Coverage Atlas

CURATIVE INSURANCE COMPANY

Employer benefit carrier — DOL Form 5500 EFAST2

13 employer benefit plans across 13 employers

2,374
Persons covered
$18,585,734
Welfare premiums
$14,976,675
Claims paid
80.6%
Loss ratio
Benefit types: health

Plan indicators

Plan counts, person totals, premium, and claims are AGGREGATED (Atlas Commons sums of DOL Form 5500 Schedule A published figures). Loss ratio = claims paid / premiums received × 100 (AGGREGATED). Carrier EIN and NAIC code are RECORDED (DOL verbatim).

Metric Value Warrant
Plans on DOL Form 5500 Schedule A 13 AGGREGATED
Distinct employer EINs 13 AGGREGATED
Persons covered (end-of-year) 2,374 AGGREGATED
Welfare premiums received $18,585,734 AGGREGATED
Welfare claims paid $14,976,675 AGGREGATED
Loss ratio (claims / premium) 80.6% AGGREGATED
Benefit types health AGGREGATED
Carrier EIN 882837119 RECORDED
NAIC code 17331 RECORDED

Frequently asked questions

How many employer plans use CURATIVE INSURANCE COMPANY as a carrier?
DOL Form 5500 EFAST2 records list CURATIVE INSURANCE COMPANY (EIN 882837119) as the carrier on 13 employer welfare-benefit plan Schedule A filings, covering 13 distinct employer EINs and approximately 2,374 persons at end of year. Benefit types: health.
What benefit types does CURATIVE INSURANCE COMPANY provide?
Based on DOL Form 5500 Schedule A filings, CURATIVE INSURANCE COMPANY provides health benefit coverage across 13 employer plans. These benefit type labels are sourced verbatim from the employer filings (RECORDED from DOL EFAST2).
What is CURATIVE INSURANCE COMPANY's employer-plan loss ratio?
Atlas Commons computes CURATIVE INSURANCE COMPANY's employer-plan loss ratio as 80.6% (total welfare claims paid / total welfare premiums received × 100) across all DOL Form 5500 Schedule A records. A ratio below 100% means the carrier paid less in claims than it received in premiums. This is an Atlas Commons computation — DOL does not publish a per-carrier loss ratio.

What this is — and isn't

All plan counts, person totals, and dollar amounts are AGGREGATED — Atlas Commons sums of DOL Form 5500 Schedule A published figures. The loss ratio is an Atlas Commons computation; DOL does not publish a per-carrier loss ratio. Many Schedule A records have blank premium/claims amounts, so dollar totals reflect only records with non-blank values.

This page is informational only. It answers "how many employer plans list this carrier on Form 5500?" — it is NOT a quality rating, a complaint study, a solvency indicator, or a recommendation. To verify a carrier's solvency and financial strength, consult the NAIC or your state's insurance department.

Source: DOL Form 5500 EFAST2 employer welfare-plan filings. CC0.

Structured facts: /coverage/benefit-carriers/882837119.jsonld