Coverage Atlas

BLUE CROSS AND BLUE SHIELD OF ALABAMA

Employer benefit carrier — DOL Form 5500 EFAST2

71 employer benefit plans across 57 employers

22,285
Persons covered
$155,988,410
Welfare premiums
$143,083,789
Claims paid
91.7%
Loss ratio
Benefit types: health

Plan indicators

Plan counts, person totals, premium, and claims are AGGREGATED (Atlas Commons sums of DOL Form 5500 Schedule A published figures). Loss ratio = claims paid / premiums received × 100 (AGGREGATED). Carrier EIN and NAIC code are RECORDED (DOL verbatim).

Metric Value Warrant
Plans on DOL Form 5500 Schedule A 71 AGGREGATED
Distinct employer EINs 57 AGGREGATED
Persons covered (end-of-year) 22,285 AGGREGATED
Welfare premiums received $155,988,410 AGGREGATED
Welfare claims paid $143,083,789 AGGREGATED
Loss ratio (claims / premium) 91.7% AGGREGATED
Benefit types health AGGREGATED
Carrier EIN 630103830 RECORDED
NAIC code 55433 RECORDED

Frequently asked questions

How many employer plans use BLUE CROSS AND BLUE SHIELD OF ALABAMA as a carrier?
DOL Form 5500 EFAST2 records list BLUE CROSS AND BLUE SHIELD OF ALABAMA (EIN 630103830) as the carrier on 71 employer welfare-benefit plan Schedule A filings, covering 57 distinct employer EINs and approximately 22,285 persons at end of year. Benefit types: health.
What benefit types does BLUE CROSS AND BLUE SHIELD OF ALABAMA provide?
Based on DOL Form 5500 Schedule A filings, BLUE CROSS AND BLUE SHIELD OF ALABAMA provides health benefit coverage across 71 employer plans. These benefit type labels are sourced verbatim from the employer filings (RECORDED from DOL EFAST2).
What is BLUE CROSS AND BLUE SHIELD OF ALABAMA's employer-plan loss ratio?
Atlas Commons computes BLUE CROSS AND BLUE SHIELD OF ALABAMA's employer-plan loss ratio as 91.7% (total welfare claims paid / total welfare premiums received × 100) across all DOL Form 5500 Schedule A records. A ratio below 100% means the carrier paid less in claims than it received in premiums. This is an Atlas Commons computation — DOL does not publish a per-carrier loss ratio.

What this is — and isn't

All plan counts, person totals, and dollar amounts are AGGREGATED — Atlas Commons sums of DOL Form 5500 Schedule A published figures. The loss ratio is an Atlas Commons computation; DOL does not publish a per-carrier loss ratio. Many Schedule A records have blank premium/claims amounts, so dollar totals reflect only records with non-blank values.

This page is informational only. It answers "how many employer plans list this carrier on Form 5500?" — it is NOT a quality rating, a complaint study, a solvency indicator, or a recommendation. To verify a carrier's solvency and financial strength, consult the NAIC or your state's insurance department.

Source: DOL Form 5500 EFAST2 employer welfare-plan filings. CC0.

Structured facts: /coverage/benefit-carriers/630103830.jsonld