Colorado Crop Insurance
USDA RMA Summary of Business — 2026
$928,576,930 in total liability covered across 54,785 policies in 2026
Summary indicators
All figures are AGGREGATED (Atlas Commons sums of USDA RMA per-crop-per-plan-per-county published figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.
| Metric | Value | Warrant |
|---|---|---|
| Policies sold | 54,785 | AGGREGATED |
| Policies indemnified | 2,632 | AGGREGATED |
| Total liability covered | $928,576,930 | AGGREGATED |
| Total premium | $171,791,851 | AGGREGATED |
| Government subsidy | $107,851,886 | AGGREGATED |
| Indemnities paid | $59,620,048 | AGGREGATED |
| Loss ratio | 34.7% | AGGREGATED |
| Commodities insured | 31 | AGGREGATED |
| Counties with coverage | 54 | AGGREGATED |
Top 30 crops by liability
AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Sorted by total liability descending.
| Commodity | Liability | Policies sold | Loss ratio |
|---|---|---|---|
| Wheat (0011) | $308,703,291 | 10,876 | 49.4% |
| Pasture,Rangeland,Forage (0088) | $216,500,815 | 2,188 | 31.0% |
| Corn (0041) | $121,209,356 | 10,866 | 5.2% |
| Whole Farm Revenue Protection (0076) | $95,968,357 | 134 | 0.0% |
| All Other Crops (9999) | $68,895,322 | 406 | 14.0% |
| Annual Forage (0332) | $45,582,488 | 1,576 | 63.1% |
| Peaches (0034) | $21,040,698 | 88 | 10.0% |
| Nursery (NVS) (1010) | $14,386,936 | 10 | 0.0% |
| Potatoes (0084) | $14,225,412 | 290 | 0.0% |
| Grain Sorghum (0051) | $3,995,139 | 7,620 | 2.8% |
| Sugar Beets (0039) | $3,666,813 | 708 | 57.7% |
| Barley (0091) | $3,156,534 | 1,817 | 0.0% |
| Onions (0013) | $2,150,229 | 123 | 0.0% |
| Apples (0054) | $1,617,561 | 24 | 20.5% |
| Grapes (0053) | $1,448,824 | 23 | 0.0% |
| Dry Beans (0047) | $1,384,256 | 2,251 | 0.3% |
| Apiculture (1191) | $1,068,301 | 26 | 6.5% |
| Triticale (0158) | $968,725 | 284 | 117.9% |
| Millet (0017) | $809,095 | 5,841 | 0.0% |
| Sunflowers (0078) | $510,105 | 5,185 | 0.0% |
| Soybeans (0081) | $320,395 | 1,700 | 0.0% |
| Forage Production (0033) | $314,727 | 18 | 0.0% |
| Forage Seeding (0032) | $311,519 | 76 | 110.1% |
| Popcorn (0043) | $242,953 | 503 | 0.0% |
| Oats (0016) | $87,743 | 841 | 63.0% |
| Silage Sorghum (0059) | $11,336 | 908 | 20.4% |
| Hemp (1218) | $0 | 178 | — |
| Cotton (0021) | $0 | 4 | — |
| Fresh Market Sweet Corn (0044) | $0 | 46 | — |
| Hybrid Sweet Corn Seed (0093) | $0 | 18 | — |
Frequently asked questions
- How much crop insurance is there in Colorado?
- In 2026, Colorado had 54,785 crop insurance policies sold covering $928,576,930 in total liability. Total premium collected was $171,791,851, including $107,851,886 in government subsidy. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What crop has the most crop insurance in Colorado?
- By total liability covered, Wheat (USDA commodity code 0011) is the largest crop insurance commodity in Colorado for 2026 with $308,703,291 in liability across 10,876 policies and a loss ratio of 49.4%. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What was the Colorado crop insurance loss ratio in 2026?
- Atlas Commons computes Colorado's crop insurance loss ratio for 2026 as 34.7% (total indemnities paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums. This is an Atlas Commons computation — USDA RMA does not publish a per-state summary loss ratio.
What this is — and isn't
All policy counts and dollar amounts are AGGREGATED — Atlas Commons sums of the USDA RMA Summary of Business per-crop-per-plan-per-county published figures. The loss ratio and commodity ranking are Atlas Commons computations; USDA RMA does not publish per-state summary loss ratios or commodity rankings.
This page is informational only. It describes the scope of federally subsidized crop insurance in Colorado — it is not actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files .
Source: USDA Risk Management Agency Summary of Business (state × county × crop × plan grain). CC0.
Structured facts: /coverage/crop/states/co.jsonld