Coverage Atlas

PRINCIPAL LIFE INSURANCE COMPANY

Employer benefit carrier — DOL Form 5500 EFAST2

439 employer benefit plans across 395 employers

136,994
Persons covered
$1,743,399
Welfare premiums
Claims paid
0.0%
Loss ratio
Benefit types: health, life, ltd, std

Plan indicators

Plan counts, person totals, premium, and claims are AGGREGATED (Atlas Commons sums of DOL Form 5500 Schedule A published figures). Loss ratio = claims paid / premiums received × 100 (AGGREGATED). Carrier EIN and NAIC code are RECORDED (DOL verbatim).

Metric Value Warrant
Plans on DOL Form 5500 Schedule A 439 AGGREGATED
Distinct employer EINs 395 AGGREGATED
Persons covered (end-of-year) 136,994 AGGREGATED
Welfare premiums received $1,743,399 AGGREGATED
Welfare claims paid AGGREGATED
Loss ratio (claims / premium) 0.0% AGGREGATED
Benefit types health, life, ltd, std AGGREGATED
Carrier EIN 420127290 RECORDED
NAIC code 61271 RECORDED

Frequently asked questions

How many employer plans use PRINCIPAL LIFE INSURANCE COMPANY as a carrier?
DOL Form 5500 EFAST2 records list PRINCIPAL LIFE INSURANCE COMPANY (EIN 420127290) as the carrier on 439 employer welfare-benefit plan Schedule A filings, covering 395 distinct employer EINs and approximately 136,994 persons at end of year. Benefit types: health, life, ltd, std.
What benefit types does PRINCIPAL LIFE INSURANCE COMPANY provide?
Based on DOL Form 5500 Schedule A filings, PRINCIPAL LIFE INSURANCE COMPANY provides health, life, ltd, std benefit coverage across 439 employer plans. These benefit type labels are sourced verbatim from the employer filings (RECORDED from DOL EFAST2).
What is PRINCIPAL LIFE INSURANCE COMPANY's employer-plan loss ratio?
Atlas Commons computes PRINCIPAL LIFE INSURANCE COMPANY's employer-plan loss ratio as 0.0% (total welfare claims paid / total welfare premiums received × 100) across all DOL Form 5500 Schedule A records. A ratio below 100% means the carrier paid less in claims than it received in premiums. This is an Atlas Commons computation — DOL does not publish a per-carrier loss ratio.

What this is — and isn't

All plan counts, person totals, and dollar amounts are AGGREGATED — Atlas Commons sums of DOL Form 5500 Schedule A published figures. The loss ratio is an Atlas Commons computation; DOL does not publish a per-carrier loss ratio. Many Schedule A records have blank premium/claims amounts, so dollar totals reflect only records with non-blank values.

This page is informational only. It answers "how many employer plans list this carrier on Form 5500?" — it is NOT a quality rating, a complaint study, a solvency indicator, or a recommendation. To verify a carrier's solvency and financial strength, consult the NAIC or your state's insurance department.

Source: DOL Form 5500 EFAST2 employer welfare-plan filings. CC0.

Structured facts: /coverage/benefit-carriers/420127290.jsonld