Coverage Atlas

CIGNA HEALTH AND LIFE INSURANCE COMPANY

Employer benefit carrier — DOL Form 5500 EFAST2

398 employer benefit plans across 357 employers

139,120
Persons covered
$129,360,265
Welfare premiums
$145,433,915
Claims paid
112.4%
Loss ratio
Benefit types: health, life

Plan indicators

Plan counts, person totals, premium, and claims are AGGREGATED (Atlas Commons sums of DOL Form 5500 Schedule A published figures). Loss ratio = claims paid / premiums received × 100 (AGGREGATED). Carrier EIN and NAIC code are RECORDED (DOL verbatim).

Metric Value Warrant
Plans on DOL Form 5500 Schedule A 398 AGGREGATED
Distinct employer EINs 357 AGGREGATED
Persons covered (end-of-year) 139,120 AGGREGATED
Welfare premiums received $129,360,265 AGGREGATED
Welfare claims paid $145,433,915 AGGREGATED
Loss ratio (claims / premium) 112.4% AGGREGATED
Benefit types health, life AGGREGATED
Carrier EIN 591031071 RECORDED
NAIC code 67369 RECORDED

Frequently asked questions

How many employer plans use CIGNA HEALTH AND LIFE INSURANCE COMPANY as a carrier?
DOL Form 5500 EFAST2 records list CIGNA HEALTH AND LIFE INSURANCE COMPANY (EIN 591031071) as the carrier on 398 employer welfare-benefit plan Schedule A filings, covering 357 distinct employer EINs and approximately 139,120 persons at end of year. Benefit types: health, life.
What benefit types does CIGNA HEALTH AND LIFE INSURANCE COMPANY provide?
Based on DOL Form 5500 Schedule A filings, CIGNA HEALTH AND LIFE INSURANCE COMPANY provides health, life benefit coverage across 398 employer plans. These benefit type labels are sourced verbatim from the employer filings (RECORDED from DOL EFAST2).
What is CIGNA HEALTH AND LIFE INSURANCE COMPANY's employer-plan loss ratio?
Atlas Commons computes CIGNA HEALTH AND LIFE INSURANCE COMPANY's employer-plan loss ratio as 112.4% (total welfare claims paid / total welfare premiums received × 100) across all DOL Form 5500 Schedule A records. A ratio below 100% means the carrier paid less in claims than it received in premiums. This is an Atlas Commons computation — DOL does not publish a per-carrier loss ratio.

What this is — and isn't

All plan counts, person totals, and dollar amounts are AGGREGATED — Atlas Commons sums of DOL Form 5500 Schedule A published figures. The loss ratio is an Atlas Commons computation; DOL does not publish a per-carrier loss ratio. Many Schedule A records have blank premium/claims amounts, so dollar totals reflect only records with non-blank values.

This page is informational only. It answers "how many employer plans list this carrier on Form 5500?" — it is NOT a quality rating, a complaint study, a solvency indicator, or a recommendation. To verify a carrier's solvency and financial strength, consult the NAIC or your state's insurance department.

Source: DOL Form 5500 EFAST2 employer welfare-plan filings. CC0.

Structured facts: /coverage/benefit-carriers/591031071.jsonld