Coverage Atlas

METROPOLITAN LIFE INSURANCE COMPANY

Employer benefit carrier — DOL Form 5500 EFAST2

321 employer benefit plans across 244 employers

371,739
Persons covered
$766,123
Welfare premiums
$668,840
Claims paid
87.3%
Loss ratio
Benefit types: health, life, ltd, std

Plan indicators

Plan counts, person totals, premium, and claims are AGGREGATED (Atlas Commons sums of DOL Form 5500 Schedule A published figures). Loss ratio = claims paid / premiums received × 100 (AGGREGATED). Carrier EIN and NAIC code are RECORDED (DOL verbatim).

Metric Value Warrant
Plans on DOL Form 5500 Schedule A 321 AGGREGATED
Distinct employer EINs 244 AGGREGATED
Persons covered (end-of-year) 371,739 AGGREGATED
Welfare premiums received $766,123 AGGREGATED
Welfare claims paid $668,840 AGGREGATED
Loss ratio (claims / premium) 87.3% AGGREGATED
Benefit types health, life, ltd, std AGGREGATED
Carrier EIN 135581829 RECORDED
NAIC code 65978 RECORDED

Frequently asked questions

How many employer plans use METROPOLITAN LIFE INSURANCE COMPANY as a carrier?
DOL Form 5500 EFAST2 records list METROPOLITAN LIFE INSURANCE COMPANY (EIN 135581829) as the carrier on 321 employer welfare-benefit plan Schedule A filings, covering 244 distinct employer EINs and approximately 371,739 persons at end of year. Benefit types: health, life, ltd, std.
What benefit types does METROPOLITAN LIFE INSURANCE COMPANY provide?
Based on DOL Form 5500 Schedule A filings, METROPOLITAN LIFE INSURANCE COMPANY provides health, life, ltd, std benefit coverage across 321 employer plans. These benefit type labels are sourced verbatim from the employer filings (RECORDED from DOL EFAST2).
What is METROPOLITAN LIFE INSURANCE COMPANY's employer-plan loss ratio?
Atlas Commons computes METROPOLITAN LIFE INSURANCE COMPANY's employer-plan loss ratio as 87.3% (total welfare claims paid / total welfare premiums received × 100) across all DOL Form 5500 Schedule A records. A ratio below 100% means the carrier paid less in claims than it received in premiums. This is an Atlas Commons computation — DOL does not publish a per-carrier loss ratio.

What this is — and isn't

All plan counts, person totals, and dollar amounts are AGGREGATED — Atlas Commons sums of DOL Form 5500 Schedule A published figures. The loss ratio is an Atlas Commons computation; DOL does not publish a per-carrier loss ratio. Many Schedule A records have blank premium/claims amounts, so dollar totals reflect only records with non-blank values.

This page is informational only. It answers "how many employer plans list this carrier on Form 5500?" — it is NOT a quality rating, a complaint study, a solvency indicator, or a recommendation. To verify a carrier's solvency and financial strength, consult the NAIC or your state's insurance department.

Source: DOL Form 5500 EFAST2 employer welfare-plan filings. CC0.

Structured facts: /coverage/benefit-carriers/135581829.jsonld