) (HMO) H5262_001 | HMO | Quartz Medicare Advantage (HMO) University of Wisconsin Hospitals and Clincs Autho | $196.00 | 4 ★ |
| Gundersen Quartz Med Advantage Value D (w/Rx) (HMO) H5262_003 | HMO | Quartz Medicare Advantage (HMO) University of Wisconsin Hospitals and Clincs Autho | $90.00 | 4 ★ |
| Gundersen Quartz Med Advantage Core D (w/Rx) (HMO) H5262_021 | HMO | Quartz Medicare Advantage (HMO) University of Wisconsin Hospitals and Clincs Autho | $29.00 | 4 ★ |
| Gundersen Quartz Med Advantage Basic D (w/Rx) (HMO) H5262_032 | HMO | Quartz Medicare Advantage (HMO) University of Wisconsin Hospitals and Clincs Autho | $0.00 | 4 ★ |
| Aetna Medicare Signature (PPO) H5521_289 | PPO | Aetna Medicare CVS Health Corporation | $0.00 | 4.5 ★ |
| Aetna Medicare Premier (PPO) H5521_388 | PPO | Aetna Medicare CVS Health Corporation | $27.00 | 4.5 ★ |
| Cooperative Medicare Advantage (HMO) H7598_004 | HMO | Group Health Cooperative of Eau Claire | $0.00 | — |
| HumanaChoice H7617-007 (PPO) H7617_007 | PPO | Humana Humana Inc. | $47.00 | 4.5 ★ |
| HumanaChoice R5361-002 (Regional PPO) R5361_002 | Regional PPO | Humana Humana Inc. | $103.00 | 3 ★ |
SNP (11 plans)
| Plan | Type | Organization | Base Premium/mo | Overall Stars |
|---|---|---|---|---|
| UHC Dual Complete WI-D001 (PPO D-SNP) H0294_027 | PPO D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $9.00 | 3.5 ★ |
| iCare Family Care Partnership (HMO D-SNP) H2237_007 | HMO D-SNP | iCare Humana Inc. | $20.90 | 2.5 ★ |
| UHC Dual Complete WI-D002 (HMO-POS D-SNP) H3794_002 | HMO-POS D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $18.90 | 4 ★ |
| UHC Dual Complete WI-V001 (HMO-POS D-SNP) H3794_004 | HMO-POS D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $17.30 | 4 ★ |
| My Choice Wisconsin Partnership Plan (HMO D-SNP) H5209_005 | HMO D-SNP | My Choice Wisconsin Molina Healthcare, Inc. | $13.30 | 3 ★ |
| My Choice Wisconsin Medicare Dual Advantage Plan (HMO D-SNP) H5209_006 | HMO D-SNP | My Choice Wisconsin Molina Healthcare, Inc. | $0.00 | 3 ★ |
| UHC Dual Complete WI-D003 (HMO-POS D-SNP) H5253_024 | HMO-POS D-SNP | UnitedHealthcare UnitedHealth Group, Inc. | $7.50 | 4 ★ |
| Gundersen Quartz Med Advantage Dual Eligible (HMO D-SNP) H5262_029 | HMO D-SNP | Quartz Medicare Advantage (HMO) University of Wisconsin Hospitals and Clincs Autho | $21.10 | 4 ★ |
| Cooperative Advantage (HMO D-SNP) H7598_003 | HMO D-SNP | Group Health Cooperative of Eau Claire | $21.10 | — |
| Anthem Full Dual Advantage (HMO D-SNP) H9525_003 | HMO D-SNP | Anthem Blue Cross and Blue Shield Elevance Health, Inc. | $3.60 | 3.5 ★ |
| Anthem Full Dual Advantage 2 (HMO D-SNP) H9525_018 | HMO D-SNP | Anthem Blue Cross and Blue Shield Elevance Health, Inc. | $0.00 | 3.5 ★ |
MA (10 plans)
| Plan | Type | Organization | Base Premium/mo | Overall Stars |
|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx WI-MA01 (PPO) H0294_014 | PPO | UnitedHealthcare UnitedHealth Group, Inc. | $0.00 | 3.5 ★ |
| Network Health Prime (MSA) H1181_001 | MSA | Network Health Medicare Advantage Plans Network Health, Inc. | $0.00 | — |
| Spirit (HMO-POS) H5211_001 | HMO-POS | Security Health Plan of Wisconsin, Inc. Sanford Health | $89.00 | 4.5 ★ |
| Compass (HMO-POS) H5211_003 | HMO-POS | Security Health Plan of Wisconsin, Inc. Sanford Health | $0.00 | 4.5 ★ |
| Humana USAA Honor Giveback (PPO) H5216_355 | PPO | Humana Humana Inc. | $0.00 | 3.5 ★ |
| Gundersen Quartz Med Advantage Value (HMO) H5262_004 | HMO | Quartz Medicare Advantage (HMO) University of Wisconsin Hospitals and Clincs Autho | $0.00 | 4 ★ |
| Gundersen Quartz Med Advantage Elite (HMO) H5262_005 | HMO | Quartz Medicare Advantage (HMO) University of Wisconsin Hospitals and Clincs Autho | $130.00 | 4 ★ |
| Aetna Medicare Eagle (PPO) H5521_286 | PPO | Aetna Medicare CVS Health Corporation | $0.00 | 4.5 ★ |
| Humana USAA Honor Giveback (PPO) H7617_022 | PPO | Humana Humana Inc. | $0.00 | 4.5 ★ |
| Humana USAA Honor Giveback (Regional PPO) R5361_001 | Regional PPO | Humana Humana Inc. | $0.00 | 3 ★ |
What these figures mean
Base premium: The amount shown is the plan's monthly base premium. Most Medicare enrollees also pay the standard Medicare Part B premium (generally deducted from your Social Security benefit). Higher-income enrollees pay an additional Income-Related Monthly Adjustment Amount (IRMAA). Low-income enrollees may qualify for the Extra Help (LIS) program, which can reduce or eliminate plan premiums and cost-sharing. A $0.00 plan premium does not mean $0 total monthly cost.
CMS star rating: CMS rates Medicare Advantage and Part D plans on a 1–5 star scale based on quality measures including preventive care, managing chronic conditions, member experience, and drug plan performance. A higher rating is generally better, but the best plan for you also depends on your specific prescriptions, preferred doctors and hospitals, and total cost-sharing. Star ratings reflect the contract's performance across its full service area — not La Crosse specifically.
MOOP (Maximum Out-of-Pocket): For MA plans, the Maximum Out-of-Pocket limit caps your annual in-network cost-sharing. Not shown in the table above; visible at medicare.gov/plan-compare for each specific plan.
How to compare these plans
Compare plans on the figures shown — base premium, plan type, organization, and CMS star rating. These are sourced from the CMS CY2026 Medicare Landscape Files (RECORDED figures). Atlas Commons does not rank a "best" plan — the right choice depends on your specific doctors, prescriptions, and budget. Use medicare.gov/plan-compare to enter your specific drugs and providers for a complete comparison.
Frequently asked questions
How many Medicare plans are available in La Crosse, Wisconsin?
For contract year 2026, the CMS Medicare Landscape Files record 34 Medicare Advantage and Part D plans available in La Crosse, Wisconsin. This count covers all contract types: MA (10), SNP (11), MA-PD (13).
What do Medicare plans cost in La Crosse, Wisconsin?
Base monthly premiums for plans in La Crosse range from $0.00 to $269.00 — 15 plans have a $0.00 base premium. These are the plan's base premium only. Your actual monthly cost also includes the Medicare Part B premium (most people pay $174.70/mo in 2026, deducted from Social Security), and may include income-related adjustments (IRMAA) or Low Income Subsidy credits. A $0.00 plan premium does not mean $0 total cost.
How are Medicare plans in La Crosse, Wisconsin rated?
CMS has assigned Overall star ratings (1–5 stars) to 31 of 34 plans in La Crosse. The unweighted average overall star rating is 3.9 stars. Star ratings are CMS's quality score — a higher rating generally reflects better performance across quality measures, but the best plan for you depends on your specific prescriptions, preferred providers, and budget. 3 plans in this county do not have an overall CMS rating (typically PDP-only or newly contracted plans).
How do I enroll in a Medicare plan in La Crosse, Wisconsin?
Use the official Medicare Plan Finder at medicare.gov/plan-compare. Enter your ZIP code to see plans with exact premiums, copays, drug coverage, and provider networks — customized to your situation and drugs. Enrollment periods apply (Annual Enrollment: Oct 15–Dec 7; Special Enrollment Periods for qualifying events). This page shows which plans exist and their base premiums; to enroll, use Medicare's official tool.
Where can I get free, unbiased help choosing a Medicare plan?
Contact your State Health Insurance Assistance Program (SHIP) — a free, unbiased Medicare counseling service available in every state. Call 1-800-MEDICARE (1-800-633-4227), available 24 hours a day, 7 days a week. SHIP counselors help you compare plans, understand costs, and make enrollment decisions at no cost.
What to do next
- Compare and enroll: medicare.gov/plan-compare — the official Medicare Plan Finder. Enter your ZIP code, drugs, and providers to compare all plans with exact costs and coverage.
- Free unbiased help: Contact your State Health Insurance Assistance Program (SHIP) — free Medicare counseling in every state — or call 1-800-MEDICARE (1-800-633-4227), 24/7.
- Official source: CMS Medicare Landscape Files — the source of this data.
RECORDED premiums · DETERMINATION star ratings · AGGREGATED plan count. Plan list for La Crosse, Wisconsin, CY2026. Data generated June 24, 2026.
Machine-readable: JSON-LD · Markdown · Source: CMS Medicare Landscape Files