California Crop Insurance
USDA RMA Summary of Business — 2026
$11,920,161,982 in total liability covered across 40,408 policies in 2026
Summary indicators
All figures are AGGREGATED (Atlas Commons sums of USDA RMA per-crop-per-plan-per-county published figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.
| Metric | Value | Warrant |
|---|---|---|
| Policies sold | 40,408 | AGGREGATED |
| Policies indemnified | 1,768 | AGGREGATED |
| Total liability covered | $11,920,161,982 | AGGREGATED |
| Total premium | $809,919,513 | AGGREGATED |
| Government subsidy | $495,124,371 | AGGREGATED |
| Indemnities paid | $41,803,318 | AGGREGATED |
| Loss ratio | 5.2% | AGGREGATED |
| Commodities insured | 63 | AGGREGATED |
| Counties with coverage | 57 | AGGREGATED |
Top 30 crops by liability
AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Sorted by total liability descending.
| Commodity | Liability | Policies sold | Loss ratio |
|---|---|---|---|
| Almonds (0028) | $3,589,974,824 | 7,414 | 0.1% |
| Grapes (0053) | $1,757,046,909 | 5,517 | 0.0% |
| Pistachios (0470) | $1,058,442,739 | 1,246 | 0.0% |
| Table Grapes (0052) | $614,521,938 | 404 | 0.0% |
| Walnuts (0029) | $536,045,248 | 2,636 | 0.0% |
| Oranges (0227) | $448,812,754 | 1,615 | 11.7% |
| Mandarins/Tangerines (0309) | $425,443,889 | 967 | 75.4% |
| All Other Crops (9999) | $327,366,886 | 623 | 7.3% |
| Pasture,Rangeland,Forage (0088) | $322,578,909 | 2,148 | 6.1% |
| Tomatoes (0087) | $300,165,337 | 860 | 0.4% |
| Rice (0018) | $205,372,340 | 2,102 | 9.8% |
| Cotton Ex Long Staple (0022) | $204,976,556 | 641 | 4.2% |
| Apiculture (1191) | $195,737,587 | 2,681 | 4.3% |
| Cherries (0057) | $191,259,891 | 774 | 6.6% |
| Whole Farm Revenue Protection (0076) | $152,351,837 | 183 | 0.0% |
| Lemons (0202) | $149,447,205 | 903 | 8.0% |
| Fresh Freestone Peaches (0223) | $145,592,352 | 281 | 1.7% |
| Blueberries (0012) | $134,560,273 | 70 | 0.0% |
| Avocados (0019) | $118,001,906 | 772 | 12.9% |
| Grapevine (0270) | $117,279,093 | 53 | 0.0% |
| Nursery (NVS) (1010) | $108,533,612 | 13 | 0.0% |
| Fresh Nectarines (0220) | $97,876,251 | 260 | 0.0% |
| Pomegranates (0467) | $83,927,669 | 46 | 0.0% |
| Prunes (0036) | $78,332,847 | 400 | 0.0% |
| Plums (0092) | $70,319,870 | 267 | 0.7% |
| Potatoes (0084) | $62,683,523 | 242 | 28.3% |
| Processing Cling Peaches (0221) | $42,511,402 | 262 | 0.0% |
| Olives (0501) | $41,335,087 | 343 | 0.0% |
| Onions (0013) | $40,641,456 | 318 | 0.0% |
| Caneberries (6000) | $40,183,544 | 8 | 0.0% |
Frequently asked questions
- How much crop insurance is there in California?
- In 2026, California had 40,408 crop insurance policies sold covering $11,920,161,982 in total liability. Total premium collected was $809,919,513, including $495,124,371 in government subsidy. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What crop has the most crop insurance in California?
- By total liability covered, Almonds (USDA commodity code 0028) is the largest crop insurance commodity in California for 2026 with $3,589,974,824 in liability across 7,414 policies and a loss ratio of 0.1%. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What was the California crop insurance loss ratio in 2026?
- Atlas Commons computes California's crop insurance loss ratio for 2026 as 5.2% (total indemnities paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums. This is an Atlas Commons computation — USDA RMA does not publish a per-state summary loss ratio.
What this is — and isn't
All policy counts and dollar amounts are AGGREGATED — Atlas Commons sums of the USDA RMA Summary of Business per-crop-per-plan-per-county published figures. The loss ratio and commodity ranking are Atlas Commons computations; USDA RMA does not publish per-state summary loss ratios or commodity rankings.
This page is informational only. It describes the scope of federally subsidized crop insurance in California — it is not actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files .
Source: USDA Risk Management Agency Summary of Business (state × county × crop × plan grain). CC0.
Structured facts: /coverage/crop/states/ca.jsonld