BLUE CROSS BLUE SHIELD OF MICHIGAN
Employer benefit carrier — DOL Form 5500 EFAST2
70 employer benefit plans across 51 employers
Plan indicators
Plan counts, person totals, premium, and claims are AGGREGATED (Atlas Commons sums of DOL Form 5500 Schedule A published figures). Loss ratio = claims paid / premiums received × 100 (AGGREGATED). Carrier EIN and NAIC code are RECORDED (DOL verbatim).
| Metric | Value | Warrant |
|---|---|---|
| Plans on DOL Form 5500 Schedule A | 70 | AGGREGATED |
| Distinct employer EINs | 51 | AGGREGATED |
| Persons covered (end-of-year) | 19,338 | AGGREGATED |
| Welfare premiums received | $99,134,940 | AGGREGATED |
| Welfare claims paid | $94,780,368 | AGGREGATED |
| Loss ratio (claims / premium) | 95.6% | AGGREGATED |
| Benefit types | health | AGGREGATED |
| Carrier EIN | 382069753 | RECORDED |
| NAIC code | 54291 | RECORDED |
Frequently asked questions
- How many employer plans use BLUE CROSS BLUE SHIELD OF MICHIGAN as a carrier?
- DOL Form 5500 EFAST2 records list BLUE CROSS BLUE SHIELD OF MICHIGAN (EIN 382069753) as the carrier on 70 employer welfare-benefit plan Schedule A filings, covering 51 distinct employer EINs and approximately 19,338 persons at end of year. Benefit types: health.
- What benefit types does BLUE CROSS BLUE SHIELD OF MICHIGAN provide?
- Based on DOL Form 5500 Schedule A filings, BLUE CROSS BLUE SHIELD OF MICHIGAN provides health benefit coverage across 70 employer plans. These benefit type labels are sourced verbatim from the employer filings (RECORDED from DOL EFAST2).
- What is BLUE CROSS BLUE SHIELD OF MICHIGAN's employer-plan loss ratio?
- Atlas Commons computes BLUE CROSS BLUE SHIELD OF MICHIGAN's employer-plan loss ratio as 95.6% (total welfare claims paid / total welfare premiums received × 100) across all DOL Form 5500 Schedule A records. A ratio below 100% means the carrier paid less in claims than it received in premiums. This is an Atlas Commons computation — DOL does not publish a per-carrier loss ratio.
What this is — and isn't
All plan counts, person totals, and dollar amounts are AGGREGATED — Atlas Commons sums of DOL Form 5500 Schedule A published figures. The loss ratio is an Atlas Commons computation; DOL does not publish a per-carrier loss ratio. Many Schedule A records have blank premium/claims amounts, so dollar totals reflect only records with non-blank values.
This page is informational only. It answers "how many employer plans list this carrier on Form 5500?" — it is NOT a quality rating, a complaint study, a solvency indicator, or a recommendation. To verify a carrier's solvency and financial strength, consult the NAIC or your state's insurance department.
Source: DOL Form 5500 EFAST2 employer welfare-plan filings. CC0.
Structured facts: /coverage/benefit-carriers/382069753.jsonld