Coverage Atlas

BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.

Employer benefit carrier — DOL Form 5500 EFAST2

46 employer benefit plans across 30 employers

18,090
Persons covered
$123,751,492
Welfare premiums
$103,411,632
Claims paid
83.6%
Loss ratio
Benefit types: health

Plan indicators

Plan counts, person totals, premium, and claims are AGGREGATED (Atlas Commons sums of DOL Form 5500 Schedule A published figures). Loss ratio = claims paid / premiums received × 100 (AGGREGATED). Carrier EIN and NAIC code are RECORDED (DOL verbatim).

Metric Value Warrant
Plans on DOL Form 5500 Schedule A 46 AGGREGATED
Distinct employer EINs 30 AGGREGATED
Persons covered (end-of-year) 18,090 AGGREGATED
Welfare premiums received $123,751,492 AGGREGATED
Welfare claims paid $103,411,632 AGGREGATED
Loss ratio (claims / premium) 83.6% AGGREGATED
Benefit types health AGGREGATED
Carrier EIN 041045815 RECORDED
NAIC code 53228 RECORDED

Frequently asked questions

How many employer plans use BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. as a carrier?
DOL Form 5500 EFAST2 records list BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. (EIN 041045815) as the carrier on 46 employer welfare-benefit plan Schedule A filings, covering 30 distinct employer EINs and approximately 18,090 persons at end of year. Benefit types: health.
What benefit types does BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. provide?
Based on DOL Form 5500 Schedule A filings, BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. provides health benefit coverage across 46 employer plans. These benefit type labels are sourced verbatim from the employer filings (RECORDED from DOL EFAST2).
What is BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.'s employer-plan loss ratio?
Atlas Commons computes BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC.'s employer-plan loss ratio as 83.6% (total welfare claims paid / total welfare premiums received × 100) across all DOL Form 5500 Schedule A records. A ratio below 100% means the carrier paid less in claims than it received in premiums. This is an Atlas Commons computation — DOL does not publish a per-carrier loss ratio.

What this is — and isn't

All plan counts, person totals, and dollar amounts are AGGREGATED — Atlas Commons sums of DOL Form 5500 Schedule A published figures. The loss ratio is an Atlas Commons computation; DOL does not publish a per-carrier loss ratio. Many Schedule A records have blank premium/claims amounts, so dollar totals reflect only records with non-blank values.

This page is informational only. It answers "how many employer plans list this carrier on Form 5500?" — it is NOT a quality rating, a complaint study, a solvency indicator, or a recommendation. To verify a carrier's solvency and financial strength, consult the NAIC or your state's insurance department.

Source: DOL Form 5500 EFAST2 employer welfare-plan filings. CC0.

Structured facts: /coverage/benefit-carriers/041045815.jsonld