Coverage Atlas

UPMC HEALTH OPTIONS

Employer benefit carrier — DOL Form 5500 EFAST2

23 employer benefit plans across 9 employers

3,959
Persons covered
$4,378,593
Welfare premiums
Claims paid
0.0%
Loss ratio
Benefit types: health

Plan indicators

Plan counts, person totals, premium, and claims are AGGREGATED (Atlas Commons sums of DOL Form 5500 Schedule A published figures). Loss ratio = claims paid / premiums received × 100 (AGGREGATED). Carrier EIN and NAIC code are RECORDED (DOL verbatim).

Metric Value Warrant
Plans on DOL Form 5500 Schedule A 23 AGGREGATED
Distinct employer EINs 9 AGGREGATED
Persons covered (end-of-year) 3,959 AGGREGATED
Welfare premiums received $4,378,593 AGGREGATED
Welfare claims paid AGGREGATED
Loss ratio (claims / premium) 0.0% AGGREGATED
Benefit types health AGGREGATED
Carrier EIN 462824626 RECORDED
NAIC code 15345 RECORDED

Frequently asked questions

How many employer plans use UPMC HEALTH OPTIONS as a carrier?
DOL Form 5500 EFAST2 records list UPMC HEALTH OPTIONS (EIN 462824626) as the carrier on 23 employer welfare-benefit plan Schedule A filings, covering 9 distinct employer EINs and approximately 3,959 persons at end of year. Benefit types: health.
What benefit types does UPMC HEALTH OPTIONS provide?
Based on DOL Form 5500 Schedule A filings, UPMC HEALTH OPTIONS provides health benefit coverage across 23 employer plans. These benefit type labels are sourced verbatim from the employer filings (RECORDED from DOL EFAST2).
What is UPMC HEALTH OPTIONS's employer-plan loss ratio?
Atlas Commons computes UPMC HEALTH OPTIONS's employer-plan loss ratio as 0.0% (total welfare claims paid / total welfare premiums received × 100) across all DOL Form 5500 Schedule A records. A ratio below 100% means the carrier paid less in claims than it received in premiums. This is an Atlas Commons computation — DOL does not publish a per-carrier loss ratio.

What this is — and isn't

All plan counts, person totals, and dollar amounts are AGGREGATED — Atlas Commons sums of DOL Form 5500 Schedule A published figures. The loss ratio is an Atlas Commons computation; DOL does not publish a per-carrier loss ratio. Many Schedule A records have blank premium/claims amounts, so dollar totals reflect only records with non-blank values.

This page is informational only. It answers "how many employer plans list this carrier on Form 5500?" — it is NOT a quality rating, a complaint study, a solvency indicator, or a recommendation. To verify a carrier's solvency and financial strength, consult the NAIC or your state's insurance department.

Source: DOL Form 5500 EFAST2 employer welfare-plan filings. CC0.

Structured facts: /coverage/benefit-carriers/462824626.jsonld