Coverage Atlas

Medical Loss Ratio · Utah · 2024 reporting year · CVS Health Group

Aetna Health of Utah Inc.

In Utah, over the three-year window through 2024, Aetna Health of Utah Inc. spent 97.5% of individual premiums on care, and 84.6% of large group premiums on care (its Medical Loss Ratio). Because that fell below the floor in one market, it must rebate the shortfall to its 2024 policyholders — $175,139 in all.

84.6%
lowest 3-yr MLR (across markets)
$175,139
rebate owed to 2024 policyholders
$436.9M
premium earned (2024)

Where each premium dollar went

The filled bar is the share of premiums spent on medical care + quality improvement — the three-year Medical Loss Ratio. The marker is the legal floor for that market (80% individual & small group, 85% large group). Below the floor, the insurer rebates the shortfall (floor − MLR), applied to that year's premium.

Individual market met the 80% floor
97.5% on care
80% floor
$392,194,405 premium earned (2024) no rebate owed
Large group market below the 85% floor → $175,139 rebate
84.6% on care
85% floor
$44,746,791 premium earned (2024) $175,139 owed back · ≈$35 per enrollee

See what Aetna Health of Utah Inc.sells on the marketplace — plan footprint and premium positioning — on its company profile, or browse all Utah marketplace plans. Complaint counts and loss ratios for Aetna Health of Utah Inc. (NAIC 95407) are on its carrier quality profile.

RECORDED — the Medical Loss Ratio, the 80/85% standard, premium earned, and the rebate owed are CMS-published figures (the 2024 MLR reporting year, a three-year window through 2024; rebates are paid the following year). DERIVED — rebate as a share of premium, and the rebate per enrollee (rebate ÷ member-years).

Machine-readable: JSON-LD · Markdown · Source: CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year

What this is — and is not

This is how Aetna Health of Utah Inc. spent premium dollars across its entire Utah book in each market — it is not a measure of a specific plan's quality, your denial odds, or whether the insurer is right for you, and it is not advice. A rebate, if owed, is a rule-based payment to policyholders (a check or premium credit) the following year. To compare plans, check eligibility, and enroll, go to HealthCare.gov.