Coverage Atlas

Illinois Crop Insurance

USDA RMA Summary of Business — 2026

$2,843,153,318 in total liability covered across 249,485 policies in 2026

$215,897,420
Total premium
$153,391,038
Govt subsidy
$3,869,962
Indemnities paid
1.8%
Loss ratio
Top crop: Corn — $1,602,910,706 liability

Summary indicators

All figures are AGGREGATED (Atlas Commons sums of USDA RMA per-crop-per-plan-per-county published figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.

Metric Value Warrant
Policies sold 249,485 AGGREGATED
Policies indemnified 890 AGGREGATED
Total liability covered $2,843,153,318 AGGREGATED
Total premium $215,897,420 AGGREGATED
Government subsidy $153,391,038 AGGREGATED
Indemnities paid $3,869,962 AGGREGATED
Loss ratio 1.8% AGGREGATED
Commodities insured 18 AGGREGATED
Counties with coverage 102 AGGREGATED

Top 18 crops by liability

AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Sorted by total liability descending.

Commodity Liability Policies sold Loss ratio
Corn (0041) $1,602,910,706 117,431 0.3%
Soybeans (0081) $984,799,828 110,190 1.0%
Wheat (0011) $164,313,040 14,469 6.9%
All Other Crops (9999) $47,396,316 490 8.6%
Forage Production (0033) $16,983,756 232 0.0%
Pasture,Rangeland,Forage (0088) $16,516,467 666 25.1%
Hybrid Corn Seed (0062) $4,704,615 1,246 0.0%
Canola (0015) $2,825,615 69 42.4%
Popcorn (0043) $1,278,267 241 0.0%
Peaches (0034) $1,061,166 23 0.0%
Processing Beans (0046) $136,743 75 0.0%
Green Peas (0064) $84,154 47 0.0%
Rice (0018) $40,923 27 0.0%
Pumpkins (0147) $35,855 268 0.0%
Apiculture (1191) $34,221 4 0.0%
Sweet Corn (0042) $26,937 71 0.0%
Oats (0016) $4,709 143 0.0%
Grain Sorghum (0051) $0 3,793

Frequently asked questions

How much crop insurance is there in Illinois?
In 2026, Illinois had 249,485 crop insurance policies sold covering $2,843,153,318 in total liability. Total premium collected was $215,897,420, including $153,391,038 in government subsidy. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
What crop has the most crop insurance in Illinois?
By total liability covered, Corn (USDA commodity code 0041) is the largest crop insurance commodity in Illinois for 2026 with $1,602,910,706 in liability across 117,431 policies and a loss ratio of 0.3%. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
What was the Illinois crop insurance loss ratio in 2026?
Atlas Commons computes Illinois's crop insurance loss ratio for 2026 as 1.8% (total indemnities paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums. This is an Atlas Commons computation — USDA RMA does not publish a per-state summary loss ratio.

What this is — and isn't

All policy counts and dollar amounts are AGGREGATED — Atlas Commons sums of the USDA RMA Summary of Business per-crop-per-plan-per-county published figures. The loss ratio and commodity ranking are Atlas Commons computations; USDA RMA does not publish per-state summary loss ratios or commodity rankings.

This page is informational only. It describes the scope of federally subsidized crop insurance in Illinois — it is not actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files .

Source: USDA Risk Management Agency Summary of Business (state × county × crop × plan grain). CC0.

Structured facts: /coverage/crop/states/il.jsonld