Iowa Crop Insurance
USDA RMA Summary of Business — 2026
$4,717,941,100 in total liability covered across 252,292 policies in 2026
Summary indicators
All figures are AGGREGATED (Atlas Commons sums of USDA RMA per-crop-per-plan-per-county published figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.
| Metric | Value | Warrant |
|---|---|---|
| Policies sold | 252,292 | AGGREGATED |
| Policies indemnified | 954 | AGGREGATED |
| Total liability covered | $4,717,941,100 | AGGREGATED |
| Total premium | $362,916,007 | AGGREGATED |
| Government subsidy | $241,329,662 | AGGREGATED |
| Indemnities paid | $2,450,349 | AGGREGATED |
| Loss ratio | 0.7% | AGGREGATED |
| Commodities insured | 15 | AGGREGATED |
| Counties with coverage | 99 | AGGREGATED |
Top 15 crops by liability
AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Sorted by total liability descending.
| Commodity | Liability | Policies sold | Loss ratio |
|---|---|---|---|
| Corn (0041) | $3,066,256,005 | 125,687 | 0.1% |
| Soybeans (0081) | $1,578,232,652 | 117,733 | 0.6% |
| Pasture,Rangeland,Forage (0088) | $54,910,924 | 2,351 | 16.1% |
| All Other Crops (9999) | $7,104,226 | 373 | 9.7% |
| Hybrid Corn Seed (0062) | $5,564,351 | 2,311 | 0.0% |
| Forage Production (0033) | $2,777,838 | 146 | 0.0% |
| Oats (0016) | $691,531 | 1,302 | 0.0% |
| Wheat (0011) | $660,014 | 363 | 0.7% |
| Popcorn (0043) | $600,152 | 144 | 0.0% |
| Green Peas (0064) | $547,473 | 57 | 5.4% |
| Forage Seeding (0032) | $365,546 | 1,771 | 53.9% |
| Apiculture (1191) | $230,388 | 4 | 14.9% |
| Sweet Corn (0042) | $0 | 35 | — |
| Barley (0091) | $0 | 5 | — |
| Grain Sorghum (0051) | $0 | 10 | — |
Frequently asked questions
- How much crop insurance is there in Iowa?
- In 2026, Iowa had 252,292 crop insurance policies sold covering $4,717,941,100 in total liability. Total premium collected was $362,916,007, including $241,329,662 in government subsidy. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What crop has the most crop insurance in Iowa?
- By total liability covered, Corn (USDA commodity code 0041) is the largest crop insurance commodity in Iowa for 2026 with $3,066,256,005 in liability across 125,687 policies and a loss ratio of 0.1%. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What was the Iowa crop insurance loss ratio in 2026?
- Atlas Commons computes Iowa's crop insurance loss ratio for 2026 as 0.7% (total indemnities paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums. This is an Atlas Commons computation — USDA RMA does not publish a per-state summary loss ratio.
What this is — and isn't
All policy counts and dollar amounts are AGGREGATED — Atlas Commons sums of the USDA RMA Summary of Business per-crop-per-plan-per-county published figures. The loss ratio and commodity ranking are Atlas Commons computations; USDA RMA does not publish per-state summary loss ratios or commodity rankings.
This page is informational only. It describes the scope of federally subsidized crop insurance in Iowa — it is not actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files .
Source: USDA Risk Management Agency Summary of Business (state × county × crop × plan grain). CC0.
Structured facts: /coverage/crop/states/ia.jsonld