Florida Crop Insurance
USDA RMA Summary of Business — 2026
$3,682,258,878 in total liability covered across 19,161 policies in 2026
Summary indicators
All figures are AGGREGATED (Atlas Commons sums of USDA RMA per-crop-per-plan-per-county published figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.
| Metric | Value | Warrant |
|---|---|---|
| Policies sold | 19,161 | AGGREGATED |
| Policies indemnified | 4,489 | AGGREGATED |
| Total liability covered | $3,682,258,878 | AGGREGATED |
| Total premium | $343,692,775 | AGGREGATED |
| Government subsidy | $208,337,645 | AGGREGATED |
| Indemnities paid | $267,190,891 | AGGREGATED |
| Loss ratio | 77.7% | AGGREGATED |
| Commodities insured | 37 | AGGREGATED |
| Counties with coverage | 67 | AGGREGATED |
Top 30 crops by liability
AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Sorted by total liability descending.
| Commodity | Liability | Policies sold | Loss ratio |
|---|---|---|---|
| Nursery (NVS) (1010) | $886,239,165 | 715 | 85.6% |
| Orange Trees (0207) | $808,680,881 | 931 | 33.9% |
| Pasture,Rangeland,Forage (0088) | $563,241,070 | 3,283 | 80.7% |
| All Other Crops (9999) | $534,345,976 | 1,190 | 35.5% |
| Oranges (0227) | $197,409,279 | 1,214 | 188.9% |
| Strawberries (0154) | $116,676,781 | 138 | 8.0% |
| Fresh Market Tomatoes (0086) | $80,350,285 | 866 | 101.8% |
| Apiculture (1191) | $74,707,038 | 1,265 | 71.1% |
| Whole Farm Revenue Protection (0076) | $66,321,899 | 69 | 8.4% |
| Grapefruit Trees (0208) | $62,549,502 | 150 | 24.3% |
| Peppers (0083) | $48,802,943 | 759 | 111.3% |
| Potatoes (0084) | $48,162,339 | 104 | 0.0% |
| Avocado Trees (0212) | $37,250,864 | 81 | 15.3% |
| All Other Citrus Trees (0211) | $32,006,236 | 149 | 7.2% |
| Fresh Market Sweet Corn (0044) | $30,152,973 | 92 | 53.4% |
| Blueberries (0012) | $25,396,723 | 133 | 198.8% |
| Grapefruit (0201) | $22,118,246 | 138 | 73.0% |
| Lemon Trees (0209) | $19,454,469 | 27 | 12.3% |
| Mandarins/Tangerines (0309) | $6,587,726 | 111 | 19.8% |
| Avocados (0019) | $6,473,412 | 30 | 0.0% |
| Lemons (0202) | $3,798,447 | 34 | 2.1% |
| Corn (0041) | $2,319,458 | 1,708 | 6.4% |
| Cabbage (0072) | $2,133,263 | 6 | 0.0% |
| Peanuts (0075) | $1,471,430 | 2,172 | 0.0% |
| Carambola Trees (0213) | $1,048,181 | 4 | 0.0% |
| Cotton (0021) | $1,018,197 | 1,799 | 0.0% |
| Sugarcane (0038) | $929,430 | 148 | 0.0% |
| Tangelos (0203) | $887,762 | 37 | 106.5% |
| Mango Trees (0214) | $750,463 | 18 | 106.5% |
| Flue Cured Tobacco (0229) | $516,523 | 42 | 0.0% |
Frequently asked questions
- How much crop insurance is there in Florida?
- In 2026, Florida had 19,161 crop insurance policies sold covering $3,682,258,878 in total liability. Total premium collected was $343,692,775, including $208,337,645 in government subsidy. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What crop has the most crop insurance in Florida?
- By total liability covered, Nursery (NVS) (USDA commodity code 1010) is the largest crop insurance commodity in Florida for 2026 with $886,239,165 in liability across 715 policies and a loss ratio of 85.6%. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What was the Florida crop insurance loss ratio in 2026?
- Atlas Commons computes Florida's crop insurance loss ratio for 2026 as 77.7% (total indemnities paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums. This is an Atlas Commons computation — USDA RMA does not publish a per-state summary loss ratio.
What this is — and isn't
All policy counts and dollar amounts are AGGREGATED — Atlas Commons sums of the USDA RMA Summary of Business per-crop-per-plan-per-county published figures. The loss ratio and commodity ranking are Atlas Commons computations; USDA RMA does not publish per-state summary loss ratios or commodity rankings.
This page is informational only. It describes the scope of federally subsidized crop insurance in Florida — it is not actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files .
Source: USDA Risk Management Agency Summary of Business (state × county × crop × plan grain). CC0.
Structured facts: /coverage/crop/states/fl.jsonld