Coverage Atlas

INDEPENDENCE BLUE CROSS - PPO

Employer benefit carrier — DOL Form 5500 EFAST2

5 employer benefit plans across 5 employers

2,948
Persons covered
$20,170,970
Welfare premiums
$15,243,111
Claims paid
75.6%
Loss ratio
Benefit types: health

Plan indicators

Plan counts, person totals, premium, and claims are AGGREGATED (Atlas Commons sums of DOL Form 5500 Schedule A published figures). Loss ratio = claims paid / premiums received × 100 (AGGREGATED). Carrier EIN and NAIC code are RECORDED (DOL verbatim).

Metric Value Warrant
Plans on DOL Form 5500 Schedule A 5 AGGREGATED
Distinct employer EINs 5 AGGREGATED
Persons covered (end-of-year) 2,948 AGGREGATED
Welfare premiums received $20,170,970 AGGREGATED
Welfare claims paid $15,243,111 AGGREGATED
Loss ratio (claims / premium) 75.6% AGGREGATED
Benefit types health AGGREGATED
Carrier EIN 813078234 RECORDED
NAIC code 16053 RECORDED

Frequently asked questions

How many employer plans use INDEPENDENCE BLUE CROSS - PPO as a carrier?
DOL Form 5500 EFAST2 records list INDEPENDENCE BLUE CROSS - PPO (EIN 813078234) as the carrier on 5 employer welfare-benefit plan Schedule A filings, covering 5 distinct employer EINs and approximately 2,948 persons at end of year. Benefit types: health.
What benefit types does INDEPENDENCE BLUE CROSS - PPO provide?
Based on DOL Form 5500 Schedule A filings, INDEPENDENCE BLUE CROSS - PPO provides health benefit coverage across 5 employer plans. These benefit type labels are sourced verbatim from the employer filings (RECORDED from DOL EFAST2).
What is INDEPENDENCE BLUE CROSS - PPO's employer-plan loss ratio?
Atlas Commons computes INDEPENDENCE BLUE CROSS - PPO's employer-plan loss ratio as 75.6% (total welfare claims paid / total welfare premiums received × 100) across all DOL Form 5500 Schedule A records. A ratio below 100% means the carrier paid less in claims than it received in premiums. This is an Atlas Commons computation — DOL does not publish a per-carrier loss ratio.

What this is — and isn't

All plan counts, person totals, and dollar amounts are AGGREGATED — Atlas Commons sums of DOL Form 5500 Schedule A published figures. The loss ratio is an Atlas Commons computation; DOL does not publish a per-carrier loss ratio. Many Schedule A records have blank premium/claims amounts, so dollar totals reflect only records with non-blank values.

This page is informational only. It answers "how many employer plans list this carrier on Form 5500?" — it is NOT a quality rating, a complaint study, a solvency indicator, or a recommendation. To verify a carrier's solvency and financial strength, consult the NAIC or your state's insurance department.

Source: DOL Form 5500 EFAST2 employer welfare-plan filings. CC0.

Structured facts: /coverage/benefit-carriers/813078234.jsonld