Coverage Atlas

STANDARD INSURANCE COMPANY

Employer benefit carrier — DOL Form 5500 EFAST2

419 employer benefit plans across 243 employers

173,796
Persons covered
$80,764,068
Welfare premiums
$46,644,455
Claims paid
57.8%
Loss ratio
Benefit types: health, life, ltd, std

Plan indicators

Plan counts, person totals, premium, and claims are AGGREGATED (Atlas Commons sums of DOL Form 5500 Schedule A published figures). Loss ratio = claims paid / premiums received × 100 (AGGREGATED). Carrier EIN and NAIC code are RECORDED (DOL verbatim).

Metric Value Warrant
Plans on DOL Form 5500 Schedule A 419 AGGREGATED
Distinct employer EINs 243 AGGREGATED
Persons covered (end-of-year) 173,796 AGGREGATED
Welfare premiums received $80,764,068 AGGREGATED
Welfare claims paid $46,644,455 AGGREGATED
Loss ratio (claims / premium) 57.8% AGGREGATED
Benefit types health, life, ltd, std AGGREGATED
Carrier EIN 930242990 RECORDED
NAIC code 69019 RECORDED

Frequently asked questions

How many employer plans use STANDARD INSURANCE COMPANY as a carrier?
DOL Form 5500 EFAST2 records list STANDARD INSURANCE COMPANY (EIN 930242990) as the carrier on 419 employer welfare-benefit plan Schedule A filings, covering 243 distinct employer EINs and approximately 173,796 persons at end of year. Benefit types: health, life, ltd, std.
What benefit types does STANDARD INSURANCE COMPANY provide?
Based on DOL Form 5500 Schedule A filings, STANDARD INSURANCE COMPANY provides health, life, ltd, std benefit coverage across 419 employer plans. These benefit type labels are sourced verbatim from the employer filings (RECORDED from DOL EFAST2).
What is STANDARD INSURANCE COMPANY's employer-plan loss ratio?
Atlas Commons computes STANDARD INSURANCE COMPANY's employer-plan loss ratio as 57.8% (total welfare claims paid / total welfare premiums received × 100) across all DOL Form 5500 Schedule A records. A ratio below 100% means the carrier paid less in claims than it received in premiums. This is an Atlas Commons computation — DOL does not publish a per-carrier loss ratio.

What this is — and isn't

All plan counts, person totals, and dollar amounts are AGGREGATED — Atlas Commons sums of DOL Form 5500 Schedule A published figures. The loss ratio is an Atlas Commons computation; DOL does not publish a per-carrier loss ratio. Many Schedule A records have blank premium/claims amounts, so dollar totals reflect only records with non-blank values.

This page is informational only. It answers "how many employer plans list this carrier on Form 5500?" — it is NOT a quality rating, a complaint study, a solvency indicator, or a recommendation. To verify a carrier's solvency and financial strength, consult the NAIC or your state's insurance department.

Source: DOL Form 5500 EFAST2 employer welfare-plan filings. CC0.

Structured facts: /coverage/benefit-carriers/930242990.jsonld