Coverage Atlas

Medical Loss Ratio · GRAND TOTAL · 2024 reporting year · Piedmont Comm Hlth Grp

Piedmont Community HealthCare, Inc.

In GRAND TOTAL, over the three-year window through 2024, Piedmont Community HealthCare, Inc. spent 128.9% of large group premiums on care (its Medical Loss Ratio). It met the 80/20-rule floor in every market, so no rebate was owed.

128.9%
lowest 3-yr MLR (across markets)
$0
rebate owed to 2024 policyholders
$8.3M
premium earned (2024)

Where each premium dollar went

The filled bar is the share of premiums spent on medical care + quality improvement — the three-year Medical Loss Ratio. The marker is the legal floor for that market (80% individual & small group, 85% large group). Below the floor, the insurer rebates the shortfall (floor − MLR), applied to that year's premium.

Large group market met the 85% floor
128.9% on care
85% floor
$8,298,626 premium earned (2024) no rebate owed

Browse all GRAND TOTAL marketplace plans. Complaint counts and loss ratios for Piedmont Community HealthCare, Inc. (NAIC 95811) are on its carrier quality profile.

RECORDED — the Medical Loss Ratio, the 80/85% standard, premium earned, and the rebate owed are CMS-published figures (the 2024 MLR reporting year, a three-year window through 2024; rebates are paid the following year). DERIVED — rebate as a share of premium, and the rebate per enrollee (rebate ÷ member-years).

Machine-readable: JSON-LD · Markdown · Source: CMS — Medical Loss Ratio (MLR) Public Use File, 2024 reporting year

What this is — and is not

This is how Piedmont Community HealthCare, Inc. spent premium dollars across its entire GRAND TOTAL book in each market — it is not a measure of a specific plan's quality, your denial odds, or whether the insurer is right for you, and it is not advice. A rebate, if owed, is a rule-based payment to policyholders (a check or premium credit) the following year. To compare plans, check eligibility, and enroll, go to HealthCare.gov.