Alabama Crop Insurance
USDA RMA Summary of Business — 2026
$184,775,976 in total liability covered across 28,719 policies in 2026
Summary indicators
All figures are AGGREGATED (Atlas Commons sums of USDA RMA per-crop-per-plan-per-county published figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.
| Metric | Value | Warrant |
|---|---|---|
| Policies sold | 28,719 | AGGREGATED |
| Policies indemnified | 1,068 | AGGREGATED |
| Total liability covered | $184,775,976 | AGGREGATED |
| Total premium | $18,472,329 | AGGREGATED |
| Government subsidy | $11,263,410 | AGGREGATED |
| Indemnities paid | $5,516,415 | AGGREGATED |
| Loss ratio | 29.9% | AGGREGATED |
| Commodities insured | 15 | AGGREGATED |
| Counties with coverage | 66 | AGGREGATED |
Top 15 crops by liability
AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Sorted by total liability descending.
| Commodity | Liability | Policies sold | Loss ratio |
|---|---|---|---|
| All Other Crops (9999) | $85,874,319 | 1,729 | 7.7% |
| Pasture,Rangeland,Forage (0088) | $67,841,919 | 1,163 | 52.1% |
| Wheat (0011) | $9,592,986 | 1,920 | 9.1% |
| Corn (0041) | $6,193,267 | 6,250 | 0.0% |
| Cotton (0021) | $5,988,554 | 6,113 | 0.0% |
| Canola (0015) | $3,985,543 | 156 | 13.9% |
| Soybeans (0081) | $3,344,662 | 5,777 | 0.0% |
| Peanuts (0075) | $1,441,270 | 4,035 | 0.0% |
| Oats (0016) | $241,959 | 430 | 22.3% |
| Pecans (0020) | $155,932 | 20 | 0.0% |
| Apiculture (1191) | $107,505 | 5 | 88.3% |
| Grain Sorghum (0051) | $8,060 | 1,091 | 0.0% |
| Potatoes (0084) | $0 | 7 | — |
| Cucumbers (0132) | $0 | 9 | — |
| Sesame (0396) | $0 | 14 | — |
Frequently asked questions
- How much crop insurance is there in Alabama?
- In 2026, Alabama had 28,719 crop insurance policies sold covering $184,775,976 in total liability. Total premium collected was $18,472,329, including $11,263,410 in government subsidy. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What crop has the most crop insurance in Alabama?
- By total liability covered, All Other Crops (USDA commodity code 9999) is the largest crop insurance commodity in Alabama for 2026 with $85,874,319 in liability across 1,729 policies and a loss ratio of 7.7%. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What was the Alabama crop insurance loss ratio in 2026?
- Atlas Commons computes Alabama's crop insurance loss ratio for 2026 as 29.9% (total indemnities paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums. This is an Atlas Commons computation — USDA RMA does not publish a per-state summary loss ratio.
What this is — and isn't
All policy counts and dollar amounts are AGGREGATED — Atlas Commons sums of the USDA RMA Summary of Business per-crop-per-plan-per-county published figures. The loss ratio and commodity ranking are Atlas Commons computations; USDA RMA does not publish per-state summary loss ratios or commodity rankings.
This page is informational only. It describes the scope of federally subsidized crop insurance in Alabama — it is not actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files .
Source: USDA Risk Management Agency Summary of Business (state × county × crop × plan grain). CC0.
Structured facts: /coverage/crop/states/al.jsonld