Hawaii Crop Insurance
USDA RMA Summary of Business — 2026
$169,367,844 in total liability covered across 235 policies in 2026
Summary indicators
All figures are AGGREGATED (Atlas Commons sums of USDA RMA per-crop-per-plan-per-county published figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.
| Metric | Value | Warrant |
|---|---|---|
| Policies sold | 235 | AGGREGATED |
| Policies indemnified | 5 | AGGREGATED |
| Total liability covered | $169,367,844 | AGGREGATED |
| Total premium | $3,650,532 | AGGREGATED |
| Government subsidy | $2,132,010 | AGGREGATED |
| Indemnities paid | $209,940 | AGGREGATED |
| Loss ratio | 5.8% | AGGREGATED |
| Commodities insured | 8 | AGGREGATED |
| Counties with coverage | 3 | AGGREGATED |
Top 8 crops by liability
AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Sorted by total liability descending.
| Commodity | Liability | Policies sold | Loss ratio |
|---|---|---|---|
| All Other Crops (9999) | $65,856,581 | 33 | 16.4% |
| Macadamia Trees (0024) | $54,776,774 | 14 | 0.0% |
| Coffee Tree (0266) | $22,306,485 | 49 | 0.0% |
| Coffee (0256) | $7,472,802 | 83 | 0.0% |
| Nursery (NVS) (1010) | $6,972,670 | 7 | 0.0% |
| Pasture,Rangeland,Forage (0088) | $6,441,489 | 21 | 2.9% |
| Papaya (0257) | $3,008,943 | 9 | 3.9% |
| Papaya Tree (0267) | $2,532,100 | 19 | 0.0% |
Frequently asked questions
- How much crop insurance is there in Hawaii?
- In 2026, Hawaii had 235 crop insurance policies sold covering $169,367,844 in total liability. Total premium collected was $3,650,532, including $2,132,010 in government subsidy. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What crop has the most crop insurance in Hawaii?
- By total liability covered, All Other Crops (USDA commodity code 9999) is the largest crop insurance commodity in Hawaii for 2026 with $65,856,581 in liability across 33 policies and a loss ratio of 16.4%. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What was the Hawaii crop insurance loss ratio in 2026?
- Atlas Commons computes Hawaii's crop insurance loss ratio for 2026 as 5.8% (total indemnities paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums. This is an Atlas Commons computation — USDA RMA does not publish a per-state summary loss ratio.
What this is — and isn't
All policy counts and dollar amounts are AGGREGATED — Atlas Commons sums of the USDA RMA Summary of Business per-crop-per-plan-per-county published figures. The loss ratio and commodity ranking are Atlas Commons computations; USDA RMA does not publish per-state summary loss ratios or commodity rankings.
This page is informational only. It describes the scope of federally subsidized crop insurance in Hawaii — it is not actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files .
Source: USDA Risk Management Agency Summary of Business (state × county × crop × plan grain). CC0.
Structured facts: /coverage/crop/states/hi.jsonld