UNUM LIFE INSURANCE COMPANY OF AMERICA
Employer benefit carrier — DOL Form 5500 EFAST2
712 employer benefit plans across 415 employers
Plan indicators
Plan counts, person totals, premium, and claims are AGGREGATED (Atlas Commons sums of DOL Form 5500 Schedule A published figures). Loss ratio = claims paid / premiums received × 100 (AGGREGATED). Carrier EIN and NAIC code are RECORDED (DOL verbatim).
| Metric | Value | Warrant |
|---|---|---|
| Plans on DOL Form 5500 Schedule A | 712 | AGGREGATED |
| Distinct employer EINs | 415 | AGGREGATED |
| Persons covered (end-of-year) | 419,047 | AGGREGATED |
| Welfare premiums received | $1,318,602 | AGGREGATED |
| Welfare claims paid | $10,021 | AGGREGATED |
| Loss ratio (claims / premium) | 0.8% | AGGREGATED |
| Benefit types | health, life, ltd, std | AGGREGATED |
| Carrier EIN | 010278678 | RECORDED |
| NAIC code | 62235 | RECORDED |
Frequently asked questions
- How many employer plans use UNUM LIFE INSURANCE COMPANY OF AMERICA as a carrier?
- DOL Form 5500 EFAST2 records list UNUM LIFE INSURANCE COMPANY OF AMERICA (EIN 010278678) as the carrier on 712 employer welfare-benefit plan Schedule A filings, covering 415 distinct employer EINs and approximately 419,047 persons at end of year. Benefit types: health, life, ltd, std.
- What benefit types does UNUM LIFE INSURANCE COMPANY OF AMERICA provide?
- Based on DOL Form 5500 Schedule A filings, UNUM LIFE INSURANCE COMPANY OF AMERICA provides health, life, ltd, std benefit coverage across 712 employer plans. These benefit type labels are sourced verbatim from the employer filings (RECORDED from DOL EFAST2).
- What is UNUM LIFE INSURANCE COMPANY OF AMERICA's employer-plan loss ratio?
- Atlas Commons computes UNUM LIFE INSURANCE COMPANY OF AMERICA's employer-plan loss ratio as 0.8% (total welfare claims paid / total welfare premiums received × 100) across all DOL Form 5500 Schedule A records. A ratio below 100% means the carrier paid less in claims than it received in premiums. This is an Atlas Commons computation — DOL does not publish a per-carrier loss ratio.
What this is — and isn't
All plan counts, person totals, and dollar amounts are AGGREGATED — Atlas Commons sums of DOL Form 5500 Schedule A published figures. The loss ratio is an Atlas Commons computation; DOL does not publish a per-carrier loss ratio. Many Schedule A records have blank premium/claims amounts, so dollar totals reflect only records with non-blank values.
This page is informational only. It answers "how many employer plans list this carrier on Form 5500?" — it is NOT a quality rating, a complaint study, a solvency indicator, or a recommendation. To verify a carrier's solvency and financial strength, consult the NAIC or your state's insurance department.
Source: DOL Form 5500 EFAST2 employer welfare-plan filings. CC0.
Structured facts: /coverage/benefit-carriers/010278678.jsonld