Coverage Atlas

Medical Loss Ratio · GRAND TOTAL · 2024 reporting year

Triple-S Salud Inc.

In GRAND TOTAL, over the three-year window through 2024, Triple-S Salud Inc. spent 80.6% of individual premiums on care, 89.6% of small group premiums on care, and 88.2% of large group premiums on care (its Medical Loss Ratio). It met the 80/20-rule floor in every market, so no rebate was owed.

80.6%
lowest 3-yr MLR (across markets)
$0
rebate owed to 2024 policyholders
$993.5M
premium earned (2024)

Where each premium dollar went

The filled bar is the share of premiums spent on medical care + quality improvement — the three-year Medical Loss Ratio. The marker is the legal floor for that market (80% individual & small group, 85% large group). Below the floor, the insurer rebates the shortfall (floor − MLR), applied to that year's premium.

Individual market below the 80% floor → $0 rebate
80.6% on care
80% floor
$150,088,540 premium earned (2024) no rebate owed
Small group market below the 80% floor → $0 rebate
89.6% on care
80% floor
$77,415,570 premium earned (2024) no rebate owed
Large group market below the 80% floor → $0 rebate
88.2% on care
80% floor
$765,957,629 premium earned (2024) no rebate owed

Browse all GRAND TOTAL marketplace plans. Complaint counts and loss ratios for Triple-S Salud Inc. (NAIC 55816) are on its carrier quality profile.

RECORDED — the Medical Loss Ratio, the 80/85% standard, premium earned, and the rebate owed are CMS-published figures (the 2024 MLR reporting year, a three-year window through 2024; rebates are paid the following year). DERIVED — rebate as a share of premium, and the rebate per enrollee (rebate ÷ member-years).

Machine-readable: JSON-LD · Markdown · Source: CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year

What this is — and is not

This is how Triple-S Salud Inc. spent premium dollars across its entire GRAND TOTAL book in each market — it is not a measure of a specific plan's quality, your denial odds, or whether the insurer is right for you, and it is not advice. A rebate, if owed, is a rule-based payment to policyholders (a check or premium credit) the following year. To compare plans, check eligibility, and enroll, go to HealthCare.gov.