Montana Crop Insurance
USDA RMA Summary of Business — 2026
$998,997,689 in total liability covered across 48,343 policies in 2026
Summary indicators
All figures are AGGREGATED (Atlas Commons sums of USDA RMA per-crop-per-plan-per-county published figures). Loss ratio = indemnity / total premium × 100 (AGGREGATED). Source: USDA RMA Summary of Business.
| Metric | Value | Warrant |
|---|---|---|
| Policies sold | 48,343 | AGGREGATED |
| Policies indemnified | 1,064 | AGGREGATED |
| Total liability covered | $998,997,689 | AGGREGATED |
| Total premium | $178,211,230 | AGGREGATED |
| Government subsidy | $119,516,734 | AGGREGATED |
| Indemnities paid | $17,896,064 | AGGREGATED |
| Loss ratio | 10.0% | AGGREGATED |
| Commodities insured | 25 | AGGREGATED |
| Counties with coverage | 56 | AGGREGATED |
Top 25 crops by liability
AGGREGATED: Atlas Commons sums of USDA RMA SoB figures per commodity. Sorted by total liability descending.
| Commodity | Liability | Policies sold | Loss ratio |
|---|---|---|---|
| Wheat (0011) | $511,196,556 | 10,960 | 3.8% |
| Pasture,Rangeland,Forage (0088) | $201,528,973 | 1,536 | 29.8% |
| Dry Peas (0067) | $84,265,418 | 7,804 | 0.2% |
| All Other Crops (9999) | $49,843,133 | 475 | 13.8% |
| Forage Production (0033) | $45,752,882 | 1,372 | 16.8% |
| Barley (0091) | $40,626,920 | 8,194 | 0.1% |
| Sugar Beets (0039) | $16,453,086 | 265 | 34.8% |
| Canola (0015) | $10,868,112 | 4,353 | 4.1% |
| Apiculture (1191) | $10,307,129 | 96 | 37.9% |
| Flax (0031) | $6,425,127 | 2,872 | 0.0% |
| Corn (0041) | $6,091,805 | 938 | 0.0% |
| Mustard (0069) | $3,223,078 | 2,217 | 5.6% |
| Soybeans (0081) | $3,028,658 | 406 | 0.0% |
| Potatoes (0084) | $2,647,399 | 26 | 0.0% |
| Oats (0016) | $1,712,774 | 2,781 | 0.0% |
| Safflower (0049) | $1,245,045 | 1,587 | 0.5% |
| Cherries (0057) | $1,179,470 | 54 | 0.0% |
| Alfalfa Seed (0107) | $1,004,057 | 16 | 0.0% |
| Forage Seeding (0032) | $467,061 | 591 | 0.0% |
| Camelina (0333) | $441,221 | 1,035 | 0.0% |
| Triticale (0158) | $356,133 | 330 | 0.0% |
| Dry Beans (0047) | $291,366 | 167 | 0.0% |
| Hemp (1218) | $42,286 | 55 | 0.0% |
| Sunflowers (0078) | $0 | 183 | — |
| Buckwheat (0114) | $0 | 30 | — |
Frequently asked questions
- How much crop insurance is there in Montana?
- In 2026, Montana had 48,343 crop insurance policies sold covering $998,997,689 in total liability. Total premium collected was $178,211,230, including $119,516,734 in government subsidy. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What crop has the most crop insurance in Montana?
- By total liability covered, Wheat (USDA commodity code 0011) is the largest crop insurance commodity in Montana for 2026 with $511,196,556 in liability across 10,960 policies and a loss ratio of 3.8%. Source: USDA RMA Summary of Business (Atlas Commons aggregation).
- What was the Montana crop insurance loss ratio in 2026?
- Atlas Commons computes Montana's crop insurance loss ratio for 2026 as 10.0% (total indemnities paid / total premium × 100). A ratio above 100% means more was paid in claims than collected in premiums. This is an Atlas Commons computation — USDA RMA does not publish a per-state summary loss ratio.
What this is — and isn't
All policy counts and dollar amounts are AGGREGATED — Atlas Commons sums of the USDA RMA Summary of Business per-crop-per-plan-per-county published figures. The loss ratio and commodity ranking are Atlas Commons computations; USDA RMA does not publish per-state summary loss ratios or commodity rankings.
This page is informational only. It describes the scope of federally subsidized crop insurance in Montana — it is not actuarial analysis, a prediction of future indemnities, or advice on which crops to insure. For crop-specific actuarial data and program participation, use the USDA RMA Cost Estimator and Actuarial Data Master files .
Source: USDA Risk Management Agency Summary of Business (state × county × crop × plan grain). CC0.
Structured facts: /coverage/crop/states/mt.jsonld