Coverage Atlas

Medical Loss Ratio · Oregon · 2024 reporting year · Centene CORP GRP

Health Net Health Plan of Oregon, Inc

In Oregon, over the three-year window through 2024, Health Net Health Plan of Oregon, Inc spent 89.1% of small group premiums on care, and 91.3% of large group premiums on care (its Medical Loss Ratio). It met the 80/20-rule floor in every market, so no rebate was owed.

89.1%
lowest 3-yr MLR (across markets)
$0
rebate owed to 2024 policyholders
$49.7M
premium earned (2024)

Where each premium dollar went

The filled bar is the share of premiums spent on medical care + quality improvement — the three-year Medical Loss Ratio. The marker is the legal floor for that market (80% individual & small group, 85% large group). Below the floor, the insurer rebates the shortfall (floor − MLR), applied to that year's premium.

Small group market met the 80% floor
89.1% on care
80% floor
$22,885,329 premium earned (2024) no rebate owed
Large group market met the 85% floor
91.3% on care
85% floor
$26,834,587 premium earned (2024) no rebate owed

See what Health Net Health Plan of Oregon, Incsells on the marketplace — plan footprint and premium positioning — on its company profile, or browse all Oregon marketplace plans. Complaint counts and loss ratios for Health Net Health Plan of Oregon, Inc (NAIC 95800) are on its carrier quality profile.

RECORDED — the Medical Loss Ratio, the 80/85% standard, premium earned, and the rebate owed are CMS-published figures (the 2024 MLR reporting year, a three-year window through 2024; rebates are paid the following year). DERIVED — rebate as a share of premium, and the rebate per enrollee (rebate ÷ member-years).

Machine-readable: JSON-LD · Markdown · Source: CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year

What this is — and is not

This is how Health Net Health Plan of Oregon, Inc spent premium dollars across its entire Oregon book in each market — it is not a measure of a specific plan's quality, your denial odds, or whether the insurer is right for you, and it is not advice. A rebate, if owed, is a rule-based payment to policyholders (a check or premium credit) the following year. To compare plans, check eligibility, and enroll, go to HealthCare.gov.