FOUR EVER LIFE INS CO.
Employer benefit carrier — DOL Form 5500 EFAST2
16 employer benefit plans across 13 employers
Plan indicators
Plan counts, person totals, premium, and claims are AGGREGATED (Atlas Commons sums of DOL Form 5500 Schedule A published figures). Loss ratio = claims paid / premiums received × 100 (AGGREGATED). Carrier EIN and NAIC code are RECORDED (DOL verbatim).
| Metric | Value | Warrant |
|---|---|---|
| Plans on DOL Form 5500 Schedule A | 16 | AGGREGATED |
| Distinct employer EINs | 13 | AGGREGATED |
| Persons covered (end-of-year) | 6,342 | AGGREGATED |
| Welfare premiums received | $4,584 | AGGREGATED |
| Welfare claims paid | — | AGGREGATED |
| Loss ratio (claims / premium) | 0.0% | AGGREGATED |
| Benefit types | health, life, std | AGGREGATED |
| Carrier EIN | 362149353 | RECORDED |
| NAIC code | 80985 | RECORDED |
Frequently asked questions
- How many employer plans use FOUR EVER LIFE INS CO. as a carrier?
- DOL Form 5500 EFAST2 records list FOUR EVER LIFE INS CO. (EIN 362149353) as the carrier on 16 employer welfare-benefit plan Schedule A filings, covering 13 distinct employer EINs and approximately 6,342 persons at end of year. Benefit types: health, life, std.
- What benefit types does FOUR EVER LIFE INS CO. provide?
- Based on DOL Form 5500 Schedule A filings, FOUR EVER LIFE INS CO. provides health, life, std benefit coverage across 16 employer plans. These benefit type labels are sourced verbatim from the employer filings (RECORDED from DOL EFAST2).
- What is FOUR EVER LIFE INS CO.'s employer-plan loss ratio?
- Atlas Commons computes FOUR EVER LIFE INS CO.'s employer-plan loss ratio as 0.0% (total welfare claims paid / total welfare premiums received × 100) across all DOL Form 5500 Schedule A records. A ratio below 100% means the carrier paid less in claims than it received in premiums. This is an Atlas Commons computation — DOL does not publish a per-carrier loss ratio.
What this is — and isn't
All plan counts, person totals, and dollar amounts are AGGREGATED — Atlas Commons sums of DOL Form 5500 Schedule A published figures. The loss ratio is an Atlas Commons computation; DOL does not publish a per-carrier loss ratio. Many Schedule A records have blank premium/claims amounts, so dollar totals reflect only records with non-blank values.
This page is informational only. It answers "how many employer plans list this carrier on Form 5500?" — it is NOT a quality rating, a complaint study, a solvency indicator, or a recommendation. To verify a carrier's solvency and financial strength, consult the NAIC or your state's insurance department.
Source: DOL Form 5500 EFAST2 employer welfare-plan filings. CC0.
Structured facts: /coverage/benefit-carriers/362149353.jsonld