Kentucky Crop Insurance
USDA RMA Summary of Business — 2026
$371,350,057 in total liability covered across 38,318 policies in 2026
Summary indicators
All figures are AGGREGATED (Atlas Commons sums of USDA RMA per-crop-per-plan-per-county published figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.
| Metric | Value | Warrant |
|---|---|---|
| Policies sold | 38,318 | AGGREGATED |
| Policies indemnified | 351 | AGGREGATED |
| Total liability covered | $371,350,057 | AGGREGATED |
| Total premium | $41,157,351 | AGGREGATED |
| Government subsidy | $30,289,873 | AGGREGATED |
| Indemnities paid | $2,172,734 | AGGREGATED |
| Loss ratio | 5.3% | AGGREGATED |
| Commodities insured | 13 | AGGREGATED |
| Counties with coverage | 103 | AGGREGATED |
Top 13 crops by liability
AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Sorted by total liability descending.
| Commodity | Liability | Policies sold | Loss ratio |
|---|---|---|---|
| Corn (0041) | $121,595,414 | 14,012 | 0.1% |
| Wheat (0011) | $106,417,779 | 3,684 | 5.4% |
| Soybeans (0081) | $93,416,347 | 14,372 | 0.6% |
| Pasture,Rangeland,Forage (0088) | $20,714,111 | 514 | 36.1% |
| All Other Crops (9999) | $17,983,984 | 1,230 | 8.3% |
| Canola (0015) | $9,872,448 | 326 | 23.1% |
| Burley Tobacco (0231) | $797,775 | 2,161 | 0.0% |
| Fire Cured Tobacco (0230) | $347,818 | 577 | 0.0% |
| Dark Air Tobacco (0233) | $114,269 | 861 | 0.0% |
| Barley (0091) | $90,112 | 83 | 0.0% |
| Grain Sorghum (0051) | $0 | 426 | — |
| Hemp (1218) | $0 | 21 | — |
| Popcorn (0043) | $0 | 51 | — |
Frequently asked questions
- How much crop insurance is there in Kentucky?
- In 2026, Kentucky had 38,318 crop insurance policies sold covering $371,350,057 in total liability. Total premium collected was $41,157,351, including $30,289,873 in government subsidy. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What crop has the most crop insurance in Kentucky?
- By total liability covered, Corn (USDA commodity code 0041) is the largest crop insurance commodity in Kentucky for 2026 with $121,595,414 in liability across 14,012 policies and a loss ratio of 0.1%. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What was the Kentucky crop insurance loss ratio in 2026?
- Atlas Commons computes Kentucky's crop insurance loss ratio for 2026 as 5.3% (total indemnities paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums. This is an Atlas Commons computation — USDA RMA does not publish a per-state summary loss ratio.
What this is — and isn't
All policy counts and dollar amounts are AGGREGATED — Atlas Commons sums of the USDA RMA Summary of Business per-crop-per-plan-per-county published figures. The loss ratio and commodity ranking are Atlas Commons computations; USDA RMA does not publish per-state summary loss ratios or commodity rankings.
This page is informational only. It describes the scope of federally subsidized crop insurance in Kentucky — it is not actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files .
Source: USDA Risk Management Agency Summary of Business (state × county × crop × plan grain). CC0.
Structured facts: /coverage/crop/states/ky.jsonld